ICICI Prudential Life Insurance Deputy Sales Manager Interview Questions and Answers

Q1. Tell me about your last company's working experience.
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Q1. What are the PAR and NON-PAR products in Life Insurance?
Ans. 
PAR products refer to participating policies where policyholders receive bonuses, while NON-PAR products do not offer bonuses.
• PAR products provide policyholders with bonuses based on the insurer's profits

• Policyholders of NON-PAR products do not receive bonuses

• PAR products typically have higher premiums compared to NON-PAR products

• Examples of PAR products include whole life insurance and endowment plans

• Examples of NON-P...read more
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Q2. Tell me about the ULIP and it's charges.
Ans. 
ULIP is a type of insurance product that combines investment and insurance. It has various charges like premium allocation, fund management, mortality, etc.
• ULIP stands for Unit Linked Insurance Plan

• It offers both insurance coverage and investment options

• Charges associated with ULIP include premium allocation charges, policy administration charges, fund management charges, mortality charges, etc.

• Premium allocation charg...read more
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What work will she be ableto do? Than she hired me, and also did my job very well.

Q1. You have all the documents?
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Q2. What i s your last CTC?
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Q3. No othar question, i got the job within 10 days.
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Q1. Tell us about your performance in your current organization?
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Q2. Family background & Your goal after 5years ?
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Q3. Highest tickets size closure?
Ans. 
Closed a deal worth $500,000 with a major client in the previous quarter.
• Closed a deal worth $500,000 with XYZ Company in Q3.

• Negotiated a contract worth $750,000 with ABC Corporation.

• Secured a deal for $600,000 with DEF Ltd in the last fiscal year.
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Q4. Did you qualified for any foreign trip?
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Q1. Pls explain about you And pls explain your last work And how sale your product in a market
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Q2. And how to sale your product in a market
Ans. 
To sell a product in the market, it is important to understand the target audience, create a strong value proposition, and effectively communicate the benefits of the product.
• Identify the target audience and their needs

• Create a strong value proposition that highlights the unique features and benefits of the product

• Develop effective marketing strategies to reach the target audience

• Build relationships with potential cust...read more
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Q1. Tell me about your self
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To meet at branch manager

Q1. Experience and old job related issues
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Q2. Which job since old company why should be resigned
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Q1. Tell me Something about You.
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Q2. Why do you want to Join Insurance Company and Especially Bajaj Allianz?
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Q3. Why do you want to join sales?
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Q1. Tell me about your family background.
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Q2. Will you able to do this job because it is purely field job?
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