Upload Button Icon Add office photos
filter salariesFilter salaries by

ESAF Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
1 - 8 years exp.
₹1.8 Lakh - ₹5.8 Lakhs
Salary of majority employees
unlock blur
unlock blur

At par with the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
1 - 8 years exp. (28 salaries)
unlock-blur

₹1.8 L/yr - ₹5.7 L/yr

Finance & Accounting
Credit Officer Salary
2 - 6 years exp. (5 salaries)
unlock-blur

₹2.3 L/yr - ₹4 L/yr

Risk Management & Compliance
Credit Officer Salary
2 - 5 years exp. (AmbitionBox Estimate)
unlock-blur

₹3.3 L/yr - ₹5.8 L/yr

Customer Success, Service & Operations
Credit Officer Salary
1 year exp. (AmbitionBox Estimate)
unlock-blur

₹2.2 L/yr - ₹3.9 L/yr

Last Updated: 22 Mar 2025

Companies similar to ESAF Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
Logo
unlock blur

₹1.6 L/yr - ₹4.4 L/yr

arrow icon 17% less
19 job openings
Logo
AU Small Finance Bank Credit Officer Salary

0 - 6 years exp. (239 salaries)

unlock blur

₹1.3 L/yr - ₹4 L/yr

arrow icon 23% less
Logo
TJSB Sahakari Bank Credit Officer Salary

4 - 12 years exp. (49 salaries)

unlock blur

₹3.5 L/yr - ₹9 L/yr

arrow icon 74% more
Logo
ANZ Banking Group Credit Officer Salary

0 - 8 years exp. (41 salaries)

unlock blur

₹4.1 L/yr - ₹11.1 L/yr

arrow icon 123% more
unlock blur

₹2 L/yr - ₹3.8 L/yr

arrow icon 25% less
unlock blur

₹1.6 L/yr - ₹3 L/yr

arrow icon 42% less
Logo
City Union Bank Credit Officer Salary

3 - 10 years exp. (23 salaries)

unlock blur

₹3.5 L/yr - ₹12.3 L/yr

arrow icon 97% more
Logo
Karnataka Bank Credit Officer Salary

3 - 11 years exp. (19 salaries)

unlock blur

₹7 L/yr - ₹12 L/yr

arrow icon 165% more
Logo
Standard Chartered Credit Officer Salary

1 - 7 years exp. (16 salaries)

unlock blur

₹1.8 L/yr - ₹4 L/yr

arrow icon 30% less
Logo
NatWest Group Credit Officer Salary

1 - 8 years exp. (16 salaries)

unlock blur

₹7.8 L/yr - ₹20 L/yr

arrow icon 281% more
Logo
Karur Vysya Bank Credit Officer Salary

8 - 11 years exp. (13 salaries)

unlock blur

₹7.5 L/yr - ₹15 L/yr

arrow icon 169% more
Logo
CSB Bank Credit Officer Salary

0 - 7 years exp. (12 salaries)

unlock blur

₹1.5 L/yr - ₹3.6 L/yr

arrow icon 28% less
Logo
DCB Bank Credit Officer Salary

2 - 7 years exp. (11 salaries)

unlock blur

₹2.2 L/yr - ₹4 L/yr

arrow icon 15% less
Logo
Bank of Maharashtra Credit Officer Salary

3 - 11 years exp. (11 salaries)

unlock blur

₹8 L/yr - ₹20 L/yr

arrow icon 258% more
Logo
DBS Bank Credit Officer Salary

3 - 9 years exp. (7 salaries)

unlock blur

₹3.1 L/yr - ₹6.3 L/yr

arrow icon 13% more
Logo
Deutsche Bank Credit Officer Salary

2 - 8 years exp. (7 salaries)

unlock blur

₹4.6 L/yr - ₹17.9 L/yr

arrow icon 171% more
2 job openings
unlock blur

₹5 L/yr - ₹7 L/yr

arrow icon 55% more
Logo
unlock blur

₹7.5 L/yr - ₹10.5 L/yr

arrow icon 150% more
Logo
Punjab & Sind Bank Credit Officer Salary

6 - 10 years exp. (5 salaries)

unlock blur

₹7.5 L/yr - ₹19.2 L/yr

arrow icon 221% more
Logo
Barclays Credit Officer Salary

3 - 7 years exp. (5 salaries)

unlock blur

₹6.8 L/yr - ₹7.1 L/yr

arrow icon 86% more
View all
Credit Officer salary at ESAF Small Finance Bank ranges between ₹1.8 Lakh to ₹5.8 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 57 latest salaries received from various employees of ESAF Small Finance Bank.

Latest annual salaries shared by ESAF Small Finance Bank Credit Officer

2d ago
avg blur mobile
6 years exp.
1w ago
avg blur mobile
2 years exp.
2w ago
avg blur mobile
3 years exp.
1mo ago
avg blur mobile
5 years exp.
2mo ago
avg blur mobile
3 years exp.
2mo ago
avg blur mobile
2 years exp.
7mo ago
avg blur mobile
1 year exp.
1y ago
avg blur mobile
5 years exp.
1y ago
avg blur mobile
5 years exp.
1y ago
avg blur mobile
8 years exp.

Experience wise ESAF Small Finance Bank Credit Officer salaries

Last Updated: 22 Mar 2025

Experience Avg Annual Salary
1 year  (4 salaries)

unlock blur

₹2.2 L/yr - ₹3.4 L/yr
2 years  (9 salaries)

unlock blur

₹1.8 L/yr - ₹4 L/yr
3 years  (10 salaries)

unlock blur

₹2.2 L/yr - ₹4.3 L/yr
4 years  (7 salaries)

unlock blur

₹2.5 L/yr - ₹6.6 L/yr
5 years  (10 salaries)

unlock blur

₹2.6 L/yr - ₹5.8 L/yr
View all

Similar Designation salaries in ESAF Small Finance Bank

Credit Manager Salary
(9 salaries)
unlock blur
₹3.5 L/yr - ₹9 L/yr
Sales Officer Salary
(243 salaries)
unlock blur
₹1.4 L/yr - ₹4 L/yr
unlock blur
₹2.75 L/yr - ₹4.3 L/yr
Officer Salary
(213 salaries)
unlock blur
₹1.5 L/yr - ₹4.1 L/yr
unlock blur
₹4.7 L/yr - ₹10.5 L/yr
Branch Manager Salary
(353 salaries)
unlock blur
₹3.11 L/yr - ₹13.32 L/yr
Deputy Manager Salary
(160 salaries)
unlock blur
₹3 L/yr - ₹9.08 L/yr
Chief Manager Salary
(12 salaries)
unlock blur
₹10.2 L/yr - ₹17.05 L/yr
Sales Manager Salary
(4 salaries)
unlock blur
₹2.25 L/yr - ₹5.3 L/yr
unlock blur
₹5 L/yr - ₹5.9 L/yr

Top skills at ESAF Small Finance Bank for Credit Officer

MS Office Customer Service Compliance Loan Origination Loan Processing Financial Analysis Teamwork Time Management CRM Software

Salary related reviews for ESAF Small Finance Bank

3.5

Rated by 18 employees for salary & benefits

Esco Department

4.0
  •  posted on 29 Oct 2019

3.0
 for  Salary and Benefits

Likes

They don't know the hardworking.very poor salary scale. They don't bothered staffs. They need only profit. It not a place for pieceful work.

read more

Dislikes

All are working here with unsatisfied . There is no freedom to work There is no time to take lunch too.

  • Promotions - Bad
  • +3 more

Full Time

 · 

BFSI, Investments & Trading Department

3.0
  •  posted on 05 Aug 2024

1.0
 for  Salary and Benefits

Likes

Work life balance. Approachable team leads and heads. Positive work environment. Decent opportunities.

  • Job security - Excellent
  • +2 more

Dislikes

...licies like this which will hamper your growth, learning and financial planning. Also they will not pay your performance bonus even if it is written on your offer letter, as they think its bank's discretion. Don't join ESAF save your money and career. My only suggestion to ESAF is change full HR and bring people who are experienced in HR.

read more
  • Salary - Bad
  • +3 more

Full Time

 · 

BFSI, Investments & Trading Department

5.0
  •  posted on 01 Oct 2023

2.0
 for  Salary and Benefits

Likes

Employee friendly, good working atmosphere compared with other banks.

  • Skill development - Good
  • +5 more

Dislikes

Have to improve staff benefits like Home loan rate, personal loans, consumer loan, staff yearly bonus system and outstation allowances also.

read more
  • Salary - Poor

BFSI, Investments & Trading Department

3.0
  •  posted on 29 Oct 2020

2.0
 for  Salary and Benefits

Likes

Good work environment only coz of the team mates.

Dislikes

Salary is not at all good and it's varies every month. Same grade employees getting different salary. Career growth is very very slow. I am completing two years in the month of February and didn't get salty hick and grade change. Don't know why the HR department giving high salary packages for freshers and giving less salary in experienced persons.

read more
  • Salary - Poor
  • +4 more

Other Department

4.0
  •  posted on 29 Mar 2021

4.0
 for  Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

read more
  • Salary - Good
  • +6 more
see more salary related reviews

Discover interview dos and don'ts from real experiences

ESAF Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at ESAF Small Finance Bank ?
The average salary of a Credit Officer at ESAF Small Finance Bank in India typically ranges from ₹1.8 Lakhs to ₹5.8 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Officer at ESAF Small Finance Bank earn more than ₹5.0 Lakhs per year, and the top 1% earn over ₹5.8 Lakhs per year. Credit Officer Salaries at ESAF Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ ESAF Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Officer at ESAF Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at ESAF Small Finance Bank in India typically ranges from ₹27,398 to ₹28,801 per month. This is based on the average salary range of ₹1.8 Lakhs to ₹5.8 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of ESAF Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at ESAF Small Finance Bank ?
To be a Credit Officer at ESAF Small Finance Bank in india, the key skills required include:

  • - MS Office
  • - Customer Service
  • - Compliance
  • - Loan Origination
  • - Loan Processing

These skills are highly valued at ESAF Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than ESAF Small Finance Bank for Credit Officer in India?
NatWest Group ₹7.8 Lakhs to ₹20.0 Lakhs per year
Bank of Maharashtra ₹8.0 Lakhs to ₹20.0 Lakhs per year
Punjab & Sind Bank ₹7.5 Lakhs to ₹19.2 Lakhs per year
Deutsche Bank ₹4.6 Lakhs to ₹17.9 Lakhs per year
Karur Vysya Bank ₹7.5 Lakhs to ₹15.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by ESAF Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to ESAF Small Finance Bank in India?
The salary of a Credit Officer at companies similar to ESAF Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Karnataka Bank ₹7.0 Lakhs to ₹12.0 Lakhs per year
Tamilnad Mercantile Bank ₹7.5 Lakhs to ₹10.5 Lakhs per year
ANZ Banking Group ₹4.1 Lakhs to ₹11.1 Lakhs per year
SVC Co-Operative Bank ₹6.5 Lakhs to ₹8.7 Lakhs per year
City Union Bank ₹3.5 Lakhs to ₹12.3 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at ESAF Small Finance Bank in India?
The salary growth for a Credit Officer at ESAF Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at ESAF Small Finance Bank:

Experience Average Salary Range
1 year ₹2.2 Lakhs to ₹3.4 Lakhs per year
2 years ₹1.8 Lakhs to ₹4.0 Lakhs per year
3 years ₹2.2 Lakhs to ₹4.3 Lakhs per year
4 years ₹2.5 Lakhs to ₹6.6 Lakhs per year
and so on.

Tell us how to improve this page.

ESAF Small Finance Bank Credit Officer salary in India ranges between ₹1.8 Lakh to ₹5.8 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 57 ESAF Small Finance Bank latest salaries received from various employees of ESAF Small Finance Bank.