3Idea Technology Interview Questions and Answers

Coding round with 4 coding problem

Q1. Interviewer give coding problems which we have to solved face to face
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Q1. Then question answer regarding coding language and you knowledge regarding programming
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Q1. What is securitization?
Ans. 
Securitization is the process of converting illiquid assets into marketable securities.
• Securitization involves pooling together assets such as mortgages, auto loans, or credit card debt.

• These assets are then sold to a special purpose vehicle (SPV) which issues securities backed by the cash flows from the assets.

• Investors can then buy these securities, which offer a return based on the cash flows from the underlying ass...read more
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Q2. Walk me through your CV
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Q3. How do you arrive at the terminal growth rate while preparing a financial model?
Ans. 
The terminal growth rate is arrived at by considering the long-term growth prospects of the company.
• Consider the industry growth rate and the company's historical growth rate

• Analyze the company's competitive position and market share

• Evaluate the company's future investment plans and potential for expansion

• Take into account any regulatory or economic factors that may impact growth

• Use a range of values to account for unc
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Q4. If you have two ropes that burn in 60 seconds but not at the same rate. They burn unevenly. Given a match and the two ropes how would you figure out the 45 seconds mark?
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Q5. Explain indirect and offset functions in excel
Ans. 
Indirect and Offset are functions in Excel used to reference cells or ranges indirectly.
• Indirect function is used to reference a cell or range using a text string that contains the cell or range address.

• Offset function is used to reference a cell or range that is a specified number of rows and columns away from a given cell or range.

• Both functions are useful for creating dynamic formulas that can be updated easily.

• Exam...read more
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Q6. What do you understand by loan servicing?
Ans. 
Loan servicing refers to the management of loans after they have been issued.
• It involves collecting payments from borrowers, managing escrow accounts, and handling delinquencies and defaults.

• Loan servicing can be done by the lender or a third-party servicer.

• Servicers may also provide customer service and support to borrowers.

• Examples of loan types that require servicing include mortgages, student loans, and auto loans.
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Q1. -what is the four-wheel drive?
Ans. 
Four-wheel drive is a system that powers all four wheels of a vehicle simultaneously for better traction and control.
• It is commonly used in off-road vehicles and SUVs.

• It provides better traction and control on slippery or uneven surfaces.

• Four-wheel drive can be engaged or disengaged depending on the driving conditions.

• It is different from all-wheel drive, which powers all four wheels all the time.

• Examples of vehicles w...read more
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Q2. - the significance of differential in a vehicle?
Ans. 
Differential in a vehicle allows wheels to rotate at different speeds, enabling smooth turns and preventing tire wear.
• Differential is a mechanism that splits torque between wheels on an axle

• It allows wheels to rotate at different speeds while maintaining power to both wheels

• Without differential, the wheels would be forced to rotate at the same speed, making turns difficult and causing tire wear

• Examples of vehicles with...read more
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Q3. - difference in diesel and petrol engine
Ans. 
Diesel engines use compression ignition while petrol engines use spark ignition.
• Diesel engines are more fuel-efficient than petrol engines.

• Petrol engines have higher power output than diesel engines.

• Diesel engines produce more torque than petrol engines.

• Diesel engines are more durable and have longer lifespan than petrol engines.

• Petrol engines are quieter and smoother than diesel engines.

• Diesel engines emit more pollut...read more
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Q4. - significance of piston rings
Ans. 
Piston rings are crucial components in internal combustion engines that prevent oil and fuel from leaking into the combustion chamber.
• Piston rings create a seal between the piston and cylinder wall, allowing the engine to build compression and power.

• They also help regulate oil consumption and prevent excessive oil from entering the combustion chamber.

• Piston rings can wear out over time, leading to decreased engine perf...read more
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Q5. Sprung and unsprung mass
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Will ask about previous experience

Q1. Will ask about operations and pnl
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Q2. Discuss about bsc and its parameters
Ans. 
BSc is an undergraduate academic degree awarded for completing a program in science or related field.
• BSc stands for Bachelor of Science

• It is a 3-4 year undergraduate degree program

• The program includes theoretical and practical knowledge in science and related fields

• The parameters of BSc may vary depending on the university and the program chosen

• Some common parameters include credit hours, GPA, and course requirements

• Ex...read more
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Q1. Why we should provide you this job?
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Q2. How you can handle clients anger.
Ans. 
I remain calm, listen actively, empathize with the client, apologize if necessary, offer solutions, and follow up to ensure satisfaction.
• Remain calm and composed

• Listen actively to understand the client's concerns

• Empathize with the client's emotions

• Apologize if necessary, even if the issue is not your fault

• Offer solutions to address the client's concerns

• Follow up with the client to ensure their satisfaction
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Q1. What's spark and the use case of it?
Ans. 
Spark is a distributed computing framework for big data processing.
• Spark is used for processing large datasets in parallel across a cluster of computers.

• It can be used for various use cases such as data processing, machine learning, and real-time stream processing.

• Spark provides APIs for programming in Java, Scala, Python, and R.

• Examples of companies using Spark include Netflix, Uber, and Airbnb.
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Q2. How to handle a difficult client on requirement clarification?
Ans. 
Listen actively, empathize, clarify their concerns, and offer solutions.
• Listen actively to their concerns and ask open-ended questions to clarify their needs.

• Empathize with their situation and show understanding of their perspective.

• Clarify their concerns and offer solutions that meet their needs.

• Communicate clearly and professionally, and document all discussions and agreements.

• Involve other team members or stakeholde...read more
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