ESAF Small Finance Bank Clerk Interview Questions and Answers

Q1. Questions related to accounts ledger trial balance balance sheet banking related knowledge then questions about csr activities
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Q2. What is trial balance
Ans. 
Trial balance is a statement that lists all the general ledger accounts and their balances to ensure they are in balance.
• Trial balance is prepared at the end of an accounting period.

• It includes all the accounts from the general ledger, such as assets, liabilities, equity, revenues, and expenses.

• The purpose of a trial balance is to check the accuracy of the recorded transactions and ensure that debits equal credits.

• If t...read more
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Q3. Journal entry of purchase and sale
Ans. 
A journal entry of purchase and sale records the transactions related to buying and selling of goods or services.
• Journal entry of purchase and sale is a common accounting practice.

• It involves recording the details of purchases and sales in the general ledger.

• The entry includes the date, description, amount, and accounts affected.

• For example, a purchase journal entry may include the debit of an inventory account and the...read more
Answered by AI
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Q1. Accounts ledger trial balance balance sheet related questions
Add your answer

Banking exam for 100 marks in the multiple choice questions format. Exam time allowed is 1 hour.

Q1. How many GST rates are in use currently?
Ans. 
There are currently 4 GST rates in use.
• The GST rates are 5%, 12%, 18%, and 28%

• The rates vary depending on the type of goods or services being taxed

• Some goods and services are exempt from GST, such as healthcare and education

• The GST rates are periodically reviewed and may be subject to change
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Q2. Few specific questions on Banking terms and processes which are used frequently in Banks
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Q1. Abt yourself, why bank and some banking awareness
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Banking aptitude, Reasoning, and English

Q1. What is Banking ?
Ans. 
Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.
• Banking involves accepting deposits from customers and lending money to individuals and businesses.

• Banks provide various financial services such as savings accounts, checking accounts, loans, and credit cards.

• They also facilitate electronic transactions, wire transfers, and currency exchange.

• Banking in...read more
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Q2. What are all the products available in our bank ?
Ans. 
Our bank offers a wide range of products including savings accounts, checking accounts, loans, credit cards, and investment options.
• Savings accounts

• Checking accounts

• Loans

• Credit cards

• Investment options
Answered by AI
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Q1. Questions related to accounts ledger trial balance balance sheet banking related knowledge then questions about csr activities
Add your answer
Q2. What is trial balance
Ans. 
Trial balance is a statement that lists all the general ledger accounts and their balances to ensure they are in balance.
• Trial balance is prepared at the end of an accounting period.

• It includes all the accounts from the general ledger, such as assets, liabilities, equity, revenues, and expenses.

• The purpose of a trial balance is to check the accuracy of the recorded transactions and ensure that debits equal credits.

• If t...read more
Answered by AI
Add your answer
Q3. Journal entry of purchase and sale
Ans. 
A journal entry of purchase and sale records the transactions related to buying and selling of goods or services.
• Journal entry of purchase and sale is a common accounting practice.

• It involves recording the details of purchases and sales in the general ledger.

• The entry includes the date, description, amount, and accounts affected.

• For example, a purchase journal entry may include the debit of an inventory account and the...read more
Answered by AI
Add your answer

Q1. Accounts ledger trial balance balance sheet related questions
Add your answer

Banking exam for 100 marks in the multiple choice questions format. Exam time allowed is 1 hour.

Q1. How many GST rates are in use currently?
Ans. 
There are currently 4 GST rates in use.
• The GST rates are 5%, 12%, 18%, and 28%

• The rates vary depending on the type of goods or services being taxed

• Some goods and services are exempt from GST, such as healthcare and education

• The GST rates are periodically reviewed and may be subject to change
Answered by AI
Add your answer
Q2. Few specific questions on Banking terms and processes which are used frequently in Banks
Add your answer

Q1. I am working as Computer Operator Since 2002 in Karnataka State Khadi and Village Industries Board from 12 August 2002
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Q2. Data Entry Operator, and also working Internet Web Site KVIC
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Q3. PMEGP Online Working
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Q1. Abt yourself, why bank and some banking awareness
Add your answer