Kotak Mahindra Bank Deputy Manager II Interview Questions and Answers

Q1. Why are you looking for a change?
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Q1. Regarding for Banking
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Q1. Regarding for the banking sales etc
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Q1. Why internal audit
Ans. 
Internal audit helps ensure compliance, identify risks, and improve processes.
• Internal audit helps to ensure compliance with regulations and company policies.

• It helps identify risks and weaknesses in processes, allowing for improvements to be made.

• Internal audit provides assurance to stakeholders that the organization is operating effectively and efficiently.

• It can also help in detecting and preventing fraud within the...read more
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Q2. What are the checkpoints in kyc process
Ans. 
Checkpoints in KYC process ensure compliance with regulations and verify customer identity.
• Collecting customer information (name, address, date of birth, etc.)

• Verifying documents (ID, proof of address, etc.)

• Screening for sanctions lists and politically exposed persons

• Risk assessment based on customer profile and transaction behavior

• Regularly updating customer information and conducting periodic reviews
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Q3. Will you be comfortable with one audit for four years
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Q1. About your self Present work profile in little brief.
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Q2. Tell me about your self
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Q3. What you do in your role
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Q4. If fresher general questions they will ask about the Banking
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Q1. Informing salary and documentation
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Q1. I'm handicap but it's not my weekness ,can you consider me .
Ans. 
We welcome and consider all qualified candidates regardless of any disabilities.
• We value diversity and inclusivity in our workplace.

• We provide reasonable accommodations to ensure equal opportunities for all employees.

• Your disability will not affect your ability to perform the job duties.

• We focus on your skills, experience, and qualifications.

• We encourage you to apply and let us know if you require any accommodations du
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What's you work in ur job and other responsibility or designation /grade

Q1. R u ready for relocated
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Q2. Any issue for sales ?
Ans. 
Yes, there is an issue with sales.
• Sales have been declining for the past few months.

• There is increased competition in the market.

• The sales team is not meeting their targets.

• There is a lack of effective marketing strategies.

• Customer complaints and negative reviews are affecting sales.
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Q1. Normally asking in banking or previous expirence what is handle there ?
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Q1. Work experience
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Q2. Customer baaed questions
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