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ESAF Small Finance Bank Banking Operations Associate Interview Questions and Answers

Updated 29 Nov 2024

ESAF Small Finance Bank Banking Operations Associate Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Time given 5mins on impact of socail media in customer buying behavior

Round 2 - Assignment 

Apptitue and general reasoning

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Sep 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Difference between NEFT and RTGS
  • Ans. 

    NEFT and RTGS are electronic funds transfer systems used in banking.

    • NEFT stands for National Electronic Funds Transfer and RTGS stands for Real Time Gross Settlement.

    • NEFT is used for transferring funds up to a certain limit, typically with a time delay, while RTGS allows for immediate and real-time transfer of large amounts.

    • NEFT operates in hourly batches, while RTGS operates continuously throughout the working hours o...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be ready any questions
about company
About your CV
Why you join here
What role you want here
What salary you want
Are you ready to survive anywhere in india
And more related to your job

I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and real to yourself during interview.

I applied via Naukri.com and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About you last work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Honest in Invertview

Interview Questionnaire 

6 Questions

  • Q1. Business
  • Q2. Sourcing
  • Q3. DSA
  • Q4. ROI high
  • Q5. Essential services customer
  • Q6. 40 Lakh target
  • Ans. 

    The 40 Lakh target is achievable with proper planning and execution.

    • Understand the client's needs and offer suitable solutions

    • Identify potential clients and build a strong network

    • Maintain good relationships with existing clients

    • Regularly review progress and adjust strategies accordingly

  • Answered by AI

I applied via Naukri.com and was interviewed in Feb 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. About previous company business details
  • Ans. Told everything about business done in previous employment
  • Answered Anonymously
  • Q2. Salary expectations

Interview Preparation Tips

Interview preparation tips for other job seekers - Good interview details given properly

I applied via Monster and was interviewed before Dec 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. About your work experience
  • Q2. About your past achievements

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Honest, It's not an Organization, It's family

Interview Questionnaire 

1 Question

  • Q1. My achievements and general information

Interview Preparation Tips

Interview preparation tips for other job seekers - Just go in full confidence
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Jan 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

There is an online apptitude test with moderate level difficulty

Round 3 - Group Discussion 

Pretty simple we just talking about random topics

Round 4 - Panel interview 

(4 Questions)

  • Q1. They just want to your know your knowledge about banking and marketing, you're background, persuasion skills and etc.,
  • Q2. Why do u want to join our bank?
  • Ans. 

    I want to join your bank because of its strong reputation, excellent customer service, and opportunities for growth.

    • Strong reputation: Your bank has a long-standing history of financial stability and trustworthiness.

    • Excellent customer service: I have heard from friends and family about the exceptional service they have received as customers of your bank.

    • Opportunities for growth: Your bank offers various career developm...

  • Answered by AI
  • Q3. How we segment the customer
  • Ans. 

    Customer segmentation is the process of dividing customers into distinct groups based on their characteristics and behaviors.

    • Segmentation is done based on various factors such as demographics, psychographics, and behavior.

    • Demographic segmentation involves dividing customers based on age, gender, income, and other demographic variables.

    • Psychographic segmentation considers customers' lifestyle, values, interests, and att...

  • Answered by AI
  • Q4. What is your fav subject
  • Ans. 

    My favorite subject is psychology.

    • I find the study of human behavior and the mind fascinating.

    • I enjoy learning about different theories and concepts in psychology.

    • Psychology helps me understand and connect with people better in my role as a Relationship Manager.

    • I appreciate how psychology can be applied to various aspects of life, including personal relationships and professional interactions.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview is pretty easy to crack.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Feb 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

The online aptitude test is conducted for knowing our accuracy in quants

Round 3 - One-on-one 

(1 Question)

  • Q1. The interview questions is about the general awareness about the financial industry and bank

Interview Preparation Tips

Topics to prepare for City Union Bank Relationship Manager interview:
  • Banking Operations
Interview preparation tips for other job seekers - Can try for the bank jobs if U are eager in the banking industry

ESAF Small Finance Bank Interview FAQs

How many rounds are there in ESAF Small Finance Bank Banking Operations Associate interview?
ESAF Small Finance Bank interview process usually has 2 rounds. The most common rounds in the ESAF Small Finance Bank interview process are Group Discussion and Assignment.

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ESAF Small Finance Bank Banking Operations Associate Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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ESAF Small Finance Bank Banking Operations Associate Reviews and Ratings

based on 2 reviews

4.6/5

Rating in categories

4.6

Skill development

4.6

Work-life balance

4.6

Salary

4.6

Job security

4.6

Company culture

4.6

Promotions

4.6

Work satisfaction

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