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Kogta Financial India Limited Branch Receivable Manager Interview Questions and Answers

Updated 4 Dec 2023

Kogta Financial India Limited Branch Receivable Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2022. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Previous job releve
  • Ans. 

    I was responsible for managing the receivables of the branch.

    • Managed and monitored the accounts receivable process

    • Developed and implemented strategies to improve cash flow

    • Worked closely with sales and customer service teams to resolve payment issues

    • Analyzed customer creditworthiness and set credit limits

    • Generated reports and provided analysis on receivables performance

  • Answered by AI
  • Q2. What is your expetation for salary??
  • Ans. 

    I expect a competitive salary that reflects my experience and the responsibilities of the role.

    • I am looking for a salary that is commensurate with my skills and qualifications.

    • I would like to be compensated fairly for the responsibilities and duties of the Branch Receivable Manager position.

    • I am open to discussing salary based on the overall compensation package and benefits offered.

    • I have researched the average salary...

  • Answered by AI
  • Q3. We will try after interview confirmation, so if salary not set by company policy, so are you ready to join from yours last organization package???
  • Q4. Are you non performer in previous job
  • Ans. 

    No

    • I have always been a performer in my previous jobs

    • I consistently met or exceeded my targets and goals

    • I received positive feedback from my supervisors and colleagues

    • I can provide references who can vouch for my performance

  • Answered by AI
  • Q5. We are get offer letter and how I trust to join in our organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Company growing

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About previous work experience
  • Q2. About subject questions
Round 2 - HR 

(2 Questions)

  • Q1. About work related questions
  • Q2. Package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
  • Ans. Comfortable given answer self, family and his education and current job
  • Answered Anonymously
  • Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
  • Ans. Dress code was good formal dress with formal shoes and no any stress about work
  • Answered Anonymously
  • Q3. We want an educated underwriting and expert person for as a credit manager
  • Ans. He/she answered to us is experts in underwriting with PD and income calculation
  • Answered Anonymously
  • Q4. Asking about team handling and branch handling
  • Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
  • Answered Anonymously
  • Q5. Any privious case discussion wherever face problems he is solve it
  • Ans. Any last case disburse who can your biggest case
  • Answered Anonymously
  • Q6. Asking about our company

Interview Preparation Tips

Interview preparation tips for other job seekers - Thank you
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I was interviewed in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
  • Q2. Dont worry you will crack it.
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
  • Q4. Why you want to move to NBFC and what are your expectations
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
Round 3 - One-on-one 

(1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Business volume, Portfolio health, Credit Manager role
  • Q2. Number of Credit Manager against the sale team and number of files login
  • Ans. 

    The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.

    • The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

    • The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

    • For example, if there are 10 sales team...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Must need to check portfolio health of your region , market knowledge, policy

Skills evaluated in this interview

I applied via Approached by Company and was interviewed in Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Bank vs NBFC differences
  • Ans. 

    Banks are regulated by RBI, while NBFCs are regulated by Companies Act. Banks can accept demand deposits, while NBFCs cannot.

    • Banks are financial institutions that are regulated by the Reserve Bank of India (RBI), while Non-Banking Financial Companies (NBFCs) are regulated by the Companies Act.

    • Banks can accept demand deposits, while NBFCs cannot.

    • Banks can issue cheques and demand drafts, while NBFCs cannot.

    • Banks can off...

  • Answered by AI
  • Q2. How to assess cashflow n liquidity
  • Ans. 

    Assessing cashflow and liquidity involves analyzing financial statements and ratios to determine the ability of a company to meet its financial obligations.

    • Reviewing cash flow statements to determine the inflow and outflow of cash

    • Analyzing liquidity ratios such as current ratio and quick ratio

    • Assessing the company's ability to generate cash through operations

    • Evaluating the company's debt-to-equity ratio and debt servic...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic knowledge of background check of company n various loan products offered by nbfcs

Interview Preparation Tips

Interview preparation tips for other job seekers - Good career starting job for freshers.
Be in formal attire and read about recent nbfc frauds n fintech related rbi guidelines.

Kogta Financial India Limited Interview FAQs

How many rounds are there in Kogta Financial India Limited Branch Receivable Manager interview?
Kogta Financial India Limited interview process usually has 2 rounds. The most common rounds in the Kogta Financial India Limited interview process are Resume Shortlist and HR.
What are the top questions asked in Kogta Financial India Limited Branch Receivable Manager interview?

Some of the top questions asked at the Kogta Financial India Limited Branch Receivable Manager interview -

  1. Previous job rel...read more
  2. We are get offer letter and how I trust to join in our organizat...read more

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Kogta Financial India Limited Branch Receivable Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Kogta Financial India Limited Branch Receivable Manager Reviews and Ratings

based on 21 reviews

5.0/5

Rating in categories

4.9

Skill development

4.8

Work-life balance

4.9

Salary

4.9

Job security

4.8

Company culture

4.8

Promotions

4.9

Work satisfaction

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