JPMorgan Chase & Co.
60+ AamDhanE Interview Questions and Answers
Q1. Split Binary String Problem Statement
Chintu has a long binary string str
. A binary string is a string that contains only 0 and 1. He considers a string to be 'beautiful' if and only if the number of 0's and 1'...read more
The task is to split a binary string into beautiful substrings with equal number of 0's and 1's.
Count the number of 0's and 1's in the string.
Iterate through the string and split it into beautiful substrings whenever the count of 0's and 1's becomes equal.
Return the maximum number of beautiful substrings that can be formed.
If it is not possible to split the string into beautiful substrings, return -1.
Q2. Merge Overlapping Intervals Problem Statement
Given a specified number of intervals, where each interval is represented by two integers denoting its boundaries, the task is to merge all overlapping intervals an...read more
Merge overlapping intervals and return sorted list of merged intervals.
Identify overlapping intervals based on start and end times
Merge overlapping intervals to form new intervals
Sort the merged intervals in ascending order of start times
Q3. Left View of a Binary Tree Problem Statement
Given a binary tree, your task is to print the left view of the tree.
Example:
Input:
The input will be in level order form, with node values separated by a space. U...read more
Print the left view of a binary tree given in level order form.
Traverse the tree level by level and print the first node of each level (leftmost node).
Use a queue to keep track of nodes at each level.
Time complexity should be O(n) where n is the number of nodes in the tree.
Q4. Design twitter app
Design a user-friendly Twitter app with customizable timelines and easy navigation.
Include a clean and intuitive user interface
Allow users to customize their timelines by following/unfollowing accounts
Implement easy navigation through tabs for Home, Notifications, Messages, etc.
Include features like trending topics, search functionality, and direct messaging
Q5. What is the difference between multi tasking, multi processing and multi programming operating systems with examples ?
Multi tasking, multi processing, and multi programming are different approaches to managing tasks in an operating system.
Multi tasking allows multiple tasks to run concurrently on a single processor.
Multi processing involves multiple processors running tasks simultaneously.
Multi programming allows multiple programs to be loaded into memory and executed concurrently.
Examples of multi tasking operating systems include Windows, macOS, and Linux.
Examples of multi processing opera...read more
Q6. There are 8 bottles of milk out of which one bottle is poisoned. What will be the minimum number of persons required to find the poisoned bottle if the person dies within 24 hours of drinking the poison. You ha...
read moreMinimum number of persons required to find the poisoned milk bottle out of 8 bottles within 24 hours.
Divide the bottles into groups of 3 and label them A, B, C.
Give each person a different combination of groups to taste.
If someone dies, the poisoned bottle is in that group.
If no one dies, the poisoned bottle is in group D.
Repeat the process with the bottles in the identified group.
Q7. You have two threads one printing even numbers in order and other odd numbers. Design an algorithm so that it prints numbers in natural order?
Use a shared variable and synchronization mechanisms to ensure natural order printing of numbers.
Create two threads, one for printing even numbers and the other for printing odd numbers.
Use a shared variable to keep track of the current number to be printed.
Implement synchronization mechanisms like locks or semaphores to ensure only one thread can access the shared variable at a time.
Each thread should check if it is its turn to print the number based on the parity of the cur...read more
Q8. If I buy a piece of equipment, walk me through the impact on the 3 financial statements
Buying equipment affects all 3 financial statements
On the income statement, the purchase will be recorded as an expense, reducing net income
On the balance sheet, the equipment will be recorded as an asset, increasing total assets
On the cash flow statement, the purchase will be recorded as a cash outflow from investing activities
Q9. Tell me about memory allocation (stack vs. heap)?
Memory allocation refers to the process of assigning memory to programs during runtime.
Stack allocation is done automatically and is limited in size.
Heap allocation is done manually and is larger in size.
Stack memory is used for local variables and function calls.
Heap memory is used for dynamic memory allocation.
Memory leaks can occur if heap memory is not properly managed.
Q10. Find Permutation Problem Statement
Given an integer N
, determine an array of size 2 * N
that satisfies the following conditions:
- Each number from
1
toN
appears exactly twice in the array. - The distance between...read more
The task is to find a permutation array of size 2*N with specific conditions.
Create an array of size 2*N to store the permutation.
Ensure each number from 1 to N appears exactly twice in the array.
Check that the distance between the second and first occurrence of each number is equal to the number itself.
Return the array if conditions are met, else return an empty array.
Q11. Maximum Number by One Swap
You are provided with an array of N integers representing the digits of a number. You are allowed to perform an operation where you can swap the values at two different indices to for...read more
Given an array of integers representing digits of a number, swap two values to form the maximum possible number.
Iterate through the array to find the maximum digit.
Swap the maximum digit with the first digit if it is not already at the first position.
Handle cases where there are multiple occurrences of the maximum digit.
Q12. Subset Sum Equal To K Problem Statement
Given an array/list of positive integers and an integer K, determine if there exists a subset whose sum equals K.
Provide true
if such a subset exists, otherwise return f...read more
Given an array of positive integers and an integer K, determine if there exists a subset whose sum equals K.
Use dynamic programming to solve this problem efficiently
Create a 2D array to store if a subset sum is possible for each element and target sum
Iterate through the array and update the 2D array based on current element and target sum
Check if the last element of the 2D array is true for the given target sum
Q13. Rectangle Counting on an N x N Chessboard
Given a positive integer N, determine the number of possible rectangles that can be formed on an N x N chessboard, excluding squares.
Input:
The first line contains an ...read more
Count the number of rectangles (excluding squares) that can be formed on an N x N chessboard.
Calculate total rectangles using formula N*(N+1)*M*(M+1)/4 where M = N-1
Subtract the number of squares (N*(N+1)*(2*N+1)/6) from total rectangles
Return the count modulo 1000000007 for each test case
Q14. Optimal Strategy for a Coin Game
You are playing a coin game with your friend Ninjax. There are N
coins placed in a straight line.
Here are the rules of the game:
1. Each coin has a value associated with it.
2....read more
Q15. Sudoku Solver Problem Statement
You are provided with a 9x9 2D integer matrix MAT
representing a Sudoku puzzle. The empty cells in the Sudoku are denoted by zeros, while the other cells contain integers from 1 ...read more
Implement a function to solve a Sudoku puzzle by filling empty cells with valid numbers.
Iterate through each empty cell and try filling it with a valid number (1-9) that satisfies Sudoku rules.
Use backtracking to backtrack and try different numbers if a cell cannot be filled with a valid number.
Check rows, columns, and 3x3 sub-grids to ensure each digit appears only once.
Recursively solve the puzzle until all empty cells are filled with valid numbers.
Q16. Chocolate Bar Problem Statement
You are given a chocolate bar represented as a grid with dimensions N x M. Your task is to cut the chocolate bar, either horizontally or vertically, to obtain exactly 'K' pieces....read more
Q17. Explain how the balance sheet works for banking sector
The balance sheet for banking sector shows the assets, liabilities and equity of the bank at a specific point in time.
Assets include cash, loans, investments, and property
Liabilities include deposits, loans from other banks, and bonds
Equity includes the bank's capital and reserves
The balance sheet must balance, with assets equaling liabilities plus equity
The balance sheet is used to analyze the financial health of the bank
Q18. Pascal's Triangle Construction
You are provided with an integer 'N'. Your task is to generate a 2-D list representing Pascal’s triangle up to the 'N'th row.
Pascal's triangle is a triangular array where each el...read more
Q19. Print a matrix in spiral order?
Printing a matrix in spiral order
Start from the first element and print it
Move in a spiral order towards the center of the matrix
Repeat until all elements are printed
Q20. Find Minimum Depth of Binary Tree
You are given a Binary Tree of integers. Your task is to determine the minimum depth of this Binary Tree. The minimum depth is defined as the number of nodes along the shortest...read more
Q21. Shortest Path in an Unweighted Graph
The city of Ninjaland is represented as an unweighted graph with houses and roads. There are 'N' houses numbered 1 to 'N', connected by 'M' bidirectional roads. A road conne...read more
Q22. Counting Pairs Problem Statement
Given a positive integer N
, determine the count of all possible positive integral pairs (X, Y)
that satisfy the equation 1/X + 1/Y = 1/N
.
Example:
Input:
T = 1
N = 2
Output:
3
Ex...read more
Q23. Rearrange Words in a Sentence
You are provided with a sentence 'TEXT'. Each word in the sentence is separated by a single space, and the sentence starts with a capital letter. Your task is to rearrange the word...read more
Rearrange words in a sentence based on increasing order of their length.
Split the sentence into words and calculate the length of each word.
Sort the words based on their lengths in increasing order.
If two words have the same length, maintain their original order from the input sentence.
Q24. Fastest Horse Problem Statement
Given ‘N’ horses running in separate lanes, each horse's finish time is provided in an array. You are tasked to process 'Q' queries. For each query, determine the time taken by t...read more
Given finish times of horses, determine fastest horse in specified lane ranges for multiple queries.
Iterate through each query and find the minimum finish time within the specified range of horses.
Use a nested loop to handle multiple test cases and queries efficiently.
Ensure to handle edge cases like empty ranges or invalid inputs.
Consider using a data structure like arrays to store finish times and process queries.
Q25. Sudoku Validity Problem Statement
You are provided with a 9 x 9 2D matrix MATRIX
containing digits (1-9) and empty cells indicated by 0.
Your task is to determine if there exists a method to fill all empty cell...read more
Check if a valid Sudoku solution exists for a given 9x9 matrix with empty cells.
Iterate through each row, column, and sub-matrix to ensure all digits from 1 to 9 appear exactly once.
Use sets to keep track of digits seen in each row, column, and sub-matrix.
If any digit is repeated in a row, column, or sub-matrix, return 'no'.
If all rows, columns, and sub-matrices pass the validity check, return 'yes'.
Q26. Paths in a Matrix Problem Statement
Given an 'M x N' matrix, print all the possible paths from the top-left corner to the bottom-right corner. You can only move either right (from (i,j) to (i,j+1)) or down (fro...read more
Find all possible paths from top-left to bottom-right in a matrix by moving only right or down.
Use backtracking to explore all possible paths from top-left to bottom-right in the matrix
At each cell, recursively explore moving right and down until reaching the bottom-right corner
Keep track of the current path and add it to the result when reaching the destination
Q27. Kth Largest Number Problem Statement
You are given a continuous stream of numbers, and the task is to determine the kth largest number at any moment during the stream.
Explanation:
A specialized data structure ...read more
Design a data structure to find the kth largest number in a continuous stream of integers.
Design a specialized data structure to handle continuous stream of numbers
Implement add(DATA) function to add integers to the pool
Implement getKthLargest() function to retrieve the kth largest number
Maintain the pool of numbers and update it based on queries
Output the kth largest number for each Type 2 query
Q28. Sort Elements by Frequency
Your task is to sort a list of repeated integers by their frequency in decreasing order. The element with the highest frequency should appear first. If two elements have the same freq...read more
Q29. Distance Between Two Nodes in a Binary Tree
Given a binary tree and the values of two distinct nodes, determine the distance between these two nodes in the tree. The distance is defined as the minimum number of...read more
Calculate the distance between two nodes in a binary tree.
Traverse the tree to find the paths from the root to each node
Find the lowest common ancestor of the two nodes
Calculate the distance by adding the distances from the LCA to each node
Q30. Next Greater Number Problem Statement
Given a string S
which represents a number, determine the smallest number strictly greater than the original number composed of the same digits. Each digit's frequency from...read more
The task is to find the smallest number greater than the given number with the same set of digits.
Iterate from right to left to find the first digit that can be swapped with a smaller digit to make the number greater.
Swap this digit with the smallest digit to its right that is greater than it.
Sort all digits to the right of the swapped digit in ascending order to get the smallest number greater than the original.
If no such number exists, return -1.
Example: For input '56789', ...read more
Q31. Count Subarrays with Given XOR Problem Statement
You are given an array of integers ARR
and an integer X
. Your task is to determine the number of subarrays of ARR
whose bitwise XOR is equal to X
.
Example:
Input...read more
Count the number of subarrays in an array whose XOR is equal to a given value.
Iterate through the array and keep track of XOR values and their frequencies using a hashmap.
For each element, calculate the XOR with the previous elements to find subarrays with XOR equal to the given value.
Use the hashmap to efficiently count the number of subarrays with the desired XOR value.
Handle edge cases like XOR value being 0 separately.
Time complexity can be optimized to O(N) using a hashm...read more
Q32. Stack using Two Queues Problem Statement
Develop a Stack Data Structure to store integer values using two Queues internally.
Your stack implementation should provide these public functions:
Explanation:
1. Cons...read more
Implement a stack using two queues to store integer values with specified functions.
Use two queues to simulate stack operations efficiently.
Maintain the top element in one of the queues for easy access.
Ensure proper handling of edge cases like empty stack or invalid operations.
Example: Push elements 5, 10, 15; Pop element 15; Check top element 10; Check size of stack; Check if stack is empty.
Q33. Problem: Sort an Array of 0s, 1s, and 2s
Given an array/list ARR
consisting of integers where each element is either 0, 1, or 2, your task is to sort this array in increasing order.
Input:
The input starts with...read more
Sort an array of 0s, 1s, and 2s in increasing order.
Use a three-pointer approach to sort the array in a single pass.
Initialize three pointers for 0, 1, and 2 values and iterate through the array.
Swap elements based on the values encountered to achieve the sorted array.
Q34. Most Frequent Non-Banned Word Problem Statement
Given a paragraph consisting of letters in both lowercase and uppercase, spaces, and punctuation, along with a list of banned words, your task is to find the most...read more
Find the most frequent word in a paragraph that is not in the list of banned words.
Split the paragraph into words and convert them to uppercase for case-insensitivity.
Count the frequency of each word, excluding banned words.
Return the word with the highest frequency in uppercase.
Q35. Merge Intervals Problem Statement
You are provided with 'N' intervals, each containing two integers denoting the start time and end time of the interval.
Your task is to merge all overlapping intervals and retu...read more
Merge overlapping intervals and return sorted list by start time.
Sort the intervals based on start time.
Iterate through intervals and merge overlapping ones.
Return the merged intervals sorted by start time.
Q36. Count Distinct Substrings
You are provided with a string S
. Your task is to determine and return the number of distinct substrings, including the empty substring, of this given string. Implement the solution us...read more
Implement a function to count the number of distinct substrings in a given string using a trie data structure.
Create a trie data structure to store the substrings of the input string.
Traverse the trie to count the number of distinct substrings.
Handle empty string as a distinct substring.
Return the count of distinct substrings for each test case.
Q37. Remove the Kth Node from the End of a Linked List
You are given a singly Linked List with 'N' nodes containing integer data and an integer 'K'. Your task is to delete the Kth node from the end of this Linked Li...read more
Implement a function to remove the Kth node from the end of a singly linked list.
Traverse the list to find the length 'N' of the linked list.
Calculate the position of the node to be removed from the beginning as 'N - K + 1'.
Traverse the list again and remove the node at the calculated position.
Q38. LRU Cache Problem Statement
Design and implement a data structure for the Least Recently Used (LRU) Cache to efficiently support the following operations:
get(key)
: Retrieve the value of the key if it exists i...read more
Design and implement a data structure for LRU Cache to efficiently support get and put operations.
Implement a doubly linked list to maintain the order of recently used keys.
Use a hashmap to store key-value pairs for quick access.
Update the linked list and hashmap accordingly for get and put operations.
Discard the least recently used item when the cache reaches its capacity.
Handle edge cases like key not found in cache.
Example: Initialize cache with capacity 3, perform get and...read more
Q39. Longest Palindromic Substring Problem Statement
You are provided with a string STR
of length N
. The goal is to identify the longest palindromic substring within this string. In cases where multiple palindromic ...read more
Given a string, find the longest palindromic substring, choosing the one with the smallest start index if multiple exist.
Iterate through the string and expand around each character to find palindromes
Keep track of the longest palindrome found and its starting index
Return the longest palindromic substring with the smallest start index
Q40. Merge Two Sorted Linked Lists Problem Statement
You are provided with two sorted linked lists. Your task is to merge them into a single sorted linked list and return the head of the combined linked list.
Input:...read more
Merge two sorted linked lists into a single sorted linked list without using additional space.
Create a dummy node to start the merged list
Compare the values of the two linked lists and append the smaller value to the merged list
Move the pointer of the merged list and the pointer of the smaller value's linked list
Continue this process until one of the linked lists is fully traversed
Append the remaining elements of the other linked list to the merged list
Q41. Populating Next Right Pointers in Each Node
Given a complete binary tree with 'N' nodes, your task is to determine the 'next' node immediately to the right in level order for each node in the given tree.
Input:...read more
Implement a function to populate next right pointers in a complete binary tree.
Traverse the tree level by level using BFS
For each node, set its next pointer to the next node in the same level
Handle null nodes appropriately by setting next pointer to null
Ensure the tree is a complete binary tree to guarantee correct output
Q42. With O(1) time complexity, find out if the given number is missing, from the given numbers between 1 to 100 where more than 2 numbers are missing.
To find a missing number from 1 to 100 with O(1) time complexity.
Use the formula n(n+1)/2 to find the sum of numbers from 1 to 100.
Subtract the sum of given numbers from the sum of all numbers to find the missing number.
Use a hash table to keep track of the given numbers and check for missing numbers in O(1) time.
Q43. Difference between a bond and a debenture
A bond is a type of debt security issued by companies or governments, while a debenture is a type of bond that is not secured by collateral.
Bonds are secured by collateral, while debentures are not.
Bonds have a fixed interest rate, while debentures may have a floating interest rate.
Bonds are typically issued by companies or governments to raise capital, while debentures are often issued by corporations.
Examples of bonds include Treasury bonds and corporate bonds, while exampl...read more
Q44. Explain the Eurozone debt crisis
The Eurozone debt crisis was a financial crisis that occurred in the European Union from 2009 to 2012.
The crisis was caused by a combination of factors, including high government debt, low economic growth, and a lack of competitiveness.
Some countries, such as Greece, had borrowed heavily and were unable to repay their debts, leading to fears of default.
The crisis led to bailouts of several countries by the European Union and the International Monetary Fund.
Austerity measures ...read more
Q45. What is hashmap? Where it is used? What is the time complexity to implement it?
HashMap is a data structure that stores key-value pairs and provides constant time complexity for basic operations.
HashMap is used to store and retrieve data based on unique keys.
It is commonly used in programming languages to implement associative arrays or dictionaries.
The time complexity to implement a HashMap is O(1) for basic operations like insertion, deletion, and retrieval.
Q46. What is a deferred tax asset ?
A deferred tax asset is an accounting concept that represents a future tax benefit for a company.
It arises when a company has overpaid taxes or has carried forward tax losses from previous years.
It can be used to offset future tax liabilities and reduce the company's tax bill.
Examples include tax credits, unused tax deductions, and net operating losses.
Deferred tax assets are recorded on the balance sheet as an asset.
They are subject to regular review and may need to be writt...read more
Q47. What is working capital
Working capital is the difference between current assets and current liabilities of a company.
It is the amount of money a company has available for its day-to-day operations.
It is calculated by subtracting current liabilities from current assets.
Positive working capital means the company has enough funds to cover its short-term obligations.
Negative working capital means the company may struggle to meet its short-term obligations.
Examples of current assets include cash, invent...read more
Q48. Brexit vote and how it would effect the indian economy?
The Brexit vote could have both positive and negative effects on the Indian economy.
Positive effects: Increased trade opportunities with the UK, potential for attracting foreign investments from companies relocating from the UK.
Negative effects: Uncertainty in global markets leading to volatility in exchange rates, potential decline in exports to the UK.
Example: Indian IT companies may face challenges due to stricter immigration policies in the UK.
Example: Indian textile expo...read more
Q49. what differentiates jp morgan to other banks in the financial industry
JP Morgan is known for its global presence, diverse range of services, and innovative technology.
JP Morgan has a strong global presence with operations in over 100 countries.
They offer a diverse range of financial services including investment banking, asset management, and commercial banking.
JP Morgan is known for its innovative technology, such as their blockchain platform Quorum.
They have a strong reputation for risk management and compliance.
JP Morgan has a focus on susta...read more
Q50. What type of metrics do you use to measure success?
Metrics for measuring success as a Scrum Master
Velocity of the team
Sprint burndown charts
Team satisfaction surveys
Number of completed user stories
Percentage of defects found in production
Cycle time for user stories
Lead time for user stories
Q51. Draw and explain about different phases of SDLC(Software Development Life Cycle)
SDLC consists of several phases including planning, analysis, design, implementation, testing, deployment, and maintenance.
Planning: Defining project goals, scope, and requirements.
Analysis: Gathering and analyzing user requirements.
Design: Creating a detailed blueprint of the software solution.
Implementation: Writing code and developing the software.
Testing: Conducting various tests to ensure software quality.
Deployment: Releasing the software for users.
Maintenance: Providin...read more
Q52. Explain Solid principles
SOLID principles are a set of five design principles that help in creating maintainable and scalable software applications.
S - Single Responsibility Principle (SRP)
O - Open-Closed Principle (OCP)
L - Liskov Substitution Principle (LSP)
I - Interface Segregation Principle (ISP)
D - Dependency Inversion Principle (DIP)
Q53. What is margin call and how does same day settlement works ?
Margin call is a demand by a broker for an investor to deposit more money or securities into their account to cover potential losses.
Margin call occurs when the value of securities in an investor's account falls below a certain level, triggering the need for additional funds.
Investors must either deposit more funds or sell securities to meet the margin call.
Same day settlement refers to the process of completing a financial transaction on the same day it is initiated.
In same ...read more
Q54. What is collateral and how will you manage if collateral dispute arise
Collateral is an asset or property that a borrower offers to a lender as security for a loan.
Collateral can include real estate, vehicles, equipment, or financial assets.
In case of a collateral dispute, it is important to review the loan agreement and documentation to determine the rights and responsibilities of both parties.
Communication with all parties involved is key to resolving the dispute amicably.
If necessary, legal action may be taken to enforce the terms of the loan...read more
Q55. Who regulates the economy in USA and India ?
In the USA, the economy is regulated by various government agencies such as the Federal Reserve and the Securities and Exchange Commission. In India, the Reserve Bank of India plays a key role in regulating the economy.
In the USA, the Federal Reserve is responsible for monetary policy and regulating the banking system.
The Securities and Exchange Commission (SEC) oversees the securities industry and protects investors.
In India, the Reserve Bank of India (RBI) is the central ba...read more
Q56. How futures and options differ ?
Futures are agreements to buy or sell assets at a specified price on a future date, while options give the holder the right but not the obligation to buy or sell assets at a specified price within a certain time frame.
Futures involve an obligation to buy or sell the underlying asset at a predetermined price and date, while options provide the holder with the right but not the obligation to buy or sell the asset.
Options have a premium cost that the buyer pays to the seller, wh...read more
Q57. Who regulates Stock markets in US
Securities and Exchange Commission (SEC) regulates stock markets in the US.
Securities and Exchange Commission (SEC) is the primary regulatory body overseeing the stock markets in the US.
SEC enforces regulations to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation.
Other regulatory bodies such as FINRA (Financial Industry Regulatory Authority) also play a role in overseeing certain aspects of the stock markets.
SEC monitors and re...read more
Q58. Explain Derivatives and its types with examples
Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
Derivatives can be classified into four main types: futures, forwards, options, and swaps.
Futures contracts are agreements to buy or sell an asset at a specific price on a future date.
Forwards are similar to futures but are customized contracts between two parties.
Options give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price wi...read more
Q59. Tools you use for designing UI UX
I use a variety of tools for designing UI/UX, including Sketch, Adobe XD, Figma, and InVision.
Sketch: A popular design tool with a wide range of features and plugins.
Adobe XD: A powerful tool for creating interactive prototypes and wireframes.
Figma: A collaborative design tool that allows real-time collaboration and prototyping.
InVision: A platform for creating interactive and animated prototypes.
Q60. draw graph of x+(1/x)
Graph of x+(1/x) is a hyperbola with two branches.
The graph consists of two branches, one in the first quadrant and one in the third quadrant.
As x approaches positive or negative infinity, the graph approaches the x-axis.
The graph has a vertical asymptote at x=0.
The minimum value of the function is 2 when x=1 or x=-1.
Q61. Accrual and Difference between US gaap and IFRS
Accrual and difference between US GAAP and IFRS
Accrual accounting recognizes revenue and expenses when they are incurred, regardless of when cash is received or paid
US GAAP and IFRS differ in their treatment of certain accounting principles, such as revenue recognition, inventory valuation, and lease accounting
Under US GAAP, revenue recognition is generally more prescriptive, while IFRS allows more judgment and flexibility
For example, US GAAP requires specific criteria to be ...read more
Q62. What do you understand about the process
Q63. What is Wholesale lending
Wholesale lending is the practice of providing loans to businesses rather than individuals.
Wholesale lending is focused on providing loans to businesses, rather than individuals.
It is typically used for larger loan amounts and longer terms.
Wholesale lenders often work with intermediaries such as mortgage brokers or loan officers.
Examples of wholesale lending include commercial real estate loans and business lines of credit.
Q64. Binary search problem
Binary search is a divide and conquer algorithm that efficiently searches for a target value within a sorted array.
Binary search compares the target value to the middle element of the array and eliminates half of the remaining elements each time.
The array must be sorted in ascending or descending order for binary search to work correctly.
Binary search has a time complexity of O(log n), making it very efficient for large datasets.
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