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Mahindra Rural Housing Finance Hroc Interview Questions and Answers

Updated 17 Jun 2021

Mahindra Rural Housing Finance Hroc Interview Experiences

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Hroc Interview Questions & Answers

user image Anonymous

posted on 17 Jun 2021

Interview Questionnaire 

6 Questions

  • Q1. Full form of I.C.engine
  • Ans. 

    I.C. engine stands for Internal Combustion engine.

    • I.C. engine is a heat engine that converts chemical energy into mechanical energy.

    • It is used in automobiles, motorcycles, and other vehicles.

    • It works by burning fuel inside a combustion chamber to create high-pressure gases that push a piston.

    • Examples of I.C. engines include gasoline engines, diesel engines, and rotary engines.

  • Answered by AI
  • Q2. Internal combustion engine
  • Q3. Which engine is more efficient, I.C. engine or E.C engine
  • Ans. 

    E.C. engines are generally more efficient than I.C. engines.

    • E.C. engines convert more energy into motion than I.C. engines.

    • E.C. engines have fewer moving parts, reducing energy loss due to friction.

    • I.C. engines waste energy through heat and exhaust, while E.C. engines are more environmentally friendly.

    • Examples of E.C. engines include electric cars and trains, while I.C. engines are found in traditional gasoline-powered

  • Answered by AI
  • Q4. I.C.engine
  • Q5. Introduce yourself
  • Q6. Name, address, qualifications,hobby,

Interview questions from similar companies

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my portfolio and communication skill in pitching products

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak bold motivated and practical

I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Where we are found my CV .
  • Ans. Yes I am trakle allready 24 employees so no problem I trakle the branch.
  • Answered by RATHIN PAUL

Interview Preparation Tips

Interview preparation tips for other job seekers - Very nice Company Very short process and nice cooperation of HR.

I applied via Referral and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell about your self
  • Ans. I'm lincy completed mcom IB with 71% in KG college of arts and science. I did my schooling at Ooty in kendriya vidyalaya.
  • Answered by Lincy L
  • Q2. Why did you choose this job
  • Ans. Because I have the necessary qualifications
  • Answered by Lincy L

Interview Preparation Tips

Interview preparation tips for other job seekers - Should be confident
Speak positively

I appeared for an interview before Apr 2018.

Interview Questionnaire 

1 Question

  • Q1. Introduction and career details

Interview Preparation Tips

General Tips: Interviewer was perfectly fine. I had applied for the position of HR Executive for Udyog Vihar, Gurgaon location. The discussion started with introduction and some other career details. The discussion also included some of the family details and questions regarding reason for leaving last organizations. It was precise, but that I can totally understand if my experience or anything couldn't match up the requirements of the job as its a huge organization.

But I would really like to express some very important suggestions to the Gurgaon HR team, that while interviewing any candidate, please have a discussion in a decent cabin or some sort of a meeting room. It really feels awkward and inappropriate to be interviewed openly in a floor, where 50 other people were also sitting and listening everything about your interview, the professional details and some things could be personal.

I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. About financial statements analysis.
  • Q2. Importance of critical thinking process in unsecured lending.
  • Ans. 

    Critical thinking is crucial in unsecured lending as it helps in assessing the borrower's creditworthiness and mitigating risks.

    • Critical thinking helps in analyzing the borrower's financial history and identifying any red flags.

    • It enables the credit officer to make informed decisions based on the borrower's creditworthiness and ability to repay the loan.

    • It helps in identifying potential risks and developing strategies ...

  • Answered by AI
  • Q3. What are the mandatory documents for Unsecured and secured lending?
  • Ans. 

    Mandatory documents for unsecured and secured lending.

    • For unsecured lending, mandatory documents include identity proof, address proof, income proof, bank statements, and credit score.

    • For secured lending, mandatory documents include property documents, identity proof, address proof, income proof, bank statements, and credit score.

    • Additional documents may be required based on the type of loan and lender's policies.

    • Docum...

  • Answered by AI
  • Q4. What are the types of property documents in Deeds?
  • Ans. 

    There are various types of property documents in Deeds, including title deeds, sale deeds, gift deeds, mortgage deeds, lease deeds, and power of attorney deeds.

    • Title deeds establish ownership of the property.

    • Sale deeds transfer ownership from the seller to the buyer.

    • Gift deeds transfer ownership as a gift.

    • Mortgage deeds are used to secure a loan against the property.

    • Lease deeds establish a lease agreement between the o...

  • Answered by AI

I applied via Company Website and was interviewed before Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About myself, about market policy of banking NBFC

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good interview I like it

I applied via Campus Placement and was interviewed before Nov 2020. There were 5 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Tell me something about yourself
  • Q2. Strength and weakness
  • Q3. 5 year plan in your career
  • Q4. Subject matter expert

Interview Preparation Tips

Interview preparation tips for other job seekers - Be open
Down to earth
Be affluent
Know your subject well
Be confident

Interview Questionnaire 

1 Question

  • Q1. How many years of experience......if none tell about yourself.....nd what is ur qualification....this type of normal qustion....

Interview Preparation Tips

Round: Group Discussion
Experience: Mainly ask why u r interested to join muthoot fincrop.....nd what is ur groth in this organisation

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

Mahindra Rural Housing Finance Interview FAQs

What are the top questions asked in Mahindra Rural Housing Finance Hroc interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Hroc interview -

  1. Which engine is more efficient, I.C. engine or E.C eng...read more
  2. Full form of I.C.eng...read more
  3. Internal combustion eng...read more

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