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IndusInd Bank Credit Administrator Interview Questions and Answers for Experienced

Updated 30 Nov 2024

IndusInd Bank Credit Administrator Interview Experiences for Experienced

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. What is the disbursement process post login of a new customer
  • Ans. 

    The disbursement process post login of a new customer involves verifying the customer's information, approving the loan amount, and transferring the funds.

    • Verify the customer's identity and information provided during the application process

    • Approve the loan amount based on the customer's creditworthiness and financial status

    • Transfer the approved funds to the customer's designated account

    • Send a notification to the custo

  • Answered by AI
  • Q2. What is CERSAI and ROC filing
  • Ans. 

    CERSAI is a central registry for security interests in India. ROC filing refers to filing documents with the Registrar of Companies.

    • CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.

    • It is a government initiative to maintain a registry of all security interests created in favor of banks and financial institutions.

    • ROC filing refers to the process of submitting variou...

  • Answered by AI
  • Q3. How to deal with cases under consortium finance
  • Ans. 

    Dealing with cases under consortium finance involves coordinating with multiple lenders and ensuring proper communication and documentation.

    • Establish clear communication channels with all consortium members

    • Ensure all parties are aware of their responsibilities and obligations

    • Coordinate meetings and discussions to address any issues or concerns

    • Maintain accurate records and documentation for all transactions

    • Monitor the p...

  • Answered by AI

Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and answer whatever you know and be confident

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What products would you process with Axis Bank .?
  • Ans. 

    Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.

    • Loans such as personal loans, home loans, and car loans

    • Credit cards with various rewards and benefits

    • Savings accounts with competitive interest rates

    • Investment options such as mutual funds and fixed deposits

  • Answered by AI
  • Q2. How do you deal with your customers.?
  • Q3. Wht are the details of Business you would collect.?
  • Ans. 

    As a Credit Analyst, I would collect details about the business to assess its creditworthiness.

    • Business financial statements (income statement, balance sheet, cash flow statement)

    • Credit history and payment behavior

    • Industry trends and market conditions

    • Management team and their experience

    • Collateral and assets

    • Legal and regulatory compliance

    • Customer base and revenue streams

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a nice opportunity to met with Assessment process

I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. ABOUT Gst, fixed assets, i gaap

Interview Preparation Tips

Interview preparation tips for other job seekers - Depends upon requirement

I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Ratios, and financial related question
  • Q2. Cirrent ratio, turnover ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Learn all the ratio. Properly introduce yourself
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What are the basic components of financial statements, with a particular emphasis on cash flow analysis?
  • Ans. 

    Basic components of financial statements include balance sheet, income statement, and cash flow statement.

    • Balance sheet: Shows assets, liabilities, and equity at a specific point in time.

    • Income statement: Summarizes revenues, expenses, and profits over a period of time.

    • Cash flow statement: Details cash inflows and outflows, highlighting operating, investing, and financing activities.

    • Cash flow analysis focuses on the mo...

  • Answered by AI
  • Q2. How are the balance sheet, cash flow statement, and profit and loss statement interrelated?
  • Ans. 

    The balance sheet, cash flow statement, and profit and loss statement are interrelated as they all provide different perspectives on a company's financial health.

    • The balance sheet shows a company's assets, liabilities, and equity at a specific point in time.

    • The cash flow statement shows how changes in balance sheet accounts and income affect cash and cash equivalents.

    • The profit and loss statement shows a company's reve...

  • Answered by AI

I applied via Job Portal and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Prior job profile, working capital ratios, balance sheet understanding
  • Q2. Companies act. Loan to directors and guarantees given on them

Interview Preparation Tips

Interview preparation tips for other job seekers - Please go thorugh all the working capital ratios.
Good Analysis perspective of balance sheet and profit and loss account is must.

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

It was about the existing company what they do there like about the products, revenue model and much more

Round 3 - One-on-one 

(1 Question)

  • Q1. They have asked about what was your achievements in the last year company, your year on year balance score card growth and other factors regarding to various product sold and much more related to sales pit...

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepare for your current role roles and responsibilities and various products of your latest organisation where you gona join and be confident what you are saying

IndusInd Bank Interview FAQs

How many rounds are there in IndusInd Bank Credit Administrator interview for experienced candidates?
IndusInd Bank interview process for experienced candidates usually has 1 rounds. The most common rounds in the IndusInd Bank interview process for experienced candidates are One-on-one Round.
What are the top questions asked in IndusInd Bank Credit Administrator interview for experienced candidates?

Some of the top questions asked at the IndusInd Bank Credit Administrator interview for experienced candidates -

  1. What is the disbursement process post login of a new custo...read more
  2. How to deal with cases under consortium fina...read more
  3. What is CERSAI and ROC fil...read more

Tell us how to improve this page.

IndusInd Bank Credit Administrator Interview Process for Experienced

based on 1 interview

Interview experience

4
  
Good
View more

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IndusInd Bank Credit Administrator Salary
based on 14 salaries
₹1.8 L/yr - ₹7.5 L/yr
73% more than the average Credit Administrator Salary in India
View more details

IndusInd Bank Credit Administrator Reviews and Ratings

based on 3 reviews

2.8/5

Rating in categories

3.6

Skill development

2.2

Work-life balance

3.5

Salary

3.6

Job security

2.8

Company culture

3.2

Promotions

3.2

Work satisfaction

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