Fino Payments Bank Internal Auditor Interview Questions and Answers for Experienced

Q1. Normal questions just introduction
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Q1. What is your current ctc
Ans. 
My current CTC is confidential and I would prefer not to disclose it.
• I am not comfortable sharing my current CTC as it is confidential information.

• I believe that discussing salary details should be done in a more appropriate setting, such as during negotiations or with HR.

• I would prefer to focus on my qualifications and experience rather than my current salary.
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Q2. What is your current role
Ans. 
I am currently working as a Financial Analyst at a multinational corporation.
• Analyzing financial data and trends to provide insights and recommendations

• Preparing financial reports and forecasts

• Assisting in budgeting and financial planning

• Conducting variance analysis and performance tracking

• Collaborating with other departments to support decision-making
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Q1. Assked ABOUT School achievement. Interest in sports extra curriculum activists wtc
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Q2. Current finance minister
Ans. 
The current finance minister of the country is Nirmala Sitharaman.
• Nirmala Sitharaman became the finance minister in May 2019.

• She is the first full-time female finance minister of India.

• She has presented two Union Budgets so far, in 2019 and 2020.

• She has also introduced several economic reforms and policies, such as the Corporate Tax Cut and the Atmanirbhar Bharat Abhiyan.
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Q1. Types of fraud, What is transaction monitoring
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Transaction monitoring is the process of reviewing and analyzing transactions to detect and prevent fraudulent activities.
• Transaction monitoring involves continuously monitoring transactions for any suspicious or unusual activity.

• It helps in identifying patterns and trends that may indicate fraudulent behavior.

• By setting up alerts and thresholds, transaction monitoring can help in detecting and preventing fraud in real...read more
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Banking related and communication skills along with technical

Q1. What is lending process
Ans. 
Lending process involves the steps taken by financial institutions to evaluate, approve, and disburse loans to borrowers.
• Borrower submits loan application with required documents

• Financial institution evaluates borrower's creditworthiness

• Loan is approved or denied based on evaluation

• If approved, terms and conditions are set including interest rate and repayment schedule

• Funds are disbursed to borrower
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Q2. What is australian market
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The Australian market refers to the financial market in Australia where securities are bought and sold.
• The Australian market includes the Australian Securities Exchange (ASX) where stocks, bonds, and other securities are traded.

• It is influenced by factors such as the country's economic performance, government policies, and global market trends.

• Key industries in the Australian market include mining, finance, healthcare,...read more
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