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Kotak Mahindra Bank Interview Questions, Process, and Tips for Freshers

Updated 7 Mar 2025

Top Kotak Mahindra Bank Interview Questions and Answers for Freshers

View all 61 questions

Kotak Mahindra Bank Interview Experiences for Freshers

Popular Designations

142 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Mar 2022. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Skill knowledge and confidence
  • Q2. Ask anything regards job
  • Q3. Confidence skills knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be shy n Confused be confident n do whatever you want to do

Top Kotak Mahindra Bank Assistant Manager Interview Questions and Answers

Q1. Why is SAS used of there are other open source tools available?
View answer (13)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (88)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Ans. I am Kritesh Kaushal, currently pursuing Post Graduate diploma in Management from Management Development Institute, Gurgaon. I have a work experience of 15 months from Wipro. Apart from that, I also have 2 live projects wherein I was responsible for conducting market research and generating insights. My hobbies include swimming, reading about entrepreneurship and watching stand-up shows.
  • Answered Anonymously
  • Q2. You have done mechanical engineering, then went on to work in an IT company, Wipro and after that you did a course in MBA. There is no single flow in your career graph, what are your views regarding this?
  • Ans. In my long term goal, I want to do an entrepreneurial venture of my own. For this, it is imperative for me to have a diverse set of skill sets, hence my experience in different fields.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be nervous, be confident in your answers.

Management Trainee Interview Questions asked at other Companies

Q1. What do you mean by balance sheet reconciliation could you explain briefly?
View answer (45)

I applied via Campus Placement and was interviewed in May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. My self ..Why u want this position ? About family ? Academics
Round 3 - Technical 

(1 Question)

  • Q1. About job role , which insurance will you suggest me ? How will you sell the banking products to customers ?

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Deputy Manager interview:
  • Banking products and services
Interview preparation tips for other job seekers - Be confidance , Read in depth about banking products and services , know about insurance , Be clear about job role

Top Kotak Mahindra Bank Deputy Manager Interview Questions and Answers

Q1. How would you sale our products to your existing clients?
View answer (18)

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (69)

Manager Interview Questions & Answers

user image Anonymous

posted on 27 Nov 2023

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Know your ratios and thorough knowledge about financial concepts is necessary.
  • Q2. Various ratios & past profile
Round 3 - One-on-one 

(5 Questions)

  • Q1. Theoretical knowledge about finance.
  • Q2. Industry outlook of any industry
  • Ans. 

    The industry outlook of any industry depends on various factors such as market trends, competition, technological advancements, and economic conditions.

    • Market trends play a crucial role in determining the industry outlook. For example, if there is a growing demand for renewable energy sources, the outlook for the renewable energy industry would be positive.

    • Competition within the industry can impact the outlook. If ther...

  • Answered by AI
  • Q3. Credit review process
  • Q4. Financial ratios
  • Q5. Products offered by the bank
  • Ans. 

    The bank offers a wide range of products including savings accounts, loans, credit cards, and investment options.

    • Savings accounts: The bank offers various types of savings accounts such as basic savings accounts, high-interest savings accounts, and youth savings accounts.

    • Loans: The bank provides different types of loans including personal loans, home loans, and car loans.

    • Credit cards: The bank offers a variety of credi...

  • Answered by AI
Round 4 - HR 

(1 Question)

  • Q1. U have to negotiate.

Interview Preparation Tips

Interview preparation tips for other job seekers - Have thorough knowledge about your subject. It should be your core expertise. Don't try to take the interviewers for a ride, they are highly knowledgeable. If you don't know something, just tell them, they'll will guide you.

Manager Interview Questions asked at other Companies

Q1. There is a chairman of a conglomerate. He has been on the post for 10 years, and is extremely dominating. He treats the various business heads like children, not letting them take any major decision. While the chairman has negatives, he bel... read more
View answer (2)

Kotak Mahindra Bank interview questions for popular designations

 Assistant Manager

 (148)

 Deputy Manager

 (105)

 Relationship Manager

 (60)

 Manager

 (23)

 Relationship Officer

 (21)

 Credit Manager

 (20)

 Senior Manager

 (17)

 Assistant Acquisition Manager

 (16)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Basic questions related to bfsi
  • Q2. What is ulip/ what is insurance
  • Ans. 

    ULIP stands for Unit Linked Insurance Plan. It is a type of insurance product that combines investment and insurance.

    • ULIP is a financial product that provides both insurance coverage and investment opportunities.

    • It allows policyholders to invest a portion of their premium in various investment options such as stocks, bonds, or mutual funds.

    • The investment component of ULIPs offers the potential for higher returns compar...

  • Answered by AI
Round 2 - Technical 

(1 Question)

  • Q1. Sell me ulip/traditional insurance plan
  • Ans. 

    ULIP and traditional insurance plans offer financial protection and investment opportunities.

    • ULIPs provide the dual benefit of insurance coverage and investment growth.

    • Traditional insurance plans offer guaranteed returns and tax benefits.

    • ULIPs allow policyholders to choose from various investment options like equity, debt, or balanced funds.

    • Traditional insurance plans provide a fixed sum assured and maturity benefit.

    • Bo...

  • Answered by AI

Top Kotak Mahindra Bank Relationship Manager Interview Questions and Answers

Q1. What is your strategy to achieve target's
View answer (14)

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

Get interview-ready with Top Kotak Mahindra Bank Interview Questions

Interview Questions & Answers

user image

posted on 25 Apr 2023

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Referral and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Basic questions of your
  • Q2. Family background and study related questions

I applied via Campus Placement and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. Tell Me Something About Yourself.
  • Q2. Why did you left your previous job?
  • Q3. What is your interest and what activity you like to do the most?
  • Q4. Do you know about the process for which you are applying?
  • Q5. Do you have any other questions?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and Answer Positively.
If you are a Fresher tell them why you want to join there company, What you like the most and what you are expecting in return and Grab the opportunity.

Top Kotak Mahindra Bank Assistant Manager Interview Questions and Answers

Q1. Why is SAS used of there are other open source tools available?
View answer (13)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (88)

I applied via Walk-in and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Previous organisation, fluent in English, stretch for work
  • Q2. Pitching any product

Interview Preparation Tips

Interview preparation tips for other job seekers - Only go and gave the interview of contact centre .must speak fluent and check for the timing and all

Top Kotak Mahindra Bank Deputy Manager Interview Questions and Answers

Q1. How would you sale our products to your existing clients?
View answer (18)

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (69)

Deputy Manager Interview Questions & Answers

user image Jenee Thakkar

posted on 1 Jun 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is Working capital
  • Ans. 

    Working capital is the difference between a company's current assets and current liabilities.

    • Working capital is essential for a company's day-to-day operations.

    • It indicates the company's ability to pay off its short-term debts.

    • Formula: Working Capital = Current Assets - Current Liabilities

    • Examples: Cash, inventory, accounts receivable are current assets. Accounts payable, short-term loans are current liabilities.

  • Answered by AI
  • Q2. Finance questions

Top Kotak Mahindra Bank Deputy Manager Interview Questions and Answers

Q1. How would you sale our products to your existing clients?
View answer (18)

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (69)

I applied via Recruitment Consulltant

Round 1 - HR 

(1 Question)

  • Q1. My first round was Manager round, in first round they check communication skill, language fluency, Ability of work pressure, your entire carrier journey, Stability, it is bank process so keep in mind dress...

Interview Preparation Tips

Interview preparation tips for other job seekers - i recommended to every one, if you have confidence you can do the negotiationin the part of salary bcz in kotak very less salary as per banking process.

Top Kotak Mahindra Bank Assistant Manager Interview Questions and Answers

Q1. Why is SAS used of there are other open source tools available?
View answer (13)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (88)

Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank interview for freshers?
Kotak Mahindra Bank interview process for freshers usually has 1-2 rounds. The most common rounds in the Kotak Mahindra Bank interview process for freshers are Resume Shortlist, One-on-one Round and HR.
How to prepare for Kotak Mahindra Bank interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Current Account, Sales, Excel, Back Office Operations and Banking Operations.
What are the top questions asked in Kotak Mahindra Bank interview for freshers?

Some of the top questions asked at the Kotak Mahindra Bank interview for freshers -

  1. Which command will you entered in finacle banking software for RTGS/NEFT and fo...read more
  2. what is clean note policy? What is the difference between Indemnity and Affidav...read more
  3. How many current accounts you need to source for a mo...read more
How long is the Kotak Mahindra Bank interview process?

The duration of Kotak Mahindra Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Kotak Mahindra Bank Interview Process for Freshers

based on 83 interviews

Interview experience

4
  
Good
View more

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Kotak Mahindra Bank Reviews and Ratings

based on 17k reviews

3.8/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.4

Salary

3.7

Job security

3.5

Company culture

3.3

Promotions

3.4

Work satisfaction

Explore 17k Reviews and Ratings
Assistant Manager
12.7k salaries
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Deputy Manager
11.3k salaries
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Manager
5.4k salaries
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Senior Manager
3.5k salaries
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Relationship Manager
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