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JM FINANCIAL HOME LOANS Interview Questions and Answers
JM FINANCIAL HOME LOANS Interview Experiences
5 interviews found
Anonymous
Selected
I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.
(1 Question)
- Q1. Privious company related question
Relationship Manager Interview Questions asked at other Companies
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(2 Questions)
- Q1. Experience with family background.
- Ans.
I come from a close-knit family with a strong emphasis on communication and support.
My family has always been supportive of my career choices and encouraged me to pursue my goals.
I have learned valuable communication and interpersonal skills from interacting with my family members.
Growing up in a family with diverse backgrounds has given me a unique perspective on relationships and cultural differences.
- Q2. Previous package
Interview Preparation Tips
Senior Relationship Manager Interview Questions asked at other Companies
Selected
I applied via Referral and was interviewed in Aug 2023. There were 3 interview rounds.
(1 Question)
- Q1. About past company experience
(1 Question)
- Q1. Salary and other details
Brach Operation Manager Interview Questions asked at other Companies
Yashraj Mahajan
Selected
I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.
(1 Question)
- Q1. How to calculate Applicant eligibility for loan ?
- Ans.
Applicant eligibility for a loan is calculated based on factors like credit score, income, employment history, and debt-to-income ratio.
Check credit score to determine creditworthiness
Evaluate income to ensure ability to repay the loan
Review employment history for stability
Calculate debt-to-income ratio to assess financial health
Interview Preparation Tips
Relationship Manager Interview Questions asked at other Companies
JM FINANCIAL HOME LOANS interview questions for popular designations
I applied via Referral and was interviewed in May 2021. There were 4 interview rounds.
Interview Questionnaire
1 Question
- Q1. About subject and what is current market scenarios
Interview Preparation Tips
Branch Sales Manager Interview Questions asked at other Companies
Interview questions from similar companies
I applied via Referral and was interviewed before Jul 2020. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. What is your designation and how does you working well
- Q2. I said my designation is relationship menager in indusind bank and working with relation with the customs
- Q3. What is the hike for my selery packege
- Q4. Minimum 40% hiike
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
A simple case study with some ratios
(2 Questions)
- Q1. Basic work experience
- Q2. 1. Difference between PPP model and HAM 2. Liquidity ratios, Leverage Ratios etc
- Ans.
PPP model and HAM differences, liquidity and leverage ratios
PPP model involves private sector participation in public infrastructure projects while HAM is a hybrid annuity model for road projects
PPP model involves risk-sharing between public and private sectors while HAM involves a fixed government payment and variable private payment
Liquidity ratios measure a company's ability to meet short-term obligations while leve...
Interview Preparation Tips
I applied via First nakuri and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Basic questions regarding bank and they checked my communication skills
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Tell about your self
Interview Preparation Tips
TARUN SAXENA
Interview Questionnaire
6 Questions
- Q1. Briefing of resume
- Q2. Familiarity with accounts
- Q3. Tell me all the sources of money for an organization
- Q4. Tell me about yourself
- Ans.
I am a relationship manager with 5 years of experience in managing client relationships and providing financial advice.
I have a Bachelor's degree in Finance from XYZ University.
I have worked with ABC Bank for 3 years and gained experience in managing high net worth clients.
I am skilled in financial analysis, risk management, and investment planning.
I have a proven track record of achieving sales targets and building lo...
- Q5. Why bank?
- Ans.
Banking offers a dynamic and challenging work environment with opportunities for growth and development.
Banking is a constantly evolving industry with new technologies and products being introduced regularly.
Working in a bank provides exposure to a wide range of clients and industries.
Banking offers opportunities for career growth and development through training and mentorship programs.
The role of a relationship manag...
- Q6. Why should we hire you?
- Ans.
I have the necessary skills, experience, and passion to excel in this role.
I have a proven track record of building and maintaining strong relationships with clients.
I am highly organized and able to manage multiple tasks and priorities effectively.
I am a skilled communicator and able to effectively convey complex information to clients.
I am passionate about helping clients achieve their financial goals and am committe...
Interview Preparation Tips
Experience: It was overall a simple test, some difficult questions were there to check the patience of student. Otherwise the questions were of moderate level.
Tips: Prepare basic things, work on fast calculation & anlytical skills. For sales competency section no need to give ideal answers, be realistic.
Duration: 120 minutes aprox minutes
Round: Technical Interview
Experience: It was a 10-15 minute interview. He asked basic things & the interviewer was focusing on my financial knowledge
Tips: If you are planning to appear in hdfc interview, work on your accounting, frame some stories of your life, try to find out your skills so that they can hire you.
Round: HR Interview
Experience: The questions were simple, they were looking for relative experience & person suitable for their profile.
Tips: Sales experience of internship will add some weightage to your performance. Try to share experience of projects you have worked on.
Round: FLIP Online training program
Experience: They detailed us about the profile, gave us relavant information & took the test for the same. There were online ppts on types of loan, balance sheet, credit note etc.
Tips: You have to work seriously to crack this part of process. Once you clear this you will become a member of hdfc bank. All the best
General Tips: If you are looking for a profile in banking sector, then work on accounting balance shhets & generate your interest in the same field. It is not always about financial selling. You may have to give advice to your customers, prepare credit note.
Skills: sales, financial knowledge, communication skills, grasping power, commen sense
College Name: IMDR
Motivation: Name of the company, profile was a mixture of sales & finance & I was confused about my interest whether lies in sales or office work (analysis). So i applied
Funny Moments: waiting time. We spent a great time in Indira college that day.
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JM FINANCIAL HOME LOANS Interviews By Designations
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JM FINANCIAL HOME LOANS Interview Process
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JM FINANCIAL HOME LOANS Reviews and Ratings
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Rating in categories
|
Branch Sales Manager
38
salaries
|  ₹3.8 L/yr - ₹7 L/yr |
|
Senior Relationship Manager
38
salaries
| ₹3 L/yr - ₹4.2 L/yr |
|
Branch Credit Manager
26
salaries
| ₹4 L/yr - ₹7.2 L/yr |
|
Relationship Manager
24
salaries
| ₹2 L/yr - ₹3.8 L/yr |
|
Area Sales Manager
16
salaries
| ₹6.5 L/yr - ₹15 L/yr |
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