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I applied via Company Website and was interviewed in Dec 2020. There were 4 interview rounds.
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posted on 26 Mar 2024
As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.
Loan limits can vary based on the client's credit score, income, and financial history.
I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.
The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...
I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.
Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.
Established in 1974
Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment
Has a strong presence in rural and semi-urban areas
Part of the Shriram Group, a prominent conglomerate in India
Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.
Evaluate financial data such as income, assets, debts, and credit history
Assess risk factors and determine credit ratings
Make recommendations on credit limits and terms
Monitor and review credit accounts for potential risks
Communicate findings and recommendations to management
To increase business, it is important to focus on customer satisfaction, marketing strategies, and employee training.
Prioritize customer satisfaction by providing excellent service and addressing their needs
Implement effective marketing strategies to attract new customers and retain existing ones
Invest in employee training and development to enhance productivity and customer experience
Analyze market trends and competit...
The frequency of earning incentives depends on various factors such as performance, targets, and company policies.
The frequency of earning incentives may vary from company to company.
Incentives are often tied to achieving specific targets or goals.
Some companies may offer incentives on a monthly, quarterly, or annual basis.
Incentives can also be earned based on individual or team performance.
The amount of incentive ear...
Seeking new challenges and opportunities for growth.
Looking for a new challenge to expand my skills and knowledge
Seeking better career advancement opportunities
Wanting to work in a more innovative and dynamic environment
posted on 13 May 2018
The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.
I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.
I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.
I am excited ...
I applied via Referral and was interviewed before Feb 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.
Yes, I have experience in gold valuation.
I have completed a course in gold valuation and have experience in assessing the purity and value of gold.
I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.
In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.
I keep myself updated with the current market trends and ...
We can accept gold loans of any carat.
We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.
The carat of gold determines its purity, with 24 carat being the purest form.
Different carats of gold have different levels of purity and value.
We assess the value of the gold based on its carat and weight.
Customers can avail gold loans regardless of the carat of their gold.
Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.
Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.
In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.
In the legal field, hallmarks can refer to significant or...
I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.
Regular team meetings to discuss progress and challenges
Setting individual and team targets and monitoring progress
Providing training and support to team members to improve their skills
Recognizing and rewarding achievements to motivate the team
Encouraging teamwork and collaboration among team memb...
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.
Identify potential customers through market research and customer profiling
Offer personalized solutions based on their needs and preferences
Leverage existing customer base for referrals and word-of-mouth marketing
Use digital marketing channels to reach a wider audience
Train and motivate sales team to e...
I applied via Referral and was interviewed before Apr 2020. There was 1 interview round.
My work nature is highly organized, detail-oriented, and focused on achieving goals.
I am highly organized and prioritize tasks effectively to ensure smooth operations.
I pay attention to detail and ensure accuracy in all aspects of my work.
I am goal-oriented and strive to achieve targets and exceed expectations.
I am proactive and take initiative to identify and resolve issues before they escalate.
I am adaptable and able...
Work experience refers to the practical knowledge and skills gained through employment or professional activities.
Work experience is the accumulation of skills, knowledge, and expertise acquired through employment or professional engagements.
It includes both paid and unpaid work, internships, volunteer work, and any other relevant activities.
Work experience helps individuals develop industry-specific skills, adaptabili...
The target is achievable with proper planning and execution.
The target is challenging but realistic.
We have a clear plan in place to achieve the target.
Regular monitoring and course correction will ensure we stay on track.
We have a motivated team that is committed to achieving the target.
Examples: Last quarter, we exceeded our target by 10%. This quarter, we are on track to meet our target by the end of the month.
Awards and rewarding are forms of recognition and incentives given to individuals or organizations for their achievements or contributions.
Awards can be in the form of trophies, certificates, or monetary prizes.
Rewarding can include bonuses, promotions, or other perks.
They motivate and encourage individuals to perform better and achieve goals.
Awards and rewarding can be given in various fields such as sports, academics...
Assistant Manager
180
salaries
| ₹3.1 L/yr - ₹8.5 L/yr |
Executive
162
salaries
| ₹2.2 L/yr - ₹6.2 L/yr |
Branch Manager
79
salaries
| ₹6 L/yr - ₹13.3 L/yr |
Branch Head
41
salaries
| ₹6.5 L/yr - ₹13 L/yr |
Manager
40
salaries
| ₹4.5 L/yr - ₹11 L/yr |
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