Aditya Birla Capital Finance Intern Interview Questions and Answers

Financial facilities can help us attract and retain customers by providing convenient and accessible services.

• Financial facilities such as credit cards, loans, and savings accounts can help customers manage their finances effectively.

• Offering competitive interest rates and flexible repayment options can attract customers to choose our financial services.

• Providing online banking and mobile apps for easy access to accoun...read more

Sales techniques that can kill mind are those that manipulate, deceive, or pressure the customer into buying.

• Using fear tactics to make the customer feel like they need the product

• Lying or exaggerating the benefits of the product

• Creating a false sense of urgency to make the customer feel like they need to buy now

• Pressuring the customer into buying by not taking no for an answer

• Not listening to the customer's needs and ...read more

Currency depreciation can have various effects on the economy and businesses.

• Currency depreciation can make exports cheaper and imports more expensive, leading to an increase in exports and a decrease in imports.

• It can boost tourism as foreign visitors find the destination more affordable.

• Currency depreciation can also increase the cost of imported goods and raw materials, potentially leading to inflation.

• It can make f...read more

Balance of payment is important for assessing a country's economic health and its international transactions.

• Balance of payment helps in understanding a country's trade position with the rest of the world.

• It provides insights into the inflow and outflow of foreign currency, which impacts exchange rates.

• A positive balance of payment indicates that a country is earning more from exports than spending on imports.

• A negativ...read more

My best quality is my ability to effectively communicate and collaborate with others.

• Strong communication skills

• Excellent interpersonal skills

• Ability to work well in a team

• Active listening

• Conflict resolution

• Empathy and understanding

• Clear and concise verbal and written communication

• Building positive relationships

• Providing constructive feedback

• Facilitating effective meetings

I handle stress by prioritizing tasks, taking breaks, and practicing mindfulness.

• I prioritize tasks based on deadlines and importance

• I take short breaks to clear my mind and recharge

• I practice mindfulness techniques such as deep breathing or meditation

• I seek support from colleagues or supervisors when needed

The total number of accounts a new bank card can get depends on various factors such as customer demand, marketing efforts, and eligibility criteria.

• The number of accounts can vary based on the type of bank card (e.g., credit card, debit card)

• Customer demand and marketing efforts play a significant role in acquiring new accounts

• Eligibility criteria, such as credit score and income, may determine the number of accounts ...read more