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IDFC FIRST Bank Loan Officer Interview Questions and Answers for Experienced

Updated 2 Jul 2022

IDFC FIRST Bank Loan Officer Interview Experiences for Experienced

1 interview found

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 2 Jul 2022

I applied via Referral and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Numerical ability check

Interview Preparation Tips

Interview preparation tips for other job seekers - behavior good hona chahiye company kasi bhi ho

Interview questions from similar companies

I applied via Walk-in and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

7 Questions

  • Q1. Over all my experience
  • Q2. 3.5 year and product knowledge
  • Q3. How do you works your
  • Q4. Type of product loan provide
  • Ans. 

    We provide various types of loan products including personal loans, home loans, car loans, and business loans.

    • Personal loans for individuals to meet their personal financial needs

    • Home loans for purchasing or constructing a house

    • Car loans for purchasing a new or used car

    • Business loans for small and medium-sized enterprises to expand their business

    • Education loans for students to pursue higher education

    • Gold loans for indi...

  • Answered by AI
  • Q5. Unsecure loan gold loan
  • Q6. Collection detail
  • Q7. Type of repayment
  • Ans. 

    The type of repayment depends on the loan agreement and can be fixed or variable.

    • Repayment can be fixed, meaning the same amount is paid each month until the loan is fully repaid.

    • Repayment can be variable, meaning the amount paid each month can fluctuate based on interest rates or other factors.

    • The type of repayment is typically outlined in the loan agreement.

    • Examples of loans with fixed repayment include personal loan...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good interview smart work

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Have I any knowledge about GST & IT File?
  • Ans. 

    Yes, I have knowledge about GST & IT File.

    • I have a good understanding of the Goods and Services Tax (GST) system and its implications on businesses.

    • I am familiar with the process of filing income tax returns and have experience in handling IT files.

    • I keep myself updated with the latest changes and updates in GST and IT regulations.

    • I have successfully assisted clients in resolving GST and IT-related issues.

    • I am proficie...

  • Answered by AI
  • Q2. Am I suitable for relocate and ready for future transfer?
  • Q3. Why I want to left HDFC Bank and want to join Bandhan Bank?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and very much realastic. You will crack the interview easyly

Interview Questionnaire 

2 Questions

  • Q1. Experience
  • Q2. 1 year

Interview Preparation Tips

Interview preparation tips for other job seekers - Full attitude powerful answers

I applied via Referral and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About past and present company and job profile and responsibilities

Interview Preparation Tips

Interview preparation tips for other job seekers - Be perfect in your field and gather as much as knowledge.

I applied via Approached by Company and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why you to switch to Kotak
  • Q2. How was your last organisation’s experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to present yourself with confidence.

I applied via Campus Placement and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About family background , why Banking , why marketing ?
  • Q2. How would you achieve your target ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident , listen carefully what interviewer asking then reply accordingly ,do not loose eye contact with the interviewer
Good luck !

Interview Questionnaire 

2 Questions

  • Q1. Salary expectations
  • Q2. Market references

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared before interview and ask your reference to answer properly.

Interview Questionnaire 

7 Questions

  • Q1. Why do i want to do this job.
  • Ans. 

    I am passionate about sales and eager to contribute to the company's growth while developing my skills in a dynamic environment.

    • I enjoy building relationships with clients, as demonstrated when I successfully maintained a 90% client retention rate in my previous role.

    • I am motivated by challenges and targets, having consistently exceeded sales goals by 20% in my last position.

    • This role aligns with my career aspirations ...

  • Answered by AI
  • Q2. I'm ready to hard work.
  • Q3. Do you like hard work.
  • Q4.  yes I like hard work.
  • Q5. Yess
  • Q6. Where are you from
  • Q7. I said from Jhansi Uttar Pradesh

Interview Preparation Tips

Interview preparation tips for other job seekers - I feel very happy this interview thanks you so much 🙂

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. Present employment details

Interview Preparation Tips

Interview preparation tips for other job seekers - Resume shortlist and tell me about your self

IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank Loan Officer interview for experienced candidates?
IDFC FIRST Bank interview process for experienced candidates usually has 2 rounds. The most common rounds in the IDFC FIRST Bank interview process for experienced candidates are Resume Shortlist and Aptitude Test.

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IDFC FIRST Bank Loan Officer Salary
based on 43 salaries
₹1 L/yr - ₹3.8 L/yr
9% less than the average Loan Officer Salary in India
View more details

IDFC FIRST Bank Loan Officer Reviews and Ratings

based on 10 reviews

4.2/5

Rating in categories

4.3

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4.0

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4.2

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4.1

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3.9

Company culture

4.2

Promotions

4.0

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