Punjab National Bank Interview Questions, Process, and Tips

It was an aptitude test and Technical test.

Q1. Branch related questions.
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Q2. What are the requirements in setting an Industry.
Ans. 
Requirements for setting up an industry include proper planning, sufficient capital, skilled workforce, necessary permits, and a suitable location.
• Proper planning is essential to determine the type of industry, target market, and production process.

• Sufficient capital is needed for purchasing equipment, raw materials, and covering operational costs.

• Skilled workforce is necessary to operate machinery, manage production, ...read more
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Q3. Questions related to cement.
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Q4. How you can set up an industry.
Ans. 
Setting up an industry involves thorough planning, securing funding, obtaining necessary permits, hiring skilled workers, and implementing efficient processes.
• Develop a detailed business plan outlining the industry's goals, target market, competition analysis, and financial projections.

• Secure funding through investors, loans, or grants to cover startup costs and initial operating expenses.

• Obtain necessary permits and l...read more
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Q1. Tell me about yourself
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I am a dedicated and hardworking individual with a background in finance and a passion for helping others achieve their goals.
• Background in finance

• Dedicated and hardworking

• Passionate about helping others

• Goal-oriented
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Q2. Why banking ?? Rbi norms
Ans. 
Banking offers stability, growth opportunities, and a chance to contribute to the economy. RBI norms ensure financial stability and regulation.
• Banking provides stability in terms of job security and growth opportunities.

• Opportunity to contribute to the economy by facilitating financial transactions and investments.

• RBI norms ensure financial stability, regulation, and protection of customer interests.

• Career growth prosp...read more
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Q1. Type of Charge?
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Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
• Type of charge can be fixed or floating.

• Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.

• Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...read more
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Q2. What is the role of CERSAI portal?
Ans. 
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
• CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.

• It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.

• Lenders are required to register their security interest...read more
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Q1. Recovery of stress loan.
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Q2. Marketing of Banking and bank's tie up insurance products.
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Q3. Operational banking.
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Q4. Customer service.
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Q5. Bank link insurance business.
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Q1. How the quality of risk governance in the bank can be improved
Ans. 
Improving risk governance in a bank involves enhancing risk culture, implementing robust risk management frameworks, and fostering transparency and accountability.
• Enhance risk culture by promoting risk awareness and accountability at all levels of the organization

• Implement robust risk management frameworks to identify, assess, monitor, and mitigate risks effectively

• Foster transparency and accountability by ensuring cle...read more
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IAn ndividual ability in a certain area to help predict whether you are likely to succeed. Such tools can help assess student strengths or evaluate a potential job candidate's strengths and weaknesses.

Such tests aren't designed to see how intelligent you are; instead, they assess specific skills or inclinations. Keep reading to learn more about how aptitude tests work, the types of tests you might encounter, and how they differ from intelligence tests.

Group discussion is a comprehensive technique to judge the suitability of an individual and his appropriateness for admission, scholarship, job, etc. GD assesses the overall personality – thoughts, feelings and behaviour - of an individual in a group. A topic is presented to the group members for discussion.

Sir mujhe banking mai 4years ka experience hai

Mai apni mehnat se kam krunga

Q1. I have computer knowledge B.A Economics passed from LNMU DARBHANGA BIHAR
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Q1. Banking cash deposit, cash withdrawal, money transfer Basic knowledge
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Q1. Mujhe job chahiye ku ki ye job like Mai hu
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