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Unity Small Finance Bank
3.8
based on 785 Reviews
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Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards
Company Overview
Company Locations
Working at Unity Small Finance Bank
Company Summary
Overall Rating
3.8/5
based on 785 reviews
On-Par with
industry average
Highly rated for
Work-life balance
Critically rated for
Promotions
Work Policy
Work from office
83% employees reported
Monday to Saturday
52% employees reported
Strict timing
58% employees reported
Within city
44% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
3 employees reported
Office cab/shuttle
2 employees reported
Cafeteria
2 employees reported
Professional degree assistance
2 employees reported
View all benefits
About Unity Small Finance Bank
Founded in--
India Employee Count1k-5k
Global Employee Count--
India HeadquartersMumbai,Maharashtra, India
Office Locations
--
Websitetheunitybank.com
Primary Industry
Other Industries
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ABECA - AmbitionBox Employee Choice Awards
Best of the best, rated by employees
Unity Small Finance Bank won India’s Largest Employee Choice Awards in Mid-Sized Companies Category.
Top Rated Banking Company
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Unity Small Finance Bank Ratings
based on 785 reviews
Overall Rating
3.8/5
How AmbitionBox ratings work?
5
344
4
189
3
94
2
54
1
104
Category Ratings
3.8
Work-life balance
3.6
Company culture
3.6
Job security
3.6
Salary
3.6
Skill development
3.5
Work satisfaction
3.3
Promotions
Unity Small Finance Bank is rated 3.8 out of 5 stars on AmbitionBox, based on 785 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Unity Small Finance Bank
based on 771 reviews
3.7
Rated by 235 Women
Rated 3.6 for Work-life balance and 3.6 for Skill development
3.8
Rated by 536 Men
Rated 3.8 for Work-life balance and 3.7 for Company culture
Work Policy at Unity Small Finance Bank
based on 208 reviews in last 6 months
Work from office
83%
Hybrid
13%
Permanent work from home
4%
Unity Small Finance Bank Reviews
Top mentions in Unity Small Finance Bank Reviews
+ 5 more
Compare Unity Small Finance Bank with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.8/5 based on 785 reviews | 3.8/5 based on 2.3k reviews  | 3.2/5 based on 1.5k reviews | 3.7/5 based on 2.4k reviews |
Highly Rated for | Work-life balance | Salary |  No highly rated category | No highly rated category |
Critically Rated for | Promotions | Promotions | Company culture Promotions Work satisfaction | Promotions |
Primary Work Policy | Work from office 83% employees reported | Work from office 66% employees reported | Work from office 91% employees reported | Work from office 89% employees reported |
Rating by Women Employees | 3.7 Good rated by 235 women | 3.7 Good rated by 425 women | 3.2 Average rated by 325 women | 3.5 Good rated by 451 women |
Rating by Men Employees | 3.8 Good rated by 536 men | 3.8 Good rated by 1.7k men | 3.2 Average rated by 1.1k men | 3.7 Good rated by 1.9k men |
Job security | 3.6 Good | 3.7 Good | 3.1 Average | 3.5 Good |
View more
Unity Small Finance Bank Salaries
Unity Small Finance Bank salaries have received with an average score of 3.6 out of 5 by 785 employees.
Officer
(349 salaries)
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₹2 L/yr - ₹6.3 L/yr
Management Trainee
(134 salaries)
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₹1.2 L/yr - ₹3 L/yr
Brach Operation Manager
(90 salaries)
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₹3.9 L/yr - ₹8.5 L/yr
Customer Service Executive
(89 salaries)
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₹2 L/yr - ₹5 L/yr
Relationship Manager
(70 salaries)
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₹3.8 L/yr - ₹8.3 L/yr
Branch Manager
(69 salaries)
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₹5.1 L/yr - ₹12.5 L/yr
Credit Manager
(68 salaries)
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₹5.7 L/yr - ₹10.2 L/yr
Relationship Officer
(59 salaries)
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₹2.5 L/yr - ₹6 L/yr
Sales Manager
(51 salaries)
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₹4.2 L/yr - ₹9.8 L/yr
Credit Officer
(46 salaries)
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₹3 L/yr - ₹5.5 L/yr
Unity Small Finance Bank Interview Questions
Unity Small Finance Bank Jobs
Popular Skills Unity Small Finance Bank Hires for
Current Openings
Unity Small Finance Bank News
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TJSB Sahakari Bank may come to the rescue of fraud-hit New India Co-op Bank
- Thane-based TJSB is considering acquiring Mumbai-based NICB in a possible voluntary amalgamation, following the detection of misappropriation of funds worth ₹122 crore at NICB during an RBI inspection in February 2025.
- If the amalgamation proceeds, it would be the second-largest rescue of an urban co-operative bank after PMC Bank's amalgamation with Unity Small Finance Bank in January 2022, which came after the PMC Bank scandal involving a ₹6,500 crore scam in 2019.
- NICB's Surat-based branch's loans to entities in Uttarakhand, Odisha, and Delhi are under scrutiny, in addition to the misappropriation of funds, as part of the due diligence process by TJSB.
- Despite the amalgamation, NICB depositors are expected to receive their full deposits without any haircut, with RBI Directions ensuring deposit insurance claims up to ₹5 lakh per depositor for eligible depositors.
HinduBusinessLine | 7 May, 2025
BharatPe’s Unity SFB’s Revenue Zooms 123% YoY To INR 977 Cr in Q4
- Unity Small Finance Bank's revenue from operations surged by 123% year-on-year to INR 977 Cr in Q4, compared to INR 438 Cr in the same period last year.
- The net profit for the quarter rose by 83% to INR 264 Cr from INR 144 Cr in the previous fiscal year.
- For the full financial year ending March 2025, the bank's revenue stood at INR 2,837 Cr, marking a 74% increase from the previous year.
- BharatPe, owning 49% stake in Unity Bank, had plans to sell 25% stake earlier to raise INR $800 Mn, but the deal was delayed due to regulatory requirements.
Inc42 | 5 May, 2025
BharatPe Gets RBI Approval For Payment Aggregator Business
- BharatPe's subsidiary has received RBI approval to operate as an online payment aggregator.
- BharatPe is now the only fintech company in India with an NBFC license and a PA license, along with a stake in Unity Small Finance Bank.
- This move strengthens BharatPe's position as a full-service fintech company offering digital payments, lending, and investment services.
- The approval reflects BharatPe's commitment to compliance, strong governance, and long-term value.
Inc42 | 9 Apr, 2025
BharatPe’s Resilient Payments gets RBI approval for payment aggregator license
- Resilient Payments Private Ltd., a subsidiary of BharatPe Group, has received RBI approval to operate as an online payment aggregator under the new brand BharatPe X.
- With this license, BharatPe becomes the only fintech in India to hold an NBFC permit, a significant stake in Unity Small Finance Bank, and the right to act as a payment aggregator.
- BharatPe X will target smaller cities, aiming to deepen its reach in tier-2 and tier-3 towns and provide merchants with more ways to accept and manage online payments.
- BharatPe's platform currently serves over 1.3 crore merchants in more than 450 cities, processing about 450 million UPI transactions monthly and handling Rs 29,000 crore in annual point-of-sale transactions.
ISN | 9 Apr, 2025
BharatPe Group company gets RBI nod for payment aggregator licence
- BharatPe Group company Resilient Payments Pvt Ltd has received approval from the Reserve Bank of India (RBI) to operate as an online payment aggregator.
- The approval positions BharatPe as the only fintech firm in India to hold an NBFC license via Trillion Loans, a stake in Unity Small Finance Bank, and a payment aggregator license.
- BharatPe aims to deepen its presence in Tier II and III cities, where digital payment adoption is nascent but growing rapidly.
- The company plans to launch an online payment aggregator platform under the brand 'BharatPe X', targeting deeper penetration in smaller cities and high-growth sectors.
Yourstory | 9 Apr, 2025
Fixed Deposits Shine Amid Market Jitters: Earn Up To 9% Return With These Bank FDs
- Fixed Deposits (FDs) are back in the spotlight as investors have started exploring safer investment avenues amid the ongoing slowdown in the stock markets.
- Offering consistent returns, FDs have outpaced the unpredictable stock market, highlighting the importance of diversifying investments.
- Several small finance banks (SFBs) offer attractive FD returns up to 9%. Some names include Unity Small Finance Bank and North East Small Finance Bank.
- Small finance banks are regulated by the Reserve Bank of India (RBI) and offer basic banking services to unserved and underserved sections.
Bloomberg Quint | 10 Mar, 2025
Depositors at NICB on tenterhooks, worried over how they will pay salaries
- Depositors at NICB face uncertainty and worry over how they will pay salaries.
- RBI has disallowed the bank from granting or renewing loans, making investments, and incurring liabilities.
- Depositors with up to ₹5 lakh will be insured and receive their money back in 90 days, easing concerns for many.
- Depositors with more than ₹5 lakh may face difficulties in recovering their funds, similar to the experience of Punjab & Maharashtra Co-operative Bank depositors.
HinduBusinessLine | 18 Feb, 2025
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Unity Small Finance Bank FAQs
Where is the Unity Small Finance Bank headquarters located?
Unity Small Finance Bank is headquartered in Mumbai,Maharashtra.
How many employees does Unity Small Finance Bank have in India?
Unity Small Finance Bank currently has more than 4,600+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in Unity Small Finance Bank based on the number of reviews submitted on AmbitionBox.
Does Unity Small Finance Bank have good work-life balance?
Unity Small Finance Bank has a Work-Life Balance Rating of 3.8 out of 5 based on 700+ employee reviews on AmbitionBox. 68% employees rated Unity Small Finance Bank 4 or above, while 32% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Unity Small Finance Bank work-life balance reviews for more details.
Is Unity Small Finance Bank good for career growth?
Career growth at Unity Small Finance Bank is rated as moderate, with a promotions and appraisal rating of 3.3. 32% employees rated Unity Small Finance Bank 3 or below, while 68% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Unity Small Finance Bank promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in Unity Small Finance Bank?
Working at Unity Small Finance Bank comes with several advantages and disadvantages. It is highly rated for work life balance. However, it is poorly rated for promotions / appraisal, work satisfaction and skill development, based on 700+ employee reviews on AmbitionBox.
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