HDFC Bank Junior Analyst Interview Questions and Answers

Q1. Self introduction
Add your answer

Q1. Why you want this job
Ans. 
I am passionate about serving my country and contributing to its security and defense.
• Passionate about serving my country

• Desire to contribute to security and defense

• Excited about the challenges and opportunities in the role
Answered by AI
Add your answer

Q1. What is the savings account?
Ans. 
A savings account is a type of bank account where you can deposit money and earn interest on the balance.
• Savings accounts typically have lower interest rates compared to other types of investments.

• They are considered a safe and secure way to save money for short-term goals.

• Withdrawals from savings accounts are usually limited to a certain number per month.

• Examples of savings accounts include traditional savings account...read more
Answered by AI
View 1 more answer
Q2. A savings account, by defination, allowes you to deposit your money safe with the Bank.
Ans. 
A savings account is a secure way to deposit money with a bank for safekeeping and potential growth through interest.
• Savings accounts typically offer a lower interest rate compared to other types of accounts like CDs or money market accounts.

• Funds in a savings account are easily accessible for withdrawals, but may have limitations on the number of transactions allowed per month.

• Some savings accounts require a minimum b...read more
Answered by AI
Add your answer

Q1. What do mean by current account?
Ans. 
A current account is a type of bank account that allows frequent transactions and does not limit the number of withdrawals or deposits.
• Current accounts are typically used for day-to-day banking activities such as receiving salaries, paying bills, and making purchases.

• They do not usually earn interest on the balance maintained in the account.

• Overdraft facilities may be available on current accounts, allowing customers t...read more
Answered by AI
View 1 more answer

Q1. What is the meaning of fixed account ?
Ans. 
A fixed account is a type of investment account where the interest rate is fixed and does not change over time.
• Fixed accounts typically offer a higher interest rate compared to regular savings accounts.

• The account holder agrees to keep their money in the account for a specified period of time.

• Withdrawals before the maturity date may result in penalties or loss of interest.

• Common examples include fixed deposit accounts
Answered by AI
View 1 more answer

Q1. What do mean of recurring deposit account?
Ans. 
A recurring deposit account is a type of savings account where a fixed amount is deposited regularly for a predetermined period of time.
• Fixed amount is deposited at regular intervals (monthly, quarterly, etc.)

• Interest is earned on the deposited amount

• The account has a fixed tenure

• Withdrawal before maturity may result in penalties

• Example: Depositing $100 every month for 5 years in a recurring deposit account
Answered by AI
View 1 more answer

Q1. What do you mean of bank?
Ans. 
A bank is a financial institution that accepts deposits from the public and creates credit.
• Banks provide various financial services such as loans, mortgages, and investment accounts.

• They play a crucial role in the economy by facilitating the flow of money and capital.

• Banks are regulated by government authorities to ensure stability and protect depositors' funds.
Answered by AI
View 1 more answer

Q1. Face to face interview how it's possible?
Add your answer

Accounts knowledge question related.

Q1. After final section tell about yourself & achievement of Goal.
Add your answer

Q1. Basic HR questions with salary information
Add your answer

Q1. Job experience and case study
Add your answer

Q1. Final round with HoD for final review
Add your answer
Q2. Basic procurement logical questions
Add your answer

Any questions

Q1. Basics details Communication skills
Add your answer
Q2. Basics Related to job
Add your answer

Q1. Work experience
Add your answer