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Kinara
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Mere pehli company me performance kaafi achha tha, jisme maine team ke sath milkar kai projects successfully complete kiye.
Achieved 120% of my sales target in the first quarter.
Led a team of 5 to successfully launch a new product line.
Received 'Employee of the Month' award for outstanding performance.
Implemented a new process that improved efficiency by 30%.
Collecting all bounced EMIs from customers can be viewed as a recovery strategy to improve cash flow.
Bounced EMIs indicate a failure in payment, often due to insufficient funds.
Collecting these payments can be seen as a proactive approach to debt recovery.
For example, if a customer has multiple bounced EMIs, consolidating the collection efforts can streamline the process.
This strategy can help in maintaining custo...
Collections can be done by establishing clear communication, setting up payment plans, and using legal action as a last resort.
Establish clear communication with the debtor to understand their financial situation and work out a payment plan.
Send reminders and follow up regularly to ensure payments are made on time.
Consider using a debt collection agency or legal action as a last resort.
Maintain accurate records of...
NPA stands for Non-Performing Asset, indicating loans or advances that are in default or in arrears.
An asset is classified as NPA when it is not generating income for the lender.
For example, if a borrower fails to pay interest or principal for 90 days, the loan is considered NPA.
NPAs can lead to financial instability for banks and affect their profitability.
High levels of NPAs can indicate poor credit risk managem...
SDLC stands for Software Development Life Cycle. It is a process used to develop and maintain software applications.
SDLC is a structured approach that consists of various phases such as requirements gathering, design, development, testing, deployment, and maintenance.
It provides a framework for software development teams to plan, build, and deliver high-quality software products.
Each phase in the SDLC has specific...
Manual testing is a process of verifying software manually without the use of automation tools.
Test cases are executed manually by a tester
It involves exploring the software to find defects
It is time-consuming and requires human effort
It is useful for testing user experience and usability
Examples include ad-hoc testing, exploratory testing, and regression testing
Mobile testing is the process of testing mobile applications on various devices and platforms to ensure their functionality and usability.
Mobile testing involves testing mobile apps on different devices and platforms
It ensures the functionality, usability, and performance of the app
Types of mobile testing include functional testing, performance testing, security testing, and compatibility testing
Tools used for mob...
Priority and severity are terms used in software testing to indicate the importance and impact of a defect.
Priority refers to the order in which defects should be fixed based on their impact on the system and business requirements.
Severity refers to the degree of impact a defect has on the system's functionality and the user's ability to use it.
For example, a defect that causes the system to crash would have high ...
Experienced in collections, adept at managing bucket cases through strategic planning and effective communication.
Identify bucket cases by categorizing them based on aging, such as 0-30 days, 31-60 days, etc.
Implement targeted communication strategies for each bucket, e.g., friendly reminders for early buckets and firm follow-ups for older debts.
Utilize data analytics to track payment patterns and adjust collectio...
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
I appeared for an interview in Apr 2025, where I was asked the following questions.
I applied via Company Website and was interviewed in Dec 2024. There were 2 interview rounds.
Sales achievement target
Team Discussion ,sales and collection review etc.
Good communication skills and business development questions
I applied via Company Website and was interviewed in Nov 2023. There were 3 interview rounds.
RM sir study my mind my behiour
Experienced Sales and Collection Manager with a proven track record in driving revenue and optimizing collection processes across various industries.
Managed a sales team of 10 at XYZ Corp, increasing sales by 25% in one year through targeted training and motivation.
Implemented a new collection strategy at ABC Inc. that reduced overdue accounts by 30% within six months.
Developed strong relationships with clients, result...
I bring extensive experience in collections, strategic leadership, and a proven track record of improving recovery rates and team performance.
Proven track record: Increased recovery rates by 30% in my previous role through innovative strategies.
Leadership experience: Managed a team of 50+ collectors, fostering a culture of accountability and excellence.
Data-driven approach: Utilized analytics to identify trends and opt...
In five years, I envision leading innovative collections strategies, enhancing team performance, and driving significant revenue growth.
Develop and implement advanced data analytics to optimize collections processes, similar to how leading firms use AI for predictive modeling.
Foster a high-performing team culture by investing in training and development, akin to successful organizations that prioritize employee growth.
...
I appeared for an interview before Apr 2024, where I was asked the following questions.
Collecting all bounced EMIs from customers can be viewed as a recovery strategy to improve cash flow.
Bounced EMIs indicate a failure in payment, often due to insufficient funds.
Collecting these payments can be seen as a proactive approach to debt recovery.
For example, if a customer has multiple bounced EMIs, consolidating the collection efforts can streamline the process.
This strategy can help in maintaining customer r...
Mere pehli company me performance kaafi achha tha, jisme maine team ke sath milkar kai projects successfully complete kiye.
Achieved 120% of my sales target in the first quarter.
Led a team of 5 to successfully launch a new product line.
Received 'Employee of the Month' award for outstanding performance.
Implemented a new process that improved efficiency by 30%.
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The duration of Kinara Capital interview process can vary, but typically it takes about less than 2 weeks to complete.
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