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Indian Army Credit Officer Interview Questions and Answers

Updated 23 Nov 2021

Indian Army Credit Officer Interview Experiences

1 interview found

Interview Preparation Tips

Interview preparation tips for other job seekers - I like this job with case study to handle them

Interview questions from similar companies

I was interviewed before Nov 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
  • Ans. 

    NRO account mode of operation for NRI first holder and spouse in India as second holder

    • The NRI should be the primary account holder

    • The spouse can be added as a joint account holder

    • The account can be operated jointly or severally

    • The account can be used for receiving income in India and abroad

    • The account can be used for making local payments in India

    • The account can be used for repatriation of funds abroad

  • Answered by AI
Round 3 - Technical 

(2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Ans. 

    Documents required for a mortgage loan

    • Mortgage application form

    • Income proof (pay stubs, tax returns)

    • Credit report

    • Property appraisal report

    • Title report

    • Homeowner's insurance policy

    • Deed of trust or mortgage

    • Promissory note

  • Answered by AI
  • Q2. Questions related to hometown and latest developments in the zone

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.
Interview experience
2
Poor
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why should we hire you?
  • Ans. 

    I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.

    • I have X years of experience in credit analysis and risk assessment.

    • I have a proven track record of making sound lending decisions.

    • I am detail-oriented and have strong analytical skills.

    • I am familiar with industry regulations and compliance standards.

    • I have excellent communication and interper...

  • Answered by AI
  • Q2. Why do you think your growth will be here?
  • Ans. 

    I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.

    • I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

    • I am constantly seeking out opportunities for professional development and further education to enhance my skills.

    • I am adaptable and thrive in fast-paced environments, which will allow

  • Answered by AI

I was interviewed in Sep 2017.

Interview Preparation Tips

Round: Group Discussion
Experience: We started off with introductions and then started the group discussions. One guy was very hyper excited and didn't let anyone else speak initially.
Tips: Put relevant points and don't be hyper.
Duration: 15 minutes

College Name: SRM University

I was interviewed in Apr 2017.

Interview Questionnaire 

1 Question

  • Q1. Tell me about the key performance indicators
  • Ans. 

    Key performance indicators (KPIs) are measurable values that indicate the success of an organization or individual in achieving their objectives.

    • KPIs are used to track progress and performance towards specific goals.

    • They provide a clear and quantifiable way to measure success.

    • KPIs can vary depending on the industry and role, but common examples include sales revenue, customer satisfaction, and conversion rates.

    • KPIs sho...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Normal aptitude test
Tips: Be fast and calculative
Duration: 1 hour
Total Questions: 40

Round: Group Discussion
Experience: Every candidate spoke for and against of wholesale distribution
Tips: Answer to the point, make sense and lead
Duration: 1 hour

Round: Technical Interview
Tips: Be specific

I applied via Approached by Company and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Walk through of my daily work
Round 2 - HR 

(1 Question)

  • Q1. Compensation discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay true to what you know and focus displaying your process accumen

I applied via Approached by Company and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - HR 

(4 Questions)

  • Q1. What is your qualifications
  • Q2. Your education previous job offer letter
  • Q3. Degree. On bord services g pay
  • Q4. Onboard services and revisiting

Interview Preparation Tips

Interview preparation tips for other job seekers - Iam very happy qualified in tmi group
Working in reliance retail thanks to TMI group manager

I applied via Walk-in and was interviewed before Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What is your dream

Interview Preparation Tips

Interview preparation tips for other job seekers - be yourself

I applied via Naukri.com and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Experience about previous job
  • Q2. Skills which is matching for the role
  • Q3. Interest of an employee for the role

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare as per JD and be calm and answer the questions in a polite way.

I applied via Naukri.com and was interviewed in May 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What is the profile that you are looking at

Interview Preparation Tips

Interview preparation tips for other job seekers - Interviewer don’t know what they want
They don’t even disclose everything what are the processes and KRA during the interview post you joined you get many surprises
This is complete system/process oriented company your half of the energy and time goes in solving complicated processes
Less focus on your actual work
People who are looking for government style work culture this is the best option

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Indian Army Credit Officer Reviews and Ratings

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2.4/5

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3.4

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3.4

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Salary

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2.6

Work satisfaction

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