Bandhan Bank Interview Questions, Process, and Tips

Q1. Can you describe yourself?
Ans. 
I am a creative and detail-oriented individual with a passion for problem-solving and continuous learning.
• Creative and detail-oriented

• Passionate about problem-solving

• Enjoys continuous learning
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Q2. What motivated you to switch your career from a different background?
Ans. 
Passion for helping others and desire for personal growth led me to switch careers.
• Passion for helping others in a more impactful way

• Desire for personal growth and new challenges

• Interest in a different field that aligns better with my values and goals
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Q1. What is banking
Ans. 
Banking is a financial institution that provides various services such as deposits, loans, and investments to customers.
• Banking involves accepting deposits from customers and providing them with various financial services.

• Banks also offer loans to individuals and businesses for various purposes.

• Banks facilitate transactions such as wire transfers, bill payments, and currency exchange.

• Investment services like savings ac...read more
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Q2. What is micro banking
Ans. 
Micro banking refers to providing financial services to low-income individuals and small businesses who lack access to traditional banking services.
• Micro banking focuses on providing small loans, savings accounts, and other financial services to individuals and businesses in underserved communities.

• It aims to promote financial inclusion and empower individuals to improve their economic situation.

• Micro banking instituti...read more
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Q1. Exception to non disclosure
Ans. 
Exceptions to non-disclosure include legal requirements, consent from the client, and preventing harm.
• Legal requirements such as court orders or subpoenas may require disclosure.

• Consent from the client allows for information to be shared with third parties.

• Preventing harm to an individual or the public may justify disclosure of confidential information.
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Q2. Important clauses of service agreement
Ans. 
Important clauses in a service agreement include payment terms, termination clauses, confidentiality agreements, and dispute resolution mechanisms.
• Payment terms: Clearly outline how and when payment will be made for services rendered.

• Termination clauses: Specify conditions under which either party can terminate the agreement.

• Confidentiality agreements: Ensure protection of sensitive information shared during the course...read more
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Q3. Negotiation of indemnity clause
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Q4. Limitation of liability- (i) Cap on the amount; (ii) No liability in case of any special, indirect, consequential, extra- ordinary or similar losses.
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Q1. Banking framework for issuing bank guarantee
Ans. 
Bank guarantees are issued within a banking framework to provide assurance of payment to a beneficiary in case of default by the applicant.
• Bank guarantees are a type of financial instrument used to secure payment obligations in business transactions.

• The issuing bank assesses the creditworthiness of the applicant before issuing a bank guarantee.

• The bank guarantee outlines the terms and conditions under which the guarant...read more
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Q2. Relevance of jurisdiction clause
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Jurisdiction clauses determine which laws will govern a contract and where any disputes will be resolved.
• Jurisdiction clauses specify the legal system that will apply to the contract

• They determine where any legal disputes will be resolved

• They can impact the enforceability of the contract in different jurisdictions

• Commonly used in international contracts to avoid uncertainty in case of disputes

• Important to consider the ...read more
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Working as a professional organisation

Working as a professional organisation

Working as a professional organisation

Customer service proper explanation loans and advances

Customer service very important service

Working as a professional organisation assure

Working as a professional organisation assure responsibility

Customer service is a first work