Kotak Mahindra Prime Deputy Manager - Finance Interview Questions and Answers

Q1. Good morning all In the process of interview they will ask you 1. Tell me about yourself 2. About previous job 3. What do you about home loans 4. Is it ok to have no holidays This is the process of inte...read more
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Q1. Introduction About your parents And qualification details
Ans. 
I come from a supportive family and have a strong educational background.
• My parents have always been supportive of my career choices and have encouraged me to pursue my goals.

• My father is a successful businessman and my mother is a teacher, so I have learned valuable skills from both of them.

• I have a bachelor's degree in Business Administration from XYZ University.

• I also have completed various sales and marketing cours...read more
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Q1. Same as before asked during branch interview
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Q1. What is the policy of home loan
Ans. 
Home loan policies vary by lender but typically involve borrowing a sum of money to purchase a property, with the property serving as collateral.
• Home loan policies differ among lenders in terms of interest rates, repayment terms, and eligibility criteria.

• Borrowers usually need to make a down payment and pay closing costs when obtaining a home loan.

• The property being purchased serves as collateral for the loan, meaning ...read more
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Q2. Home loan process
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Q3. What is the criteria for home loan process?
Ans. 
Criteria for home loan process include credit score, income verification, employment history, and property appraisal.
• Credit score is a major factor in determining eligibility for a home loan.

• Income verification is necessary to ensure the borrower can afford the loan.

• Employment history is considered to assess stability and ability to repay the loan.

• Property appraisal is conducted to determine the value of the property b
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Q4. How do you attend a client ?
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Q5. What document need for home loan process
Ans. 
Documents required for a home loan process include proof of identity, income, residence, property documents, and bank statements.
• Proof of identity (such as Aadhar card, passport, or driver's license)

• Proof of income (such as salary slips, income tax returns, or bank statements)

• Proof of residence (such as utility bills or rental agreement)

• Property documents (such as sale deed, NOC, or property tax receipts)

• Bank statement...read more
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Q1. About your self
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Q1. What is your family bac
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They asked some financial questions

Q1. Pele used to say job, how will you work in this company, what is the time, what is the office number 23 form?
Ans. I will make hero fincrop, I will meet the costumer, whether he wants a loan or not, if the costumer agrees, then I will take his documents, check the sibil, login the file, 9:00 to 7:00 23 forms are RC.
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Q2. 28 number form kya hota hai
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