HDFC Ergo General Insurance Management Trainee Interview Questions and Answers

Q1. What is health insurance?
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Q2. Why people do insurance?
Ans. 
People do insurance to protect themselves financially from unexpected events or losses.
• To protect themselves financially from unexpected events or losses

• To comply with legal requirements (e.g. car insurance)

• To provide financial security for their loved ones in case of death or disability

• To cover expensive medical treatments or procedures

• To safeguard their assets and investments

• To gain peace of mind and reduce financial
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Q3. Why insurance is necessary?
Ans. 
Insurance is necessary to protect individuals and businesses from financial losses due to unexpected events.
• Provides financial protection against risks such as accidents, natural disasters, and illnesses

• Helps individuals and businesses recover from losses without facing financial ruin

• Promotes financial stability and peace of mind for policyholders

• Mandatory in some cases, such as auto insurance for drivers

• Encourages res...read more
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The topic was abstract and we were given 1 minute to prepare for it and then GD itself was around 12 mins

Q1. Why do you want to work in Insurance Industry
Ans. 
I am passionate about helping individuals and businesses protect themselves from financial risks and uncertainties.
• Interest in risk management and financial planning

• Opportunity to educate clients on the importance of insurance

• Desire to work in a stable and growing industry

• Potential for career advancement and professional development
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Q2. What do you know about General Insurance
Ans. 
General insurance provides financial protection for assets such as home, car, and business against unforeseen events.
• General insurance covers a wide range of assets and liabilities, excluding life insurance.

• It includes insurance for property, vehicles, travel, health, and business.

• General insurance policies typically have a fixed term and premium amount.

• Claims can be made for damages or losses covered under the policy,...read more
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Electric vehicle is better for our future or not.

Q1. What you know about the company
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Q2. Give me the name of product
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Simple LRDI, english questions

Q1. About the company
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Q2. Why you want to join this role
Ans. 
I am passionate about developing my leadership skills and contributing to the growth of the company.
• Desire to learn and grow in a leadership role

• Excited about contributing to the success of the company

• Seeking opportunities for professional development and advancement

• Passionate about making a positive impact in the organization
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Q3. About the internship
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