ICICI Prudential Life Insurance Senior Sales Officer Interview Questions and Answers

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Q1. How do u handle pressure
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Q2. How to tackle sales
Ans. 
To tackle sales, focus on building relationships, understanding customer needs, offering solutions, and following up consistently.
• Build strong relationships with customers to gain trust and loyalty

• Understand the needs and pain points of customers to offer tailored solutions

• Consistently follow up with leads and clients to maintain engagement

• Utilize effective communication and negotiation skills to close deals

• Stay update...read more
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Q1. What is your aim
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Q2. How to handle pressure
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Handling pressure involves staying organized, prioritizing tasks, taking breaks, seeking support, and maintaining a positive attitude.
• Stay organized by creating to-do lists and setting realistic goals

• Prioritize tasks based on deadlines and importance

• Take breaks to recharge and avoid burnout

• Seek support from colleagues or mentors when feeling overwhelmed

• Maintain a positive attitude by focusing on solutions rather than p
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Q1. About last experience
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Q2. About u r self and u r job
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Q3. About sales and product
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About product and Sales skills

Q1. About salary and TA
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Questions about eligibility and psychology

About banking and insurance question

Discuss about the role in brief

Q1. Asking about our skills and leadership
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Q2. About our knowledge, ability, personal confident
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Q1. Tell me about your last company's working experience.
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Q1. What are the PAR and NON-PAR products in Life Insurance?
Ans. 
PAR products refer to participating policies where policyholders receive bonuses, while NON-PAR products do not offer bonuses.
• PAR products provide policyholders with bonuses based on the insurer's profits

• Policyholders of NON-PAR products do not receive bonuses

• PAR products typically have higher premiums compared to NON-PAR products

• Examples of PAR products include whole life insurance and endowment plans

• Examples of NON-P...read more
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Q2. Tell me about the ULIP and it's charges.
Ans. 
ULIP is a type of insurance product that combines investment and insurance. It has various charges like premium allocation, fund management, mortality, etc.
• ULIP stands for Unit Linked Insurance Plan

• It offers both insurance coverage and investment options

• Charges associated with ULIP include premium allocation charges, policy administration charges, fund management charges, mortality charges, etc.

• Premium allocation charg...read more
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Q1. Do know insurance
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Q2. What do you know insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance is a contract between an individual or organization and an insurance company, where the individual or organization pays a premium in exchange for financial protection against specified risks.

• There are various types of insurance such as life insurance, health insurance, auto insurance, property insurance, and more.

• Insurance help...read more
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Q3. What was the benefit of insurance ?
Ans. 
Insurance provides financial protection against unexpected events, giving peace of mind and security.
• Provides financial protection in case of accidents, illnesses, or other unexpected events

• Helps cover the cost of medical treatments, repairs, or replacements

• Offers peace of mind and security for individuals and families

• Can help mitigate financial risks and prevent financial hardship

• Encourages responsible behavior and pl
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Q4. What was the role of life insurance
Ans. 
Life insurance provides financial protection to the insured's family in case of death, ensuring financial stability and security.
• Provides financial protection to the insured's family in case of death

• Ensures financial stability and security for the family

• Can help cover funeral expenses, outstanding debts, and future financial needs

• Offers peace of mind knowing loved ones are financially protected
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Q5. Any key point of life
Ans. 
Always stay positive and never give up on your dreams.
• Maintain a positive attitude in all situations

• Set clear goals and work towards achieving them

• Never lose sight of your dreams and aspirations

• Learn from failures and use them as stepping stones to success
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Q1. IREDA full form
Ans. 
Indian Renewable Energy Development Agency
• IREDA is a financial institution in India that promotes and finances renewable energy projects

• It provides financial assistance for renewable energy projects such as solar, wind, biomass, and hydropower

• IREDA plays a crucial role in the development of renewable energy sector in India
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Q2. What is Gross period
Ans. 
Gross period refers to the total time frame during which gross sales are calculated.
• Gross period is the duration over which total sales revenue is measured.

• It is typically a monthly, quarterly, or annual period.

• Gross period helps in analyzing sales performance and setting targets for future periods.
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What work will she be ableto do? Than she hired me, and also did my job very well.

Q1. You have all the documents?
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Q2. What i s your last CTC?
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Q3. No othar question, i got the job within 10 days.
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Q1. Tell us about your performance in your current organization?
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Q2. Family background & Your goal after 5years ?
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Q3. Highest tickets size closure?
Ans. 
Closed a deal worth $500,000 with a major client in the previous quarter.
• Closed a deal worth $500,000 with XYZ Company in Q3.

• Negotiated a contract worth $750,000 with ABC Corporation.

• Secured a deal for $600,000 with DEF Ltd in the last fiscal year.
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Q4. Did you qualified for any foreign trip?
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