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Credit Care Interview Questions and Answers

Updated 29 Oct 2020

Credit Care Interview Experiences

1 interview found

Tele Caller Interview Questions & Answers

user image Anonymous

posted on 24 Oct 2020

Interview Questionnaire 

3 Questions

  • Q1. Any target of credit card selling?
  • Ans. 

    Yes, there are specific targets for credit card selling.

    • Target customers with high credit scores

    • Target customers who frequently make online purchases

    • Target customers who travel frequently and can benefit from travel rewards

    • Target customers who have shown interest in credit card offers in the past

    • Target customers who have a history of responsible credit card usage

  • Answered by AI
  • Q2. What is starting salary
  • Q3. What is your company profile and what is target ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Hello sir/mam.
I'm 2 month experience for credit card department job and that company was target wise job...i don't have target wise job because than create payment issues for payment. That is why i don't have any target wise job.
Thank u.

Tele Caller Interview Questions asked at other Companies

Q1. In day, how many call you will place? What is customer service? Can you convince the candidate or freelancer? What is your strength?
View answer (1)

Interview questions from similar companies

Interview Preparation Tips

Round: Test
Experience: Data interpretation questions,english vocabulary(GRE BARRONS) is most important , apptitude questions and reasoning are from R S agarwal.
Total Questions: 65

Round: Technical Interview
Experience: Interviewer asked about your core subject littlebit and dont have any deep questions from c and c++.

Round: HR Interview
Experience: Given a topic and asked me to speak about that topic for one minute and given a situation asked me how would you react on that situation.

General Tips: It is easy to get a job in infosys comparatively other companies because you dont need to prepare for software side.
Prepare aptitude and reasoning from R S Agarwal and GRE BARRONS for vocabulary
College Name: NIT WARANGAL

Interview Questions & Answers

TCS user image Anonymous

posted on 7 Jan 2015

Interview Questionnaire 

3 Questions

  • Q1. Where did you do the internship ?
  • Ans. 

    I did my internship at XYZ Corporation.

    • Interned at XYZ Corporation

    • Worked in the marketing department

    • Assisted in creating social media campaigns

    • Conducted market research

    • Attended meetings with clients

  • Answered by AI
  • Q2. What did you learn from your mistakes ?
  • Ans. 

    I learned to take responsibility for my actions and to use my mistakes as opportunities for growth.

    • I learned to admit my mistakes and apologize when necessary

    • I learned to reflect on my mistakes and identify areas for improvement

    • I learned to seek feedback from others and use it to make positive changes

    • I learned to not be afraid of failure and to view it as a learning experience

    • For example, when I made a mistake at work ...

  • Answered by AI
  • Q3. Why should we recruit you ?
  • Ans. 

    I have the skills, experience, and passion to contribute to the success of your company.

    • I have a proven track record of achieving targets and exceeding expectations.

    • I possess strong communication and interpersonal skills, which enable me to work effectively with colleagues and clients.

    • I am a quick learner and adaptable to new environments and technologies.

    • I am passionate about the industry and eager to contribute to th...

  • Answered by AI

Interview Preparation Tips

Round: knowledge assessment
Experience: The first round was an online assessment of your knowledge in any of the three languages (C , C++, Java ).
Tips: Although they specify the syllabus but don't just rely on that.

Round: Interview
Experience: Second round was a HR + Technical interview.
The HR was combined with Technical interview in which they asked about the basic HR questions. The technical interview included a few basic questions on C or C++ programming and a few questions relating to the technicalities of the projects we did in our internships and Hobbies club..
Tips: Be well prepared for HR questions. Listen to the PPT carefully .

Round: IQ test
Experience: The third round was a simple IQ test. Be well versed with the language of your choice.

General Tips: The online test can be tackled if you study the first year alloted assigned book for the language you prefer. Having chosen C++ I was asked many questions related to templates and data structures.
College Name: IIT Roorkee

Interview Questions & Answers

Cognizant user image Anonymous

posted on 20 Jan 2015

Interview Questionnaire 

1 Question

  • Q1. Why should we select you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have relevant experience in the field

    • I possess the required skills and qualifications

    • I am a quick learner and adaptable to new situations

    • I am passionate about the industry and eager to contribute

    • I am a team player and work well with others

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Very basic(class 7 level) english, quant and DI from CAT preparation will do. I was asked to estimate the number of newspapers I would buy if I am a supplier for the campus. Then slightly complicated the problem four or five times.
Tips: Try to answer as many questions as possible--the test is the one major criterion for selection.
Total Questions: 65

Round: Guesstimate Interview
Experience: One-on-one interview.Basic guess estimation and details about your projects. Try to show you have some knowledge in mathematics.

Round: HR Interview
Experience: HR interview--A panel of 4 or 5 people(who have taken the individual interviews in round I).
Tips: Be confident and try not to tell something which you can’t defend.

General Tips: As is the case for most companies, CAT preparation will definitely help. I don’t think much focus was was given on the essay but the other sections of the test are really important.
Skill Tips: A decent CGPA(mine was exactly 8) will help. HR interview--A panel of 4 or 5 people(who have taken the individual interviews in round I). Should be able to speak about your own projects and internships.
College Name: IIT KHARAGPUR

Project Engineer Interview Questions & Answers

Wipro user image PRIYANKA CHOUDHURY

posted on 12 Jan 2015

Interview Preparation Tips

Round: Test
Experience: There were two parts : Aptitude and English.
The Aptitude part consisted of questions related to Maths which were quite easy.
The English section consisted of reading comprehensions.
Tips: Read the questions carefully because some of them might be lengthy.
Apply quick formulas so that you save time on each question.
Duration: 90 minutes

Round: Group Activity
Experience: We were asked to write an essay on a topic.
My topic was "Global Warming".
This was not an elimination round.
Tips: Writing essay requires a good fair of English and also thinking capability.
Divide your essay into paragraphs and don't forget to assign a title to your essay.

Round: Interview
Experience: The technical round was quite simple for me as the interviewer asked me few simple questions related to basic programming. I am not well versed with programming but then I managed because I did study the previous day.
I was not nervous since I knew I would be able to crack the interview in one go. After waiting for hours and hours, my turn came and finally I went up to the interviewer.
Tips: Be confident and communicate well.
The interviewers are more interested in how you communicate to them.
Learn the basics and revise a little before you go to the interview .

Round: Interview
Experience: This was the most simple and funniest round for me as the interviewer asked me only a single question .
The question goes like " Which place are you from?"
Tips: When you get selected for the HR round, just relax.
This is not an elimination round .
The HR's won't ask questions related to your subjects or any academics.
They would only ask some basic information regarding your life experiences and or will you be able to work in a corporate environment.

General Tips: 1. You need to be confident.
2. Drink lots of water.
3. Dont discuss anything with your neighbours during the interview process.
4. Dont overthink.
5. Be positive.
Skill Tips: You should well versed with english and try to communicate well with the interviewer.
Skills: COMMUNCATION SKILLS, PROGRAMMING SKILLS, TECHNICAL SKILLS, WRITING SKILLS
College Name: SRM UNIVERSITY
Motivation: A highly-motivated, productive and customer-focused team player with strong communication, interpersonal,organizational, time management, analytical and problem solving skills. Reliable and dedicated with the ability to grasp and apply new procedures quickly; organize and prioritize tasks to meet deadlines and adapt readily to new challenges.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Fundae session by seniors and a resume workshop by some company. Also, sent resume to some seniors for their opinions and I think this was an important part of it.
Tips: I suggest Pre-placement talks, are a must. What is more important is not to believe the PPTs completely and ask seniors about the level of fundaes (finance/tech/otherwise) and preparation required to crack the company. There is a lot of good material on ATKEARNEY and other website. Other than that I used the material available for years.

Round: Interview
Experience: Final offers in my division were 12. There were two levels of case interviews. The first interview was to judge if I would be suitable for the Strategy and Operations profile or for the Technology and Integration profile. There were two interviewers. They explained to me both the profiles and asked me what I wanted to choose and why. Then asked me some general HR questions like why consulting, why you etc. Then started off with an informal case study. It was about a new company which wanted to start a new low cost airline and had no experience in this market till now. It has two options: either to acquire an existing company or to build up all processes on their own. I was first asked to qualitatively mention what all aspects I would consider. After that they asked me what new things could this company do. They were pretty satisfied with my answers and I was confident of getting listed in the next round. In the next round there was single interviewer who was looking quite senior. Asked some HR questions. One case study about a consumer durables dealer which was again qualitative. Asked some HR questions that's it.

General Tips: Lack of interaction with seniors throughout IIT stay was one thing for which I had to pay. I had no seniors in my wing and I had no fundae of the amount of preparation required.
So make sure that you have certain information.
College Name: IIT-Bombay

Interview Questions & Answers

HCLTech user image Anonymous

posted on 13 Apr 2015

Interview Questionnaire 

10 Questions

  • Q1. Do you know Java? ---Yes
  • Ans. 

    Yes, I know Java.

    • I have experience in Java programming.

    • I am familiar with Java syntax and concepts.

    • I have worked on Java projects in the past.

  • Answered by AI
  • Q2. What is Thread and why are they used? ---told
  • Q3. What is JDBC? ---told
  • Q4. How to retrieve data from back end? ---told
  • Ans. 

    To retrieve data from the back end, you can use APIs or database queries.

    • Use API calls to fetch data from the back end server.

    • Execute database queries to retrieve data from the database.

    • Parse the response or query result to extract the required data.

    • Handle any necessary authentication or authorization for accessing the back end.

    • Examples: GET request to an API endpoint, SELECT query in SQL.

  • Answered by AI
  • Q5. Explain OOP concepts. ---explained the program
  • Ans. 

    OOP is a programming paradigm based on the concept of objects, which can contain data and code.

    • OOP stands for Object-Oriented Programming

    • It focuses on creating objects that interact with each other to solve a problem

    • Encapsulation, inheritance, and polymorphism are key concepts in OOP

    • Example: A car object can have properties like color, make, and model, and methods like start and stop

    • OOP promotes code reusability and ma

  • Answered by AI
  • Q6. He gave me Java program and asked me to explain how memory is allocated? ---Explained with diagram
  • Q7. How was the day? ---A bit lagging one
  • Q8. Why? ---My token number is 197, I need to wait for long time since morning
  • Q9. About yourself? ---told
  • Q10. Tell me a special quality of yours which is not mentioned in your resume? ---Told

Interview Preparation Tips

Round: Test
Experience: 4 modules :
1. Computer Programing :- Code is given,we need to find output, basic questions in Java, C, Data Structures, DBMS.
2. Quantitative Aptitude :- Easy, Basics in Simple Interest, Profit&Loss, Numbers, Logs, Time and Work, Time Speed Distance, Prob, Perm&Comb.
3. Logical Reasoning :- Blood relations, Directions, Data sufficiency, Puzzle, Arrangements (circular & linear).
4. English :- Fill in appropriate meaning, Antonyms, Synonyms, Arrange the sentences, and 2 huge paragraphs (4+4=8 questions).

Out of 2000 members 400 were selected. I'm one among them.

Round: HR Interview
Experience: After 2 days I received mail from HCL (offer letter and letter of intent).
Tips: HR round is to test our communication only..

College Name: NA

Skills evaluated in this interview

Interview Questionnaire 

1 Question

  • Q1. Telephonic/Computer assessment for English proficiency

Interview Preparation Tips

Round: Test
Experience: Aptitude was not too easy or too tough like that of CAT. But if one has prepared for CAT exam even a bit, then he can perform pretty well.
Tips: Practice previous year CAT papers. Question sections and format asked in Capgemini test will be similar to that of CAT exam. Improve reading skills by reading anything that interests you.
Duration: 180 minutes
Total Questions: 120

Round: Other Interview
Experience: You will have to talk with a programmed voice using voice call. You need to follow the instructions of the programmed voice. They will record whatever you speak and judge your speaking skills.
Tips: Try to speak in English with at least few peers.

Round: HR Interview
Experience: You must be well thorough with your CV. Common questions like:*Tell me about yourself?*What are your strength and weakness?*Why consultancy and analyst profile?*What do you know about analyst profile?*What does Capgemini does? Tell us more about Capgemini?
etc can be expected for sure.The HR is not interested in your departmental knowledge, rather he is more interested in the way you are explaining something tin a layman manner. He/She cares how you analyse situations. Some random sitaution may be posed and HR may ask you to analyse the situation.
Tips: #Confidence in yourself.#Well verse with CV.#Able to explain even to layman.#Know basic information about data analytics.

General Tips: Aptitude+Communication fluency+Confidence = Job in  Capgemini
Skill Tips: Practice.
Skills: Aptitude, Communication, Confidence
College Name: I.I.T Guwahati
Motivation: Multi national and reputed.

Interview Preparation Tips

Round: Test
Experience: Coding questions were comparatively easy. There were three questions.1. Given a string map each character of which to the corresponding digit in a 10 digit mobile phone keypad.2. Don't remember, will add when it comes to my mind.3. Don't remember, will add when it comes to my mind.

Skills: Coding ability, Complete knowledge of working of internet.,
College Name: IIT Bombay

Banking Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 24 May 2015

Interview Questionnaire 

7 Questions

  • Q1. How will you calculate premium for that shop?
  • Ans. 

    Premium for the shop can be calculated based on various factors such as location, size, inventory, and risk assessment.

    • Consider the location of the shop and the crime rate in the area

    • Assess the size of the shop and the value of the inventory

    • Evaluate the risk associated with the type of business and the history of claims

    • Use actuarial tables and statistical models to determine the premium

    • Adjust the premium based on deduc

  • Answered by AI
  • Q2. How do you calculate brand value or good will?
  • Ans. 

    Brand value or goodwill is calculated by assessing the overall perception of the brand in the market and its financial performance.

    • Brand value is calculated by assessing the brand's reputation, customer loyalty, and market share.

    • Goodwill is calculated by assessing the brand's intangible assets such as patents, trademarks, and intellectual property.

    • Financial performance is also taken into consideration while calculating...

  • Answered by AI
  • Q3. What is loan syndication?
  • Ans. 

    Loan syndication is the process of involving multiple lenders to fund a single loan for a borrower.

    • It involves a group of lenders who jointly provide funds to a borrower.

    • The lead bank manages the syndication process and negotiates the terms with the borrower.

    • The loan is usually large and involves high-risk borrowers such as corporations or governments.

    • Syndicated loans can be structured as either a term loan or a revolv...

  • Answered by AI
  • Q4. Value a sweet shop called “Punjabi Halwai” in Mumbai?
  • Ans. 

    The value of Punjabi Halwai sweet shop in Mumbai depends on its revenue, location, customer base, and competition.

    • Revenue: Annual sales and profit margin

    • Location: Foot traffic, accessibility, and rent

    • Customer base: Loyal customers and repeat business

    • Competition: Number of similar shops in the area

    • Brand value: Reputation and recognition in the market

  • Answered by AI
  • Q5. What is your favourite finance subject?
  • Ans. 

    My favorite finance subject is corporate finance.

    • I enjoy analyzing financial statements and making investment decisions.

    • I find the concept of capital budgeting fascinating.

    • I like learning about financial risk management strategies.

    • I am interested in understanding how companies finance their operations.

    • I appreciate the importance of financial planning and forecasting in corporate finance.

  • Answered by AI
  • Q6. They asked me some questions on my CV like Why less marks in academics
  • Q7. Also, about my summers project- what did I do, what was the project and how did I went about doing it

Interview Preparation Tips

Round: Group Discussion
Experience: 1) BBG shipping has experience of turning around two companies and is one of the largest companies in this segement



2) City shipping is largest private company into ship repair and ship breaking but not in similar segment.



3) Sonyo shipping is one of the oldest shipping company and has various businesses related this. It is looking forward to expand in china and India and looking forward to expand and acquire some ship breaking company to create a low cost base.



Bids are:



BBG: 100% of debt for seven years 9% interest pa



City: 90% of debt for seven years 10% interest pa



Sonyo: 85% of debt for five years 13% interest pa



As a manager you have to take decision. Your senior has called up to look for bid of City and this will help to build relationship with city. The bank already has relationship with BBG. What will you recommend?

Round: HR Interview
Experience: I can’t say I was 100% right in all my answers but I tried to simplify every answer. I knew my CV very well and was able to anticipate questions like why less marks.

General Tips: Through knowledge of sectors and other fin subjects. Was confident as I had prepared well for the interview. In GD one has to contribute 2-3 good points that was sufficient. There were people who remained silent but contributed even 1 good point were selected for interview atleast. In interview they gauge your fitment wrt role and their core values.
Skills: Economics, Finance
College Name: NA

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