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ANZ Banking Group Senior Credit Assessment Officer Interview Questions and Answers for Experienced

Updated 9 May 2024

ANZ Banking Group Senior Credit Assessment Officer Interview Experiences for Experienced

2 interviews found

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Briefly describe 4 C's of credit
  • Ans. 

    The 4 C's of credit are character, capacity, capital, and collateral.

    • Character refers to the borrower's credit history and reputation for repaying debts.

    • Capacity assesses the borrower's ability to repay the loan based on income and existing debts.

    • Capital evaluates the borrower's financial reserves and assets.

    • Collateral is the borrower's assets that can be used as security for the loan.

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. Mostly situational questions, case study on behavioral questions

I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Written Test on maths, english and logical reasoning.

Round 3 - One-on-one 

(3 Questions)

  • Q1. Interview with Manager
  • Q2. Field related questions
  • Q3. Clear with calculations

Senior Credit Assessment Officer Interview Questions Asked at Other Companies for Experienced

Q1. Briefly describe 4 C's of credit

Interview questions from similar companies

I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
Round 2 - Selected 

(1 Question)

  • Q1. About salary decisions

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and join its a good company
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is credit manager profile
  • Ans. 

    Credit manager profile involves assessing creditworthiness, managing credit risk, and ensuring timely repayment of loans.

    • Assessing creditworthiness of individuals or businesses

    • Managing credit risk by setting credit limits and terms

    • Ensuring timely repayment of loans through monitoring and follow-up

    • Analyzing financial statements and credit reports

    • Negotiating payment plans with delinquent borrowers

  • Answered by AI
  • Q2. Credit question related to profile
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. How you handle in different pressure?
  • Ans. 

    I handle pressure by staying organized, prioritizing tasks, and maintaining a positive attitude.

    • I prioritize tasks based on deadlines and importance

    • I break down complex tasks into smaller, manageable steps

    • I communicate effectively with team members to delegate tasks and share workload

    • I take short breaks to recharge and refocus when feeling overwhelmed

    • I maintain a positive attitude and focus on finding solutions rather

  • Answered by AI

I applied via Naukri.com and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why I should hiring this company ?
  • Ans. I have develop my career and iam improve my knowledge...iam interst to join inbanking sector.
  • Answered Anonymously
  • Q2. What is your expectation salary?
  • Ans. In my previous company salary -19k and my expectation salary is 25k and I have lot of comments and iam only back bone of my family.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold
Talkactive
Open heart to share the information
Speak honest
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience
  • Q2. Roles and responsibilities
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths and reasoning questions

Round 2 - HR 

(3 Questions)

  • Q1. Finance related questions
  • Q2. Cibil related questions
  • Q3. About family background

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Family background
  • Q2. About academics
  • Q3. Knowledge about post applying for

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and precise and talk to the point. Gain thorough knowledge about company one is applying for and post for which one is giving interview.

I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. First impression with HR & Business Manager he check my body language family background etc its most important part your family background if you go there for interview than maintain your decorum simple s...
  • Q2. All company need hord working person so if you go in pvt sector mentally strong
  • Q3. If you go first time for interview and you selected in the company dont asked first for salary its go negative feedback
  • Q4. Check company policy work culture and customer service, its most important part in all companies, so dont rude with customer in any work presure

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice to all freshers and experience person first where you go for interview check details all about the company second decent look maintain (formal ) for interview, dont see your watch in interview time, need simple smile on your face ,not tell any thing else other than topics

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Senior Credit Assessment Officer interview for experienced candidates?
ANZ Banking Group interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the ANZ Banking Group interview process for experienced candidates are Resume Shortlist, Aptitude Test and One-on-one Round.
How to prepare for ANZ Banking Group Senior Credit Assessment Officer interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Assessment, Analytical, Auditing, Change Management and Credit Underwriting.
What are the top questions asked in ANZ Banking Group Senior Credit Assessment Officer interview for experienced candidates?

Some of the top questions asked at the ANZ Banking Group Senior Credit Assessment Officer interview for experienced candidates -

  1. Briefly describe 4 C's of cre...read more
  2. What aspects would you consider while evaluating creditworthiness of a borro...read more
  3. Mostly situational questions, case study on behavioral questi...read more

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ANZ Banking Group Senior Credit Assessment Officer Interview Process for Experienced

based on 1 interview

Interview experience

3
  
Average
View more

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ANZ Banking Group Senior Credit Assessment Officer Salary
based on 272 salaries
₹5.6 L/yr - ₹21 L/yr
At par with the average Senior Credit Assessment Officer Salary in India
View more details

ANZ Banking Group Senior Credit Assessment Officer Reviews and Ratings

based on 25 reviews

4.2/5

Rating in categories

3.5

Skill development

4.2

Work-life balance

3.2

Salary

4.5

Job security

4.5

Company culture

3.2

Promotions

3.8

Work satisfaction

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