DCB Bank Business Development Executive Interview Questions and Answers

Q1. What is banking? Why sales? What is loan according to you? Background ? About myself Favourite subject while during MBA
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Q2. What is current account, difference between CA & SA What is financial modeling? On which company FM you have done as because I did have earned certificate into it and so were asked Why should we hire you?
Ans. 
Current account is a type of bank account that allows unlimited withdrawals and deposits, while savings account has restrictions. Financial modeling involves creating a mathematical representation of a company's financial performance.
• Current account allows unlimited transactions, while savings account has restrictions on withdrawals.

• Financial modeling involves creating projections of a company's financial performance b...read more
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Q1. Personal information, job experience
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Q2. Why banking you choose?
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Q1. Expected vision of next 5 years?
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Q2. What is small finance bank?
Ans. 
Small finance banks are financial institutions that provide basic banking services to small businesses and low-income individuals.
• Small finance banks focus on providing financial services to underserved and unserved sections of the population.

• They offer services such as savings accounts, fixed deposits, loans, and payment services.

• These banks have a minimum capital requirement of Rs. 200 crore.

• Examples of small finance...read more
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Q1. Asset management
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Q1. Strategy for sales, customer service related queries
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Q1. Reasons to move to Mumbai
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Q1. How could you acquire accounts
Ans. 
I could acquire accounts through networking, cold calling, attending industry events, and leveraging social media.
• Networking with industry professionals and potential clients

• Cold calling to introduce our services and schedule meetings

• Attending industry events to meet potential clients and partners

• Leveraging social media platforms to reach out to prospects

• Offering promotions or discounts to attract new accounts
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Q2. What kind of activity do you do for accounts acquisition
Ans. 
I utilize a combination of networking, cold calling, and attending industry events to acquire new accounts.
• Networking with industry professionals to generate leads

• Cold calling potential clients to pitch our services

• Attending industry events and conferences to meet potential clients face-to-face

• Utilizing social media platforms to connect with prospects

• Offering promotions or discounts to attract new accounts
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I have to do a pivot table
Solve the advance excel sheet to check my excel level
This was a contractual job for 1 yr

Q1. Marketing strategy , Consumer behaviour, Cyber security What is ‘Fixed’ APR and ‘Variable’ APR?
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Q2. What is consumer bank?
Ans. 
Consumer bank is a financial institution that provides services and products to individual customers.
• Offers services such as savings accounts, checking accounts, loans, credit cards, and mortgages

• Focuses on meeting the financial needs of individual customers rather than businesses

• Examples include Bank of America, Chase, and Wells Fargo
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Q3. Stock market management syste
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