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Bandhan Bank
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I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.
We look at various factors before giving a loan to someone.
Credit score and credit history
Income and employment status
Debt-to-income ratio
Collateral
Purpose of the loan
Payment history on existing loans
Overall financial stability
Ability to repay the loan
Legal and regulatory requirements
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
We were given a topic to have a discussion.
Bandhan Bank interview questions for designations
I applied via Approached by Company and was interviewed in Oct 2023. There was 1 interview round.
Implementing credit policies, regular monitoring, early identification of red flags, effective communication with customers.
Establishing clear credit policies and procedures
Regularly monitoring customer accounts for any signs of financial distress
Implementing early warning systems to identify potential delinquencies
Maintaining open communication with customers to address issues before they escalate
Offering flexible pay...
I applied via LinkedIn and was interviewed in Jul 2023. There were 5 interview rounds.
Knowledge test fro banking industry
Type of customer and their behaviour
I applied via Approached by Company and was interviewed in Dec 2021. There was 1 interview round.
Top trending discussions
posted on 17 Jul 2024
Interview experience
based on 128 reviews
Rating in categories
Assistant Manager
2.3k
salaries
| ₹1.8 L/yr - ₹5.6 L/yr |
Deputy Manager
1.5k
salaries
| ₹2.5 L/yr - ₹7.5 L/yr |
Relationship Officer
772
salaries
| ₹1 L/yr - ₹4.5 L/yr |
Customer Relationship Officer
675
salaries
| ₹2 L/yr - ₹6.4 L/yr |
Manager
639
salaries
| ₹3.5 L/yr - ₹12.3 L/yr |
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