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Hinduja Leyland Finance Lap Credit Manager Interview Questions and Answers
Hinduja Leyland Finance Lap Credit Manager Interview Experiences
1 interview found
Anonymous
I applied via Referral and was interviewed in May 2019. There were 3 interview rounds.
Interview Questionnaire
3 Questions
- Q1. What are the vendors available and how many are there?
- Ans.
There are multiple vendors available for Credit Manager LAP.
There are several vendors in the market that offer Credit Manager LAP services.
The number of vendors may vary depending on the specific location and market.
Some well-known vendors in this field include ABC Company, XYZ Corporation, and DEF Solutions.
It is recommended to research and compare different vendors to find the one that best suits your needs.
- Q2. What is the DSCR/ FOIR you use?
- Ans.
DSCR and FOIR are financial ratios used by credit managers to assess the creditworthiness of borrowers.
DSCR stands for Debt Service Coverage Ratio and measures a borrower's ability to repay their debt obligations.
FOIR stands for Fixed Obligation to Income Ratio and calculates the proportion of a borrower's income that goes towards fixed obligations like loan repayments.
Credit managers use DSCR and FOIR to evaluate the ...
- Q3. What is the financial power given to you?
- Ans.
As a Credit Manager LAP, I have the financial power to assess and approve or reject loan applications based on creditworthiness and risk analysis.
I have the authority to make decisions regarding loan approvals and rejections.
I can assess the creditworthiness of applicants by analyzing their financial statements, credit history, and other relevant factors.
I have the power to set credit limits and terms for approved loan...
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I applied via Recruitment Consultant and was interviewed before Mar 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. All questions in MFI work in
Interview Preparation Tips
I applied via Company Website and was interviewed before Apr 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. How to Crake bank Interview
Interview Preparation Tips
2.Clear And Sweet Self Intro for Ur Self.
3.Mention Ur special Skils.
4.About Ur Interest In banking Carrier.
5.Full Knowlaged In Ur Bank History.
6.Our Assets,Our Share Rate,Branches,Atm,Online Apps,Bank using For Operations Apps you Know First.
7.Rate of Interest,Our Products,Other business Product,Our Charges for All Transaction Details,Its fully understand before go to the Interview.
8.Finely Ur Interview Performace Merrer To Ur Working Performace We are like them.
9.If u dont Know the Interviewer Qustion Pls Reply for Sir sorry I dont Know sir,This Excuse for New Qustions and Reach For Ur best Answer For Interview.
10.One Important Mind Thought Must For Go To The Interview:We are Successful In Bussiness so our don't Want Workers,They are like Working With Patner For More Achivements.
Thank U
Rajasingh
I applied via Other and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Pesronal details
- Q2. Qualifications
Interview Preparation Tips
I applied via Walk-in and was interviewed before Jun 2021. There were 2 interview rounds.
(1 Question)
- Q1. Family background and experience last organization
Interview Preparation Tips
I applied via Referral and was interviewed before Apr 2020. There were 5 interview rounds.
Interview Questionnaire
1 Question
- Q1. About yourself and prior academics
Interview Preparation Tips
I applied via Company Website and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Types of marketing
- Ans.
Marketing can be broadly classified into four types: product, price, promotion, and place.
Product marketing focuses on promoting and selling a specific product or service.
Price marketing involves setting the right price for the product or service.
Promotion marketing involves advertising and promoting the product or service to the target audience.
Place marketing involves making the product or service available to the ta...
- Q2. Family background
- Q3. Intro
Interview Preparation Tips
I applied via Referral and was interviewed before Mar 2021. There were 4 interview rounds.
Mathematics reasoning English test.
(1 Question)
- Q1. Tell me about your self. If experience candidate ask about previous job Ask about our organisation
(1 Question)
- Q1. Why should we hire you?
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
(5 Questions)
- Q1. Why should we hire you?
- Q2. What is your family background?
- Q3. What are your strengths and weaknesses?
- Q4. Tell me about yourself.
- Q5. About tpp and casa products
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV
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