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Hinduja Leyland Finance Lap Credit Manager Interview Questions and Answers

Updated 15 Nov 2019

Hinduja Leyland Finance Lap Credit Manager Interview Experiences

1 interview found

I applied via Referral and was interviewed in May 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. What are the vendors available and how many are there?
  • Ans. 

    There are multiple vendors available for Credit Manager LAP.

    • There are several vendors in the market that offer Credit Manager LAP services.

    • The number of vendors may vary depending on the specific location and market.

    • Some well-known vendors in this field include ABC Company, XYZ Corporation, and DEF Solutions.

    • It is recommended to research and compare different vendors to find the one that best suits your needs.

  • Answered by AI
  • Q2. What is the DSCR/ FOIR you use?
  • Ans. 

    DSCR and FOIR are financial ratios used by credit managers to assess the creditworthiness of borrowers.

    • DSCR stands for Debt Service Coverage Ratio and measures a borrower's ability to repay their debt obligations.

    • FOIR stands for Fixed Obligation to Income Ratio and calculates the proportion of a borrower's income that goes towards fixed obligations like loan repayments.

    • Credit managers use DSCR and FOIR to evaluate the ...

  • Answered by AI
  • Q3. What is the financial power given to you?
  • Ans. 

    As a Credit Manager LAP, I have the financial power to assess and approve or reject loan applications based on creditworthiness and risk analysis.

    • I have the authority to make decisions regarding loan approvals and rejections.

    • I can assess the creditworthiness of applicants by analyzing their financial statements, credit history, and other relevant factors.

    • I have the power to set credit limits and terms for approved loan...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - My experience pertains to Credit, so mastering the basics and knowing various methods of analysing or appraising will help in a lot of ways

Skills evaluated in this interview

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About your previous experience and company

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep growing on your self and Confidence.

I applied via Referral and was interviewed in Feb 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All questions were from my current profile which was NCCR RWA Risk calculation, new regulatory requirements implementation such as Basel III, CRR 2 and my JD was basically for Liquidity reporting so I was ...

Interview Preparation Tips

Interview preparation tips for other job seekers - First of all you should be pretty confident on ur existing work profile and prepare well for your role as per JD... Read and understand throughly... And all the best ..

Interview Questionnaire 

1 Question

  • Q1. Disscussed abt complete job profile along with education details

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume shortlisted through online

Round: HR Interview
Experience: Felt awesome when was an interviewd

Round: Opertions interview
Experience: Discussed in detailed any job functionality

I applied via Walk-in and was interviewed in Feb 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About my work profile ( audit) about my self

Interview Preparation Tips

Interview preparation tips for other job seekers - Required good communication, problem solving
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Multitasking activity
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is your experience
  • Q2. Dealer names in markit?
  • Ans. 

    Dealer names in markit are financial institutions that participate in the market.

    • Goldman Sachs

    • JP Morgan

    • Morgan Stanley

    • Citigroup

  • Answered by AI

I applied via Approached by Company and was interviewed in Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Why are you looking for a change?
  • Q3. Tell me about yourself.
Round 3 - Interview on call 

(1 Question)

  • Q1. Discussion about profiles and experience, how you will execute personal discussion with customer, what are key points you will check in loan application, basic loan knowledge, CIBIL, Technical, Legal, and ...

Interview Preparation Tips

Topics to prepare for Bajaj Housing Finance Assistant Manager interview:
  • Interpersonal Skills
  • Subject Matter Expertise
Interview preparation tips for other job seekers - Always listen to your senses they will never disappoint you.
Keep you motivation always up. There are ups and downs in life but it's on you that how you'll face it.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. 1.About myself and experiences.
  • Q2. 2.About job handling and target achievement.

Interview Preparation Tips

Interview preparation tips for other job seekers - I am a hardworking and patient employe and always gives my 100% efforts to uplift the organisation
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Little bit tough but it can be passed

Round 3 - One-on-one 

(4 Questions)

  • Q1. How will you manage job stress
  • Q2. How will you manage your team politely?
  • Q3. What is your Daily Routine?
  • Q4. How many times will you go your Native place?
Round 4 - HR 

(1 Question)

  • Q1. What is the salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while interview even you don't know so much.

Hinduja Leyland Finance Interview FAQs

What are the top questions asked in Hinduja Leyland Finance Lap Credit Manager interview?

Some of the top questions asked at the Hinduja Leyland Finance Lap Credit Manager interview -

  1. What are the vendors available and how many are the...read more
  2. What is the financial power given to y...read more
  3. What is the DSCR/ FOIR you us...read more

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Hinduja Leyland Finance Lap Credit Manager Salary
based on 4 salaries
₹3.2 L/yr - ₹8.5 L/yr
11% less than the average Lap Credit Manager Salary in India
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