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LIC Housing Finance Credit Appraisal Interview Questions, Process, and Tips for Experienced

Updated 22 Jun 2022

1 LIC Housing Finance Credit Appraisal Interview Experience for Experienced

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Credit Appraisal Interview Questions

user image Anonymous

posted on 6 Jun 2022

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Jun 2021.

2 Interview Rounds

1

Aptitude Test Round

General Banking , Maths, And reasoning

2

One-on-one Round (8 Questions)

  • Q1. How do u analyse CIBIL
  • Q2. What is Loan to value ratio
  • Q3. What is Monthly income to installment ratio (MLSC)
  • Q4. Resume based questions
  • Q5. What is Zero coupon bonds
  • Q6. Indian Accounting standards
  • Q7. What are the NPA norms of RBI.
  • Q8. What is SARFAESI ACT

Interview Preparation Tips

Interview preparation tips for other job seekers - I directly recruited from Campus. But for others, write the exam, then u will have one on one round. You will get call from HR after a long process of 3 to 4 months.

LIC Housing Finance Interview FAQs

How many rounds are there in LIC Housing Finance Credit Appraisal interview for experienced candidates?
LIC Housing Finance interview process for experienced candidates usually has 2 rounds. The most common rounds in the LIC Housing Finance interview process for experienced candidates are Aptitude Test and One-on-one Round.
What are the top questions asked in LIC Housing Finance Credit Appraisal interview for experienced candidates?

Some of the top questions asked at the LIC Housing Finance Credit Appraisal interview for experienced candidates -

  1. What is Monthly income to installment ratio (ML...read more
  2. How do u analyse CI...read more
  3. What is Loan to value ra...read more

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