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ICICI Bank Teller Authoriser Interview Questions and Answers
ICICI Bank Teller Authoriser Interview Experiences
1 interview found
Anonymous
Selected
I applied via Company Website and was interviewed before Feb 2023. There was 1 interview round.
(1 Question)
- Q1. Self introduction
Interview questions from similar companies
(1 Question)
- Q1. Normal introduction
(1 Question)
- Q1. Asking about process
(1 Question)
- Q1. Salary discussion
I applied via Walk-in and was interviewed before Sep 2020. There was 1 interview round.
Interview Questionnaire
10 Questions
- Q1. 1. Tell me about yourself?
- Q2. 2. Strength and weekness?
- Q3. 3.If you will get cheque and customer wants to transfer amount in some other bank account then, what you suggest to do??
- Q4. 4.Full form of RTGS and NEFT and timings??
- Ans.
RTGS stands for Real Time Gross Settlement and NEFT stands for National Electronic Funds Transfer. Timings vary for both.
RTGS is used for high-value transactions with a minimum amount of Rs. 2 lakh and there is no maximum limit.
NEFT is used for transactions up to Rs. 2 lakh and there is no minimum limit.
RTGS operates on a real-time basis and settles transactions individually while NEFT operates in batches and settles t...
- Q5. 5. If you feel pressure then how you will handle situation??
- Q6. 6. If end of the day cash is not tallied then what procedure do you apply??
- Ans.
If end of the day cash is not tallied, the procedure is to investigate the discrepancies and follow the established protocols.
Investigate the discrepancies in cash
Review the transactions and records
Follow the established protocols for resolving discrepancies
Consult with supervisors or colleagues if necessary
Document the findings and actions taken
- Q7. 7.Difference between FD and RD ?
- Ans.
FD is a lump sum investment with fixed interest rate while RD is a recurring deposit with variable interest rate.
FD requires a lump sum investment while RD requires regular deposits.
FD offers a fixed interest rate while RD offers a variable interest rate.
FD has a fixed tenure while RD can have a flexible tenure.
FD can be withdrawn prematurely with penalty while RD has restrictions on premature withdrawal.
Example of FD:...
- Q8. 8. What is loose leaf?
- Ans.
Loose leaf refers to paper that is not bound in a book or notebook.
Loose leaf paper is often sold in packs or reams.
It can be used for note-taking, printing, or writing letters.
Three-hole punched loose leaf paper can be easily inserted into a binder.
Loose leaf tea is also a popular term for tea leaves that are not in tea bags.
- Q9. 9. What is soiled note and mutilated note and counterfeit note?
- Ans.
Soiled, mutilated, and counterfeit notes are types of unusable currency.
Soiled notes are those that are dirty or stained and cannot be used in transactions.
Mutilated notes are those that are torn, damaged, or have pieces missing, making them unusable.
Counterfeit notes are fake currency that is made to look like real currency, but is not legal tender.
Banks and financial institutions have strict guidelines for identifyin...
- Q10. 10. How to check a "Cheque" errors??
- Ans.
To check cheque errors, verify the date, amount, signature, and account number.
Check the date to ensure it is current and valid
Verify the amount written in both numbers and words
Ensure the signature matches the account holder's signature
Check the account number to ensure it is correct
Look for any alterations or corrections made to the cheque
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Union Bank of India
Ariharan Manoharan
posted on 13 Jun 2024
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
(1 Question)
- Q1. Refer MSME book iibf
- Ans.
MSME book by IIBF provides comprehensive information on Micro, Small and Medium Enterprises.
MSME book by IIBF covers various aspects of MSME sector such as financing, credit assessment, risk management, etc.
It also includes case studies and practical examples to help understand the concepts better.
The book is a valuable resource for credit managers looking to enhance their knowledge and skills in managing MSME credit.
I...
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.
(1 Question)
- Q1. Explain yourself
- Ans. My self suchethan I am studied graduate in sdm college I participated many events My father is assistant manager mother is house wife i have a sibling
Statistics tally Excel
(3 Questions)
- Q1. All are based on customer service and they are highly classified
- Q2. Where do you see yourself in 5 years
- Q3. Management lendinMerri kcjdbndkommwnwbmzkoknsbbsnsokwmnsbs
Actual test it was okay but kinda hard. All math and common sense
(2 Questions)
- Q1. Type of Charge?
- Ans.
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
Type of charge can be fixed or floating.
Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.
Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...
- Q2. What is the role of CERSAI portal?
- Ans.
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.
It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.
Lenders are required to register their security interest...
Interview Preparation Tips
Discuss about customer view and Bank views. Advantages and disadvantage, needs and wants customer
(3 Questions)
- Q1. What about My self ?
- Ans. I am A.Muthukaruppan, comes for aaviyour. I completed my graduation in B.com at Sarasvathi Narayanan college.
- Q2. What are the experience?
- Ans. SBI life insurance for 6 months And SMC COOPERATIVE HOUSE BULLIDING SOCIETY LTD as a Customer relationship manager ( currently working) 7 months till now.
- Q3. What are needs to apply?
- Ans. I am apply for relation Excutive officer for knowing about depth of customer view and and also helps to improve the our sector,And gaining more knowledge to build my career.
Interview Preparation Tips
(2 Questions)
- Q1. Basic information and about yourself
- Q2. Explain about yourself and background
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed before Jun 2023. There was 1 interview round.
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ICICI Bank Teller Authoriser Reviews and Ratings
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