ESAF Small Finance Bank Credit Officer Salaries by 50+ Employees (Updated 2025)

1 - 8 years exp.

₹1.8 Lakh - ₹5.8 Lakhs

Salary of majority employees

At par with the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 1 - 8 years exp. (28 salaries)	₹1.8 L/yr - ₹5.7 L/yr
Finance & Accounting Credit Officer Salary 2 - 6 years exp. (5 salaries)	₹2.3 L/yr - ₹4 L/yr
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Risk Management & Compliance Credit Officer Salary 2 - 5 years exp. (AmbitionBox Estimate)	₹3.3 L/yr - ₹5.8 L/yr
Customer Success, Service & Operations Credit Officer Salary 1 year exp. (AmbitionBox Estimate)	₹2.2 L/yr - ₹3.9 L/yr

Last Updated: 23 Feb 2025

Companies similar to ESAF Small Finance Bank for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Credit Officer Salary 0 - 8 years exp. (358 salaries)	₹1.9 L/yr - ₹6 L/yr 14% more
Jana Small Finance Bank Credit Officer Salary 1 - 7 years exp. (47 salaries)	₹1.3 L/yr - ₹3.5 L/yr 28% less
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Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (275 salaries)	₹1.6 L/yr - ₹4.4 L/yr 17% less	1 job opening
Bharat Financial Inclusion Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹3 L/yr - ₹6.5 L/yr 16% more
Bandhan Bank Credit Officer Salary 0 - 9 years exp. (36 salaries)	₹1.3 L/yr - ₹5 L/yr 10% less
Utkarsh Small Finance Bank Credit Officer Salary 0 - 4 years exp. (240 salaries)	₹1.5 L/yr - ₹4.1 L/yr 30% less
AU Small Finance Bank Credit Officer Salary 0 - 6 years exp. (240 salaries)	₹1.3 L/yr - ₹4 L/yr 25% less
ANZ Banking Group Credit Officer Salary 0 - 8 years exp. (52 salaries)	₹4.1 L/yr - ₹10 L/yr 133% more
TJSB Sahakari Bank Credit Officer Salary 3 - 12 years exp. (49 salaries)	₹3.5 L/yr - ₹9 L/yr 66% more
Spandana Sphoorty Financial Credit Officer Salary 0 - 5 years exp. (36 salaries)	₹1 L/yr - ₹3.5 L/yr 41% less
Suryoday Small Finance Bank Credit Officer Salary 0 - 5 years exp. (35 salaries)	₹2 L/yr - ₹3.3 L/yr 26% less
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North East Small Finance Bank Credit Officer Salary 0 - 5 years exp. (35 salaries)	₹1.6 L/yr - ₹3 L/yr 42% less
Karur Vysya Bank Credit Officer Salary 2 - 12 years exp. (30 salaries)	₹4.5 L/yr - ₹15 L/yr 184% more
City Union Bank Credit Officer Salary 3 - 10 years exp. (23 salaries)	₹3.5 L/yr - ₹12.3 L/yr 97% more
Annapurna Finance Credit Officer Salary 1 - 8 years exp. (23 salaries)	₹1.2 L/yr - ₹4 L/yr 24% less
Ujjivan Financial Services Credit Officer Salary 1 - 7 years exp. (19 salaries)	₹1.8 L/yr - ₹5 L/yr 8% less	2 job openings
Standard Chartered Credit Officer Salary 1 - 7 years exp. (16 salaries)	₹1.8 L/yr - ₹4 L/yr 30% less
NatWest Group Credit Officer Salary 1 - 8 years exp. (16 salaries)	₹7.8 L/yr - ₹20 L/yr 281% more
CreditAccess Grameen Credit Officer Salary 0 - 8 years exp. (15 salaries)	₹1.8 L/yr - ₹3.5 L/yr 28% less
CSB Bank Credit Officer Salary 0 - 7 years exp. (12 salaries)	₹1.5 L/yr - ₹3.6 L/yr 28% less

View all

Credit Officer salary at ESAF Small Finance Bank ranges between ₹1.8 Lakh to ₹5.8 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 56 latest salaries received from various employees of ESAF Small Finance Bank.

Experience wise ESAF Small Finance Bank Credit Officer salaries

Last Updated: 23 Feb 2025

Experience	Avg Annual Salary
1 year (4 salaries)	₹2.2 L/yr - ₹3.4 L/yr
2 years (9 salaries)	₹1.8 L/yr - ₹4 L/yr
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3 years (10 salaries)	₹2.3 L/yr - ₹4.3 L/yr
4 years (7 salaries)	₹2.5 L/yr - ₹6.6 L/yr
5 years (10 salaries)	₹2.6 L/yr - ₹5.8 L/yr
6 years (7 salaries)	₹2.5 L/yr - ₹4.5 L/yr
7 years (5 salaries)	₹2.5 L/yr - ₹4.5 L/yr
8 years (4 salaries)	₹3.2 L/yr - ₹5.5 L/yr

View all

Similar Designation salaries in ESAF Small Finance Bank

Credit Manager Salary

(10 salaries)

₹3.5 L/yr - ₹9 L/yr

Sales Officer Salary

(253 salaries)

₹1.4 L/yr - ₹4.25 L/yr

Senior Credit Officer Salary

(14 salaries)

₹2.75 L/yr - ₹4.3 L/yr

Officer Salary

(235 salaries)

₹1.8 L/yr - ₹4.1 L/yr

Area Credit Manager Salary

(9 salaries)

₹4.7 L/yr - ₹10.5 L/yr

Branch Manager Salary

(348 salaries)

₹3.5 L/yr - ₹13.32 L/yr

Deputy Manager Salary

(164 salaries)

₹3 L/yr - ₹9.08 L/yr

Chief Manager Salary

(12 salaries)

₹10.2 L/yr - ₹17.05 L/yr

Sales Manager Salary

(4 salaries)

₹2.25 L/yr - ₹5.3 L/yr

Branch Credit Manager Salary

(3 salaries)

₹5 L/yr - ₹5.94 L/yr

Top skills at ESAF Small Finance Bank for Credit Officer

MS Office Customer Service Compliance Loan Origination Loan Processing Financial Analysis Teamwork Time Management CRM Software

Salary related reviews for ESAF Small Finance Bank

3.5

Rated by 18 employees for salary & benefits

Credit Officer

Esco Department

4.0

• posted on 29 Oct 2019

3.0

for Salary and Benefits

Likes

They don't know the hardworking.very poor salary scale. They don't bothered staffs. They need only profit. It not a place for pieceful work.

Dislikes

All are working here with unsatisfied . There is no freedom to work There is no time to take lunch too.

Promotions - Bad

+3 more

Deputy Manager in Thrissur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 05 Aug 2024

1.0

for Salary and Benefits

Likes

Work life balance. Approachable team leads and heads. Positive work environment. Decent opportunities.

Job security - Excellent

+2 more

Dislikes

...licies like this which will hamper your growth, learning and financial planning. Also they will not pay your performance bonus even if it is written on your offer letter, as they think its bank's discretion. Don't join ESAF save your money and career. My only suggestion to ESAF is change full HR and bring people who are experienced in HR.

Salary - Bad

+3 more

Branch Manager in Malappuram

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 01 Oct 2023

2.0

for Salary and Benefits

Likes

Employee friendly, good working atmosphere compared with other banks.

Skill development - Good

+5 more

Dislikes

Have to improve staff benefits like Home loan rate, personal loans, consumer loan, staff yearly bonus system and outstation allowances also.

Salary - Poor

Sales Officer in Thiruvalla

BFSI, Investments & Trading Department

3.0

• posted on 29 Oct 2020

2.0

for Salary and Benefits

Likes

Good work environment only coz of the team mates.

Dislikes

Salary is not at all good and it's varies every month. Same grade employees getting different salary. Career growth is very very slow. I am completing two years in the month of February and didn't get salty hick and grade change. Don't know why the HR department giving high salary packages for freshers and giving less salary in experienced persons.

Salary - Poor

+4 more

Sales Manager in Thrissur

Other Department

4.0

• posted on 29 Mar 2021

4.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Good

+6 more

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Top trending discussions

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Salary Discussions, Hike & Promotions

1w (edited)

an associate vice president

Offer Accepted

I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in my previous org.

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ESAF Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at ESAF Small Finance Bank?

Credit Officer salary at ESAF Small Finance Bank in India ranges between ₹1.8 Lakhs to ₹5.8 Lakhs for experience between 1 years to 8 years. According to our estimates it is 3% more than the average Credit Officer Salary in India. Salary estimates are based on 56 latest salaries received from various employees of ESAF Small Finance Bank India.

How does the salary of a Credit Officer at ESAF Small Finance Bank India compare with the average salary range for this job?

The average salary of a Credit Officer at ESAF Small Finance Bank is 3% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Officer at ESAF Small Finance Bank?

MS Office, Customer Service, Compliance, Loan Origination and Loan Processing are some of the popular skills required to work as a Credit Officer at ESAF Small Finance Bank India.

Which similar companies are paying more than ESAF Small Finance Bank to a Credit Officer in India?

NatWest Group Credit Officer Salary - ₹7.8 Lakhs to ₹20.0 Lakhs per year
Bank of Maharashtra Credit Officer Salary - ₹8.0 Lakhs to ₹20.0 Lakhs per year
Karur Vysya Bank Credit Officer Salary - ₹4.5 Lakhs to ₹15.0 Lakhs per year
Deutsche Bank Credit Officer Salary - ₹4.6 Lakhs to ₹17.9 Lakhs per year
ANZ Banking Group Credit Officer Salary - ₹4.1 Lakhs to ₹10.0 Lakhs per year

What is the salary of a Credit Officer in companies similar to ESAF Small Finance Bank in India?

SVC Co-Operative Bank Credit Officer Salary - ₹6.5 Lakhs to ₹10.9 Lakhs per year
City Union Bank Credit Officer Salary - ₹3.5 Lakhs to ₹12.3 Lakhs per year
Barclays Credit Officer Salary - ₹6.8 Lakhs to ₹7.1 Lakhs per year
TJSB Sahakari Bank Credit Officer Salary - ₹3.5 Lakhs to ₹9.0 Lakhs per year
DBS Bank Credit Officer Salary - ₹3.8 Lakhs to ₹4.8 Lakhs per year

What is the estimated take home salary of a Credit Officer at ESAF Small Finance Bank in India?

The estimated take-home salary of a Credit Officer at ESAF Small Finance Bank ranges between ₹27,424 per month to ₹28,827 per month in India. The take-home salary calculation is based on the average ESAF Small Finance Bank Credit Officer salary in India which ranges between ₹1.8 Lakhs to ₹5.8 Lakhs per year for employees with experience between 1 years to 8 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at ESAF Small Finance Bank?

According to AmbitionBox, 52% of the ESAF Small Finance Bank Credit Officers reported a notice period of 2 Months, 34% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 21 responses on AmbitionBox in last 2 years.

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ESAF Small Finance Bank Credit Officer Salaries by Location

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ESAF Small Finance Bank Credit Officer Salaries

ESAF Small Finance Bank Credit Officer salary in India ranges between ₹1.8 Lakh to ₹5.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 56 ESAF Small Finance Bank latest salaries received from various employees of ESAF Small Finance Bank.

ESAF Small Finance Bank Credit Officer salaries in India (Updated 2025)

Companies similar to ESAF Small Finance Bank for Credit Officer

Latest annual salaries shared by ESAF Small Finance Bank Credit Officer

Experience wise ESAF Small Finance Bank Credit Officer salaries

Similar Designation salaries in ESAF Small Finance Bank

Top skills at ESAF Small Finance Bank for Credit Officer

Salary related reviews for ESAF Small Finance Bank

Credit Officer

Deputy Manager in Thrissur

Branch Manager in Malappuram

Sales Officer in Thiruvalla

Sales Manager in Thrissur

ESAF Small Finance Bank Credit Officer Salary FAQs

Tell us how to improve this page.

ESAF Small Finance Bank Credit Officer Salaries by Location