Kotak Mahindra Prime Deputy Manager - Finance Interview Questions and Answers

Q1. Good morning all In the process of interview they will ask you 1. Tell me about yourself 2. About previous job 3. What do you about home loans 4. Is it ok to have no holidays This is the process of inte...read more
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Q1. Introduction About your parents And qualification details
Ans. 
I come from a supportive family and have a strong educational background.
• My parents have always been supportive of my career choices and have encouraged me to pursue my goals.

• My father is a successful businessman and my mother is a teacher, so I have learned valuable skills from both of them.

• I have a bachelor's degree in Business Administration from XYZ University.

• I also have completed various sales and marketing cours...read more
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Q1. Same as before asked during branch interview
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Q1. About your self
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Q1. What is your family bac
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They asked some financial questions

Q1. What is the policy of home loan
Ans. 
Home loan policies vary by lender but typically involve borrowing a sum of money to purchase a property, with the property serving as collateral.
• Home loan policies differ among lenders in terms of interest rates, repayment terms, and eligibility criteria.

• Borrowers usually need to make a down payment and pay closing costs when obtaining a home loan.

• The property being purchased serves as collateral for the loan, meaning ...read more
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Q2. Home loan process
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Q3. What is the criteria for home loan process?
Ans. 
Criteria for home loan process include credit score, income verification, employment history, and property appraisal.
• Credit score is a major factor in determining eligibility for a home loan.

• Income verification is necessary to ensure the borrower can afford the loan.

• Employment history is considered to assess stability and ability to repay the loan.

• Property appraisal is conducted to determine the value of the property b
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Q4. How do you attend a client ?
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Q5. What document need for home loan process
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Documents required for a home loan process include proof of identity, income, residence, property documents, and bank statements.
• Proof of identity (such as Aadhar card, passport, or driver's license)

• Proof of income (such as salary slips, income tax returns, or bank statements)

• Proof of residence (such as utility bills or rental agreement)

• Property documents (such as sale deed, NOC, or property tax receipts)

• Bank statement...read more
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Q1. What is Sales? What is Mortgage?
Ans. 
Sales is the process of selling products or services to customers, while Mortgage is a loan secured by real estate.
• Sales involves identifying potential customers, presenting products or services, and closing deals.

• Mortgage is a type of loan used to finance the purchase of real estate, where the property itself serves as collateral.

• Sales executives focus on building relationships with clients, understanding their needs,...read more
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Q2. What do you know about sales
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Sales involves the process of selling products or services to customers, meeting their needs and generating revenue for the company.
• Sales is the process of identifying potential customers and persuading them to purchase a product or service.

• It involves building relationships with customers, understanding their needs, and providing solutions.

• Sales executives use various techniques such as cold calling, networking, and p...read more
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Q3. How to do file sorting?
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File sorting is the process of organizing files in a specific order based on certain criteria.
• Determine the criteria for sorting, such as file name, file type, file size, or date modified

• Use a sorting algorithm or built-in sorting functions to sort the files based on the chosen criteria

• Implement the sorting process by writing code or using file management software

• Examples: Sorting files alphabetically, sorting files by...read more
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