Unity Small Finance Bank Credit Officer Salaries by 50+ Employees

5 - 10 years exp.

₹3 Lakhs - ₹5.5 Lakhs

Salary of majority employees

28% more than the average Credit Officer Salary in Banking Companies for 5 - 10 years of experience

Interested in this particular role?

Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 5 - 10 years exp. (44 salaries)	₹3 L/yr - ₹5.5 L/yr
Customer Success, Service & Operations Credit Officer Salary 9 - 10 years exp. (AmbitionBox Estimate)	₹5 L/yr - ₹5.4 L/yr
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Finance & Accounting Credit Officer Salary 5 - 7 years exp. (AmbitionBox Estimate)	₹3.5 L/yr - ₹4.3 L/yr

Last Updated: 14 Oct 2023

Companies similar to Unity Small Finance Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Credit Officer Salary 0 - 8 years exp. (359 salaries)	₹1.9 L/yr - ₹6 L/yr 7% less
Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (276 salaries)	₹1.2 L/yr - ₹4.4 L/yr 33% less	19 job openings
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AU Small Finance Bank Credit Officer Salary 0 - 6 years exp. (239 salaries)	₹1.3 L/yr - ₹4 L/yr 38% less
Jana Small Finance Bank Credit Officer Salary 1 - 7 years exp. (45 salaries)	₹1.3 L/yr - ₹3.5 L/yr 42% less
Bharat Financial Inclusion Credit Officer Salary 1 - 6 years exp. (5 salaries)	₹3 L/yr - ₹6.5 L/yr 7% less
Bandhan Bank Credit Officer Salary 0 - 9 years exp. (39 salaries)	₹1.3 L/yr - ₹5 L/yr 28% less
Capital Small Finance Bank Credit Officer Salary 0 - 7 years exp. (24 salaries)	₹2.4 L/yr - ₹4.1 L/yr 32% less
Suryoday Small Finance Bank Credit Officer Salary 0 - 5 years exp. (36 salaries)	₹2 L/yr - ₹3.8 L/yr 39% less
ESAF Small Finance Bank Credit Officer Salary 1 - 8 years exp. (56 salaries)	₹1.8 L/yr - ₹5.8 L/yr 16% less	2 job openings
TJSB Sahakari Bank Credit Officer Salary 4 - 12 years exp. (49 salaries)	₹3.5 L/yr - ₹9 L/yr 40% more
ANZ Banking Group Credit Officer Salary 0 - 8 years exp. (41 salaries)	₹4.1 L/yr - ₹11.1 L/yr 80% more
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North East Small Finance Bank Credit Officer Salary 0 - 5 years exp. (35 salaries)	₹1.6 L/yr - ₹3 L/yr 53% less
City Union Bank Credit Officer Salary 3 - 10 years exp. (23 salaries)	₹3.5 L/yr - ₹12.3 L/yr 59% more
Karnataka Bank Credit Officer Salary 3 - 11 years exp. (19 salaries)	₹7 L/yr - ₹12 L/yr 114% more
Shivalik Small Finance Bank Credit Officer Salary 2 - 7 years exp. (18 salaries)	₹2.5 L/yr - ₹5 L/yr 17% less
Karur Vysya Bank Credit Officer Salary 8 - 11 years exp. (13 salaries)	₹7.5 L/yr - ₹15 L/yr 117% more
CSB Bank Credit Officer Salary 0 - 7 years exp. (12 salaries)	₹1.5 L/yr - ₹3.6 L/yr 42% less
South Indian Bank Credit Officer Salary 1 - 11 years exp. (10 salaries)	₹9 L/yr - ₹15 L/yr 171% more
Dhanlaxmi Bank Credit Officer Salary 0 - 13 years exp. (9 salaries)	₹3 L/yr - ₹9.5 L/yr 16% more
DBS Bank Credit Officer Salary 3 - 10 years exp. (7 salaries)	₹3.1 L/yr - ₹6.3 L/yr 9% less

View all

Credit Officer salary at Unity Small Finance Bank ranges between ₹3 Lakhs to ₹5.5 Lakhs per year for employees with experience between 5 years to 10 years. Salary estimates are based on 51 latest salaries received from various employees of Unity Small Finance Bank.

Experience wise Unity Small Finance Bank Credit Officer salaries

Last Updated: 14 Oct 2023

Experience	Avg Annual Salary
5 years (8 salaries)	₹3 L/yr - ₹5 L/yr
6 years (7 salaries)	₹3.3 L/yr - ₹5 L/yr
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7 years (13 salaries)	₹3.3 L/yr - ₹5.3 L/yr
8 years (12 salaries)	₹4 L/yr - ₹5.5 L/yr
9 years (7 salaries)	₹4 L/yr - ₹5.5 L/yr
10 years (4 salaries)	₹4.5 L/yr - ₹5 L/yr

View all

Similar Designation salaries in Unity Small Finance Bank

Credit Manager Salary

(18 salaries)

₹4.05 L/yr - ₹10.18 L/yr

Sales Officer Salary

(AmbitionBox Estimate)

₹2.1 L/yr - ₹2.6 L/yr

Credit Analyst Salary

(9 salaries)

₹4 L/yr - ₹8 L/yr

Senior Credit Officer Salary

(3 salaries)

₹3 L/yr - ₹5 L/yr

Officer Salary

(382 salaries)

₹2 L/yr - ₹6.3 L/yr

Credit Underwriter Salary

(AmbitionBox Estimate)

₹2.5 L/yr - ₹3.2 L/yr

Credit Executive Salary

(5 salaries)

₹3.6 L/yr - ₹11 L/yr

Area Credit Manager Salary

(11 salaries)

₹7.5 L/yr - ₹16.5 L/yr

Branch Manager Salary

(75 salaries)

₹2.8 L/yr - ₹12.5 L/yr

Deputy Manager Salary

(7 salaries)

₹6.5 L/yr - ₹13 L/yr

Top skills at Unity Small Finance Bank for Credit Officer

Credit Appraisal Credit Management Credit Underwriting Credit Analysis

Salary related reviews for Unity Small Finance Bank

2.8

Rated by 4 employees for salary & benefits

Assistant Financial Reporting Manager in Mumbai

Full Time

Finance & Accounting Department

4.0

• posted on 25 Jun 2024

4.0

for Salary and Benefits

Likes

People are good cooperative as Bank rise upon the merger of PMC so lots of old staff is there but overall Bank work culture, Work life Balance is good

Salary - Good

+6 more

Dislikes

Banks Grading and Salary slab ok ok, Lack of transparency by HR

Management Trainee in Mumbai

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 14 Sep 2020

2.0

for Salary and Benefits

Likes

Bank was good before imposition of directives under 35A by RBI. Work life balance was also good. But now they have terminated all the Management Trainees from the Bank without any prior notice on 31st August 2020 citing bank's severe financial condition due to directives under 35A imposed by RBI.

Skill development - Good

+1 more

Dislikes

Low Pay. Slow growth and long trainee period.

Salary - Poor

+1 more

Management Trainee in Mumbai

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 28 Nov 2018

4.0

for Salary and Benefits

Likes

I am learning about various banking products basically i am working in loan section where i am handling various various loans from processing to disbursing

Salary - Good

+5 more

Dislikes

Compensation is good but growth is slow.i always wanted to work withI reputed bank training is provided by bank, but salary i was getting is very low as per my work.

Corporate Office Branch Head in Mumbai

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 26 Oct 2023

4.0

for Salary and Benefits

Likes

Support and Guidance from Senior Management Growth opportunities Rewards and recognition

Salary - Good

+6 more

Dislikes

Not really a dislike but should have increased the Salary Bars as per market standards. We can get good talent present in the market.

Executive in Mumbai

BFSI, Investments & Trading Department

2.0

• posted on 01 May 2022

2.0

for Salary and Benefits

Likes

New members of Unity are highly professional and MNC cultural. Working Saturday they are providing half day on a shift basis and for Mon to Fri it is 9:30 - 6:00 for staff and 10:00 to 5:00 for customers (8 1/2 hrs)

Skill development - Excellent

+2 more

Dislikes

As a part of PMC family we are getting 2 years back salary and will be continuing for 3 years if not doing business targets. If anyone wants to join Unity pls join after 2-3 months later because there are too much of crowds coming into branch for DICGC claim. There are only pass on work is there from Sr Executive staffs. Staffs are very less and due to which work burden is very high

Salary - Poor

+2 more

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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Unity Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Unity Small Finance Bank ?

The average salary of a Credit Officer at Unity Small Finance Bank in India typically ranges from ₹3.0 Lakhs to ₹5.5 Lakhs per year, depending on experience (from 5 years to 10 years).

The top 10% of Credit Officer at Unity Small Finance Bank earn more than ₹5.3 Lakhs per year, and the top 1% earn over ₹5.5 Lakhs per year. Credit Officer Salaries at Unity Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ Unity Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Officer at Unity Small Finance Bank in India?

The estimated take-home salary of a Credit Officer at Unity Small Finance Bank in India typically ranges from ₹34,599 to ₹35,845 per month. This is based on the average salary range of ₹3.0 Lakhs to ₹5.5 Lakhs per year for employees with experience ranging from 5 years to 10 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of Unity Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at Unity Small Finance Bank ?

To be a Credit Officer at Unity Small Finance Bank in india, the key skills required include:

- Credit Appraisal
- Credit Management
- Credit Underwriting
- Credit Analysis

These skills are highly valued at Unity Small Finance Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Unity Small Finance Bank for Credit Officer in India?

South Indian Bank	₹9.0 Lakhs to ₹15.0 Lakhs per year
Karur Vysya Bank	₹7.5 Lakhs to ₹15.0 Lakhs per year
Karnataka Bank	₹7.0 Lakhs to ₹12.0 Lakhs per year
Tamilnad Mercantile Bank	₹7.5 Lakhs to ₹10.5 Lakhs per year
ANZ Banking Group	₹4.1 Lakhs to ₹11.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Unity Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Unity Small Finance Bank in India?

The salary of a Credit Officer at companies similar to Unity Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

SVC Co-Operative Bank	₹6.5 Lakhs to ₹8.7 Lakhs per year
City Union Bank	₹3.5 Lakhs to ₹12.3 Lakhs per year
TJSB Sahakari Bank	₹3.5 Lakhs to ₹9.0 Lakhs per year
The Cosmos Co-operative Bank	₹5.0 Lakhs to ₹7.0 Lakhs per year
Dhanlaxmi Bank	₹3.0 Lakhs to ₹9.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Unity Small Finance Bank in India?

The salary growth for a Credit Officer at Unity Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Unity Small Finance Bank:

Experience	Average Salary Range
5 years	₹3.0 Lakhs to ₹5.0 Lakhs per year
6 years	₹3.3 Lakhs to ₹5.0 Lakhs per year
7 years	₹3.3 Lakhs to ₹5.3 Lakhs per year
8 years	₹4.0 Lakhs to ₹5.5 Lakhs per year

and so on.

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Unity Small Finance Bank Credit Officer Salaries

Unity Small Finance Bank Credit Officer salary in India ranges between ₹3 Lakhs to ₹5.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 51 Unity Small Finance Bank latest salaries received from various employees of Unity Small Finance Bank.