Investec Interview Questions and Answers

Sanctions, AML, and KYC are regulatory measures used in the financial industry to prevent money laundering and terrorist financing.

• Sanctions are restrictions imposed on individuals, entities, or countries to achieve specific foreign policy or national security objectives.

• AML (Anti-Money Laundering) refers to a set of laws, regulations, and procedures designed to prevent criminals from disguising illegally obtained fund...read more

Risk-based approach involves assessing risks associated with customers and transactions to determine appropriate level of due diligence.

• Risk-based approach is a method used by financial institutions to identify, assess, and mitigate risks associated with money laundering and terrorist financing.

• Different types of risk categorization include customer risk, product risk, and geographic risk.

• Customer risk categorization i...read more

I am a detail-oriented Credit Risk Analyst with a strong background in financial analysis and risk assessment.

• I have a Bachelor's degree in Finance and several years of experience in analyzing credit risk for financial institutions.

• I am proficient in using statistical modeling and data analysis tools to assess creditworthiness of individuals and businesses.

• I have a track record of identifying potential risks and develo...read more

Loss is calculated by multiplying the probability of default, exposure at default, and loss given default. The objective of the project is to assess and manage credit risk.

• Calculate loss by multiplying probability of default, exposure at default, and loss given default

• Objective of project is to assess and manage credit risk

• Use statistical models and historical data to estimate probability of default