IndusInd Bank Business Development Manager and Team Lead Interview Questions and Answers

Q1. Casa, insurance, targets
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Q2. How much Insurance targets you can fulfill
Ans. 
I have consistently met and exceeded insurance targets in my previous roles.
• I have a proven track record of meeting and exceeding insurance targets in my previous positions

• I am skilled at identifying potential clients, building relationships, and closing deals to meet targets

• I am confident in my ability to fulfill insurance targets through strategic planning and effective sales techniques
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Q3. Tell me the documents required for Private limited
Ans. 
Documents required for Private limited company formation
• Memorandum of Association (MOA)

• Articles of Association (AOA)

• Certificate of Incorporation

• PAN Card of the company

• Identity and address proof of directors

• Address proof of registered office

• Board resolution for opening bank account

• Declaration of compliance

• Share certificate

• Common seal (optional)
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Q1. Data structure algos
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Q2. Find middle of linked list
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To find the middle of a linked list, use the slow and fast pointer technique.
• Initialize two pointers, slow and fast, both pointing to the head of the linked list.

• Move the slow pointer by one step and the fast pointer by two steps until the fast pointer reaches the end of the list.

• The position of the slow pointer will be the middle of the linked list.
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Q1. Personal information, job experience
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Q2. Why banking you choose?
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Q1. Expected vision of next 5 years?
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Q2. What is small finance bank?
Ans. 
Small finance banks are financial institutions that provide basic banking services to small businesses and low-income individuals.
• Small finance banks focus on providing financial services to underserved and unserved sections of the population.

• They offer services such as savings accounts, fixed deposits, loans, and payment services.

• These banks have a minimum capital requirement of Rs. 200 crore.

• Examples of small finance...read more
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Q1. Self introduction
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Q2. Related business
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Q1. Strategy for sales, customer service related queries
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Q1. Reasons to move to Mumbai
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Q1. Why you want to join idfc first...what will you know about our bank.
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Q2. Rather than India top bank like hdfc bank,axis Bank,ICICI bank etc you think idfc first give you caree growth
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Q3. If idfc first give you dream salary or designation...what you will prefer l
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Q4. If you see 2-3 year you work with idfc first but you will not get any growth in your caree or salary as well..
Ans. 
I would evaluate my options and discuss with my supervisor to understand the reasons for lack of growth and explore opportunities for advancement.
• I would assess my performance and identify areas for improvement

• I would discuss my concerns with my supervisor and understand the reasons for lack of growth

• I would explore opportunities for advancement within the organization

• If there are no growth opportunities, I would consi...read more
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Coding test with mcqs and code writing around 1.5 hour

Q1. Totally from what written in resume
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Q2. From database and DS
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Q1. What did you do before?
Ans. I was looking for job. And along with that he was also preparing for general knowledge.
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How to manage customer, visit customer by portfolio, how to sell p.a. Agriculture loans, House loans. Extra extra all questions putt about banking service and Products