Filter interviews by
I applied via Referral and was interviewed in May 2019. There were 3 interview rounds.
There are multiple vendors available for Credit Manager LAP.
There are several vendors in the market that offer Credit Manager LAP services.
The number of vendors may vary depending on the specific location and market.
Some well-known vendors in this field include ABC Company, XYZ Corporation, and DEF Solutions.
It is recommended to research and compare different vendors to find the one that best suits your needs.
DSCR and FOIR are financial ratios used by credit managers to assess the creditworthiness of borrowers.
DSCR stands for Debt Service Coverage Ratio and measures a borrower's ability to repay their debt obligations.
FOIR stands for Fixed Obligation to Income Ratio and calculates the proportion of a borrower's income that goes towards fixed obligations like loan repayments.
Credit managers use DSCR and FOIR to evaluate the ...
As a Credit Manager LAP, I have the financial power to assess and approve or reject loan applications based on creditworthiness and risk analysis.
I have the authority to make decisions regarding loan approvals and rejections.
I can assess the creditworthiness of applicants by analyzing their financial statements, credit history, and other relevant factors.
I have the power to set credit limits and terms for approved loan...
Top trending discussions
posted on 10 Nov 2024
The question is asking about your willingness to work in different locations.
I am open to working in different locations as it provides opportunities for growth and new experiences.
I believe adapting to different environments can enhance my skills and knowledge.
I have previous experience working in various locations and have successfully managed teams in different regions.
posted on 2 Feb 2025
I was interviewed in Jan 2025.
Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.
Types of credit assessment include credit reports, financial statements, and credit scoring models.
Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.
To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...
posted on 1 Dec 2023
I applied via Company Website
Focus on financial management topic
In which our knowledge put as per situation
The candidate should discuss their skills and salary from the previous year.
Discuss the relevant skills acquired in the previous year.
Mention any certifications or training completed.
Highlight achievements or projects completed.
Discuss the salary range from the previous year.
Explain any salary increments or bonuses received.
posted on 17 Jul 2024
posted on 3 Jul 2024
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
posted on 22 Feb 2024
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.
Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.
Review the borrower's credit report and score
Analyze the borrower's income and expenses
Evaluate the purpose of the loan and the borrower's ability to repay it
Consider any collateral or guarantors offered by the borrower
Assess the overall risk of the loan and make a recommendation
Collections Executive
217
salaries
| ₹1.2 L/yr - ₹3 L/yr |
Marketing Executive
148
salaries
| ₹1.2 L/yr - ₹3.6 L/yr |
Location Manager
109
salaries
| ₹3 L/yr - ₹8 L/yr |
Area Business Manager
95
salaries
| ₹2.9 L/yr - ₹10.7 L/yr |
HUB Manager
94
salaries
| ₹3.5 L/yr - ₹11.5 L/yr |
Bajaj Finance
Mahindra Finance
Tata Capital
Shriram Finance