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Bandhan Bank Credit Manager Interview Questions and Answers

Updated 11 Aug 2024

Bandhan Bank Credit Manager Interview Experiences

8 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Control measures for good portfolio, prevention of delinquencies and NPA
  • Ans. 

    Implementing credit policies, regular monitoring, early identification of red flags, effective communication with customers.

    • Establishing clear credit policies and procedures

    • Regularly monitoring customer accounts for any signs of financial distress

    • Implementing early warning systems to identify potential delinquencies

    • Maintaining open communication with customers to address issues before they escalate

    • Offering flexible pay...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Past experience and work ethics
  • Q2. Manual process and enquiry

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

We were given a topic to have a discussion.

Round 3 - Personal Interview 

(1 Question)

  • Q1. Family members, Educational Background, Future goals, about the company, about job role etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Express yourself, Well Groom before interview.

Bandhan Bank interview questions for designations

 Area Credit Manager

 (4)

 Branch Credit Manager

 (2)

 Credit Relationship Manager

 (1)

 Credit Officer

 (1)

 Credit Underwriter

 (1)

 Assistant Manager Collections

 (1)

 Branch Manager

 (8)

 Relationship Manager

 (4)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jul 2023. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Knowledge test fro banking industry

Round 3 - Case Study 

Type of customer and their behaviour

Round 4 - Technical 

(1 Question)

  • Q1. Financial knowledge
Round 5 - HR 

(1 Question)

  • Q1. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What we see before giving loan to some one
  • Ans. 

    We look at various factors before giving a loan to someone.

    • Credit score and credit history

    • Income and employment status

    • Debt-to-income ratio

    • Collateral

    • Purpose of the loan

    • Payment history on existing loans

    • Overall financial stability

    • Ability to repay the loan

    • Legal and regulatory requirements

  • Answered by AI
  • Q2. Cibil, financial, banking, stock

Interview Preparation Tips

Topics to prepare for Bandhan Bank Credit Manager interview:
  • Ratio Analysis
Interview preparation tips for other job seekers - Be confident

I applied via Approached by Company and was interviewed in Dec 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. About your self,family background and experience.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident about yourself and what speak there

Interview Questionnaire 

1 Question

  • Q1. Work related questions

Interview questions from similar companies

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
  • Q2. Knowledge on ratios
  • Q3. Training skills
  • Q4. MS office knowledge required
  • Q5. Market knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related

Bandhan Bank Interview FAQs

How many rounds are there in Bandhan Bank Credit Manager interview?
Bandhan Bank interview process usually has 2 rounds. The most common rounds in the Bandhan Bank interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Bandhan Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Bandhan Bank. The most common topics and skills that interviewers at Bandhan Bank expect are Credit Management, Credit Appraisal, CAM, Credit Analysis and Risk Analysis.
What are the top questions asked in Bandhan Bank Credit Manager interview?

Some of the top questions asked at the Bandhan Bank Credit Manager interview -

  1. What we see before giving loan to some ...read more
  2. Control measures for good portfolio, prevention of delinquencies and ...read more
  3. How do you fund a applic...read more

Tell us how to improve this page.

Bandhan Bank Credit Manager Interview Process

based on 3 interviews in last 1 year

Interview experience

4.7
  
Excellent

People are getting interviews through

based on 4 Bandhan Bank interviews
Referral
Job Portal
25%
25%
50% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
Join Bandhan Bank Where there's BANDHAN, there's TRUST.
Bandhan Bank Credit Manager Salary
based on 281 salaries
₹3 L/yr - ₹9.9 L/yr
24% less than the average Credit Manager Salary in India
View more details

Bandhan Bank Credit Manager Reviews and Ratings

based on 128 reviews

3.7/5

Rating in categories

3.4

Skill development

3.8

Work-Life balance

3.4

Salary & Benefits

3.9

Job Security

3.5

Company culture

3.2

Promotions/Appraisal

3.4

Work Satisfaction

Explore 128 Reviews and Ratings
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