HDFC Bank Interview Questions, Process, and Tips

Bond is a type of debt security issued by companies or governments, while debenture is a type of bond that is not secured by collateral.

• Bonds are secured by collateral, while debentures are not.

• Bonds have a lower risk of default than debentures.

• Bonds have a fixed interest rate, while debentures may have a floating interest rate.

• Examples of bonds include government bonds and corporate bonds, while examples of debentures...read more

Managing risk and investment profile is crucial for a successful manager.

• Assessing risk tolerance of investors

• Diversifying investments to minimize risk

• Monitoring market trends and adjusting investments accordingly

• Creating a balanced portfolio

• Staying up-to-date with industry regulations and compliance

• Implementing risk management strategies

• Communicating investment strategies and risks to stakeholders

Experienced manager with a proven track record in leading teams and achieving results.

• 10+ years of management experience

• Strong leadership and communication skills

• Proven ability to motivate and inspire teams

• Track record of achieving targets and driving growth

• Experience in strategic planning and decision-making

• Ability to adapt to changing environments and handle challenges

• Excellent problem-solving and decision-making ski...read more

Article 3, 17, 28 in UCP 600

• Article 3: Examines documents for compliance with terms of credit

• Article 17: Bank is not liable for consequences of delay or error in transmission

• Article 28: Discrepancies in documents must be notified within 5 banking days

FDI stands for Foreign Direct Investment. It is the process of investing in a foreign country and establishing business operations there.

• FDI refers to the investment made by a company or individual from one country into another country.

• The procedure to settle the fund involves various steps such as obtaining necessary approvals, opening a bank account, and complying with regulatory requirements.

• For example, if a compan...read more

EDPMS & IDPMS are software systems used in Indian government for monitoring and evaluation of development projects.

• EDPMS stands for Electronic Development Project Monitoring System

• IDPMS stands for Integrated Development Project Monitoring System

• Both systems are used by Indian government for monitoring and evaluation of development projects

• EDPMS is used for monitoring centrally sponsored schemes while IDPMS is used for

The question is related to legal terms and refers to BG, Section 28, and continuous clause.

• BG stands for 'Bonded Guarantee' which is a type of financial guarantee provided by a bank or insurance company to a contractor.

• Section 28 refers to a specific section in the Indian Contract Act, 1872 which deals with the rights and obligations of parties in a contract.

• Continuous clause is a legal provision that allows a contract...read more

Overdue bill of entry & caution listed shipping bill are called when...

• Overdue bill of entry is called when the importer fails to submit the bill of entry within the prescribed time limit.

• Caution listed shipping bill is called when the importer fails to pay the customs duty within the prescribed time limit.

• Both are called to remind the importer to complete the necessary formalities to clear the goods from customs.

• Failu...read more

GR waiver is a document that allows a company to import goods without paying customs duty.

• GR stands for 'Goods Received'

• Waiver is granted by the Reserve Bank of India

• It is applicable for goods imported for display or use in trade fairs, exhibitions, etc.

• It is also applicable for goods imported for repair or replacement under warranty

• GR waiver is not applicable for goods imported for sale or for personal use