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TCS Credit Analyst Interview Questions and Answers

Updated 1 Jun 2022

TCS Credit Analyst Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Experience about previous job
  • Q2. Skills which is matching for the role
  • Q3. Interest of an employee for the role

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare as per JD and be calm and answer the questions in a polite way.

Credit Analyst Jobs at TCS

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Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Round 2 - Aptitude Test 

Interview is my 2nd round

Round 3 - Screening round 

(1 Question)

  • Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and improve your communication.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is OTC and its functions
  • Ans. 

    OTC stands for Over-The-Counter and refers to the trading of financial instruments directly between two parties without the involvement of an exchange.

    • OTC trading is done through a dealer network rather than a centralized exchange

    • OTC markets are less regulated than exchange-traded markets

    • OTC markets include trading of stocks, bonds, derivatives, and currencies

    • OTC trading allows for greater flexibility in terms of contr...

  • Answered by AI
  • Q2. Ageing bucket means and characteristics
  • Ans. 

    Ageing bucket refers to the categorization of overdue debts based on the number of days they have been outstanding.

    • Ageing bucket is used to track the payment status of accounts receivable.

    • It helps in identifying the accounts that are overdue and need immediate attention.

    • The buckets are usually categorized as 0-30 days, 31-60 days, 61-90 days, and 90+ days.

    • The longer the debt remains unpaid, the higher the risk of defau...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the key and answer writing to the point

Credit Analyst Interview Questions & Answers

Wipro user image Bhavesh Hemnani

posted on 9 Jun 2022

I was interviewed before Jun 2021.

Round 1 - HR 

(2 Questions)

  • Q1. Introduction - About yourself
  • Q2. Knowledge about Current Job profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Round 3 - Assignment 

Spreading of Financial statement in shared format.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and strong to answer all your questions. Also, specify the one you had missed out or pending to solve.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

They ask about credit analysis

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Round 2 - Aptitude Test 

Interview is my 2nd round

Round 3 - Screening round 

(1 Question)

  • Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and improve your communication.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is OTC and its functions
  • Ans. 

    OTC stands for Over-The-Counter and refers to the trading of financial instruments directly between two parties without the involvement of an exchange.

    • OTC trading is done through a dealer network rather than a centralized exchange

    • OTC markets are less regulated than exchange-traded markets

    • OTC markets include trading of stocks, bonds, derivatives, and currencies

    • OTC trading allows for greater flexibility in terms of contr...

  • Answered by AI
  • Q2. Ageing bucket means and characteristics
  • Ans. 

    Ageing bucket refers to the categorization of overdue debts based on the number of days they have been outstanding.

    • Ageing bucket is used to track the payment status of accounts receivable.

    • It helps in identifying the accounts that are overdue and need immediate attention.

    • The buckets are usually categorized as 0-30 days, 31-60 days, 61-90 days, and 90+ days.

    • The longer the debt remains unpaid, the higher the risk of defau...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the key and answer writing to the point

Credit Analyst Interview Questions & Answers

Wipro user image Bhavesh Hemnani

posted on 9 Jun 2022

I was interviewed before Jun 2021.

Round 1 - HR 

(2 Questions)

  • Q1. Introduction - About yourself
  • Q2. Knowledge about Current Job profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Round 3 - Assignment 

Spreading of Financial statement in shared format.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and strong to answer all your questions. Also, specify the one you had missed out or pending to solve.

TCS Interview FAQs

How many rounds are there in TCS Credit Analyst interview?
TCS interview process usually has 2 rounds. The most common rounds in the TCS interview process are Resume Shortlist and HR.
How to prepare for TCS Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at TCS. The most common topics and skills that interviewers at TCS expect are Cash Flow Analysis, Credit Analysis and Credit Management.

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TCS Credit Analyst Salary
based on 51 salaries
₹2.1 L/yr - ₹6.2 L/yr
64% less than the average Credit Analyst Salary in India
View more details

TCS Credit Analyst Reviews and Ratings

based on 7 reviews

4.8/5

Rating in categories

4.8

Skill development

4.8

Work-life balance

4.8

Salary

4.8

Job security

4.8

Company culture

4.8

Promotions

4.8

Work satisfaction

Explore 7 Reviews and Ratings
Credit Analyst

Gurgaon / Gurugram,

Bangalore / Bengaluru

+1

8-13 Yrs

Not Disclosed

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