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ESAF Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
1 - 8 years exp.
₹1.8 Lakh - ₹5.8 Lakhs
Salary of majority employees
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5% more than the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
1 - 8 years exp. (27 salaries)
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₹1.8 L/yr - ₹5.7 L/yr

Finance & Accounting
Credit Officer Salary
2 - 6 years exp. (5 salaries)
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₹2.3 L/yr - ₹4 L/yr

Risk Management & Compliance
Credit Officer Salary
2 - 5 years exp. (AmbitionBox Estimate)
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₹3.3 L/yr - ₹5.8 L/yr

Customer Success, Service & Operations
Credit Officer Salary
1 year exp. (AmbitionBox Estimate)
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₹2.2 L/yr - ₹4.1 L/yr

Last Updated: 8 Mar 2025

Companies similar to ESAF Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
Logo
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₹1.9 L/yr - ₹6 L/yr

arrow icon 12% more
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Jana Small Finance Bank Credit Officer Salary

1 - 7 years exp. (47 salaries)

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₹1.3 L/yr - ₹3.5 L/yr

arrow icon 29% less
Logo
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₹1.2 L/yr - ₹4.4 L/yr

arrow icon 19% less
1 job opening
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₹3 L/yr - ₹6.5 L/yr

arrow icon 13% more
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Bandhan Bank Credit Officer Salary

0 - 9 years exp. (36 salaries)

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₹1.3 L/yr - ₹5 L/yr

arrow icon 12% less
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₹1.5 L/yr - ₹4.1 L/yr

arrow icon 32% less
1 job opening
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AU Small Finance Bank Credit Officer Salary

0 - 6 years exp. (367 salaries)

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₹1.3 L/yr - ₹3.8 L/yr

arrow icon 28% less
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ANZ Banking Group Credit Officer Salary

0 - 8 years exp. (52 salaries)

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₹4.1 L/yr - ₹10 L/yr

arrow icon 128% more
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TJSB Sahakari Bank Credit Officer Salary

4 - 12 years exp. (49 salaries)

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₹3.5 L/yr - ₹9 L/yr

arrow icon 70% more
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₹1 L/yr - ₹3.5 L/yr

arrow icon 43% less
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₹2 L/yr - ₹3.3 L/yr

arrow icon 28% less
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₹1.6 L/yr - ₹3 L/yr

arrow icon 43% less
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Karur Vysya Bank Credit Officer Salary

8 - 11 years exp. (13 salaries)

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₹7.5 L/yr - ₹15 L/yr

arrow icon 163% more
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City Union Bank Credit Officer Salary

3 - 10 years exp. (23 salaries)

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₹3.5 L/yr - ₹12.3 L/yr

arrow icon 92% more
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Annapurna Finance Credit Officer Salary

1 - 8 years exp. (23 salaries)

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₹1.2 L/yr - ₹4 L/yr

arrow icon 26% less
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₹1.8 L/yr - ₹5 L/yr

arrow icon 11% less
2 job openings
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Standard Chartered Credit Officer Salary

1 - 7 years exp. (16 salaries)

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₹1.8 L/yr - ₹4 L/yr

arrow icon 31% less
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NatWest Group Credit Officer Salary

1 - 8 years exp. (16 salaries)

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₹7.8 L/yr - ₹20 L/yr

arrow icon 272% more
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CreditAccess Grameen Credit Officer Salary

0 - 8 years exp. (15 salaries)

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₹1.8 L/yr - ₹3.5 L/yr

arrow icon 30% less
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CSB Bank Credit Officer Salary

0 - 7 years exp. (12 salaries)

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₹1.5 L/yr - ₹3.6 L/yr

arrow icon 30% less
View all
Credit Officer salary at ESAF Small Finance Bank ranges between ₹1.8 Lakh to ₹5.8 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 56 latest salaries received from various employees of ESAF Small Finance Bank.

Latest annual salaries shared by ESAF Small Finance Bank Credit Officer

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Experience wise ESAF Small Finance Bank Credit Officer salaries

Last Updated: 8 Mar 2025

Experience Avg Annual Salary
1 year  (4 salaries)

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₹2.2 L/yr - ₹3.4 L/yr
2 years  (9 salaries)

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₹1.8 L/yr - ₹4 L/yr
3 years  (10 salaries)

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₹2.2 L/yr - ₹4.3 L/yr
4 years  (7 salaries)

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₹2.5 L/yr - ₹6.7 L/yr
5 years  (10 salaries)

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₹2.6 L/yr - ₹5.8 L/yr
View all

Similar Designation salaries in ESAF Small Finance Bank

Credit Manager Salary
(11 salaries)
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₹3.5 L/yr - ₹9 L/yr
Sales Officer Salary
(247 salaries)
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₹1.4 L/yr - ₹4.25 L/yr
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₹2.75 L/yr - ₹4.3 L/yr
Officer Salary
(230 salaries)
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₹1.5 L/yr - ₹4.1 L/yr
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₹4.7 L/yr - ₹10.5 L/yr
Branch Manager Salary
(347 salaries)
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₹3.09 L/yr - ₹13.32 L/yr
Deputy Manager Salary
(159 salaries)
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₹3.84 L/yr - ₹9.08 L/yr
Chief Manager Salary
(12 salaries)
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₹10.2 L/yr - ₹17.05 L/yr
Sales Manager Salary
(4 salaries)
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₹2.25 L/yr - ₹5.3 L/yr
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₹5 L/yr - ₹5.9 L/yr

Top skills at ESAF Small Finance Bank for Credit Officer

MS Office Customer Service Compliance Loan Origination Loan Processing Financial Analysis Teamwork Time Management CRM Software
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Salary related reviews for ESAF Small Finance Bank

3.5

Rated by 18 employees for salary & benefits

Esco Department

4.0
  •  posted on 29 Oct 2019

3.0
 for  Salary and Benefits

Likes

They don't know the hardworking.very poor salary scale. They don't bothered staffs. They need only profit. It not a place for pieceful work.

read more

Dislikes

All are working here with unsatisfied . There is no freedom to work There is no time to take lunch too.

  • Promotions - Bad
  • +3 more

Full Time

 · 

BFSI, Investments & Trading Department

3.0
  •  posted on 05 Aug 2024

1.0
 for  Salary and Benefits

Likes

Work life balance. Approachable team leads and heads. Positive work environment. Decent opportunities.

  • Job security - Excellent
  • +2 more

Dislikes

...licies like this which will hamper your growth, learning and financial planning. Also they will not pay your performance bonus even if it is written on your offer letter, as they think its bank's discretion. Don't join ESAF save your money and career. My only suggestion to ESAF is change full HR and bring people who are experienced in HR.

read more
  • Salary - Bad
  • +3 more

Full Time

 · 

BFSI, Investments & Trading Department

5.0
  •  posted on 01 Oct 2023

2.0
 for  Salary and Benefits

Likes

Employee friendly, good working atmosphere compared with other banks.

  • Skill development - Good
  • +5 more

Dislikes

Have to improve staff benefits like Home loan rate, personal loans, consumer loan, staff yearly bonus system and outstation allowances also.

read more
  • Salary - Poor

BFSI, Investments & Trading Department

3.0
  •  posted on 29 Oct 2020

2.0
 for  Salary and Benefits

Likes

Good work environment only coz of the team mates.

Dislikes

Salary is not at all good and it's varies every month. Same grade employees getting different salary. Career growth is very very slow. I am completing two years in the month of February and didn't get salty hick and grade change. Don't know why the HR department giving high salary packages for freshers and giving less salary in experienced persons.

read more
  • Salary - Poor
  • +4 more

Other Department

4.0
  •  posted on 29 Mar 2021

4.0
 for  Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

read more
  • Salary - Good
  • +6 more
see more salary related reviews

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ESAF Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at ESAF Small Finance Bank?
Credit Officer salary at ESAF Small Finance Bank in India ranges between ₹1.8 Lakhs to ₹5.8 Lakhs for experience between 1 years to 8 years. According to our estimates it is 5% more than the average Credit Officer Salary in India. Salary estimates are based on 56 latest salaries received from various employees of ESAF Small Finance Bank India.
How does the salary of a Credit Officer at ESAF Small Finance Bank India compare with the average salary range for this job?
The average salary of a Credit Officer at ESAF Small Finance Bank is 5% more than the average salary of a Credit Officer in India. To know exact salary insights, login to view.
What are the top skills required to work as a Credit Officer at ESAF Small Finance Bank?
MS Office, Customer Service, Compliance, Loan Origination and Loan Processing are some of the popular skills required to work as a Credit Officer at ESAF Small Finance Bank India.
Which similar companies are paying more than ESAF Small Finance Bank to a Credit Officer in India?
  • NatWest Group Credit Officer Salary - ₹7.8 Lakhs to ₹20.0 Lakhs per year
  • Bank of Maharashtra Credit Officer Salary - ₹8.0 Lakhs to ₹20.0 Lakhs per year
  • Deutsche Bank Credit Officer Salary - ₹4.6 Lakhs to ₹17.9 Lakhs per year
  • Karur Vysya Bank Credit Officer Salary - ₹7.5 Lakhs to ₹15.0 Lakhs per year
  • ANZ Banking Group Credit Officer Salary - ₹4.1 Lakhs to ₹10.0 Lakhs per year
What is the salary of a Credit Officer in companies similar to ESAF Small Finance Bank in India?
  • SVC Co-Operative Bank Credit Officer Salary - ₹6.5 Lakhs to ₹10.9 Lakhs per year
  • City Union Bank Credit Officer Salary - ₹3.5 Lakhs to ₹12.3 Lakhs per year
  • Barclays Credit Officer Salary - ₹6.8 Lakhs to ₹7.1 Lakhs per year
  • TJSB Sahakari Bank Credit Officer Salary - ₹3.5 Lakhs to ₹9.0 Lakhs per year
  • Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
What is the estimated take home salary of a Credit Officer at ESAF Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at ESAF Small Finance Bank ranges between ₹28,104 per month to ₹29,497 per month in India. The take-home salary calculation is based on the average ESAF Small Finance Bank Credit Officer salary in India which ranges between ₹1.8 Lakhs to ₹5.8 Lakhs per year for employees with experience between 1 years to 8 years. Check how did we calculate take home salary?
What is the notice period for Credit Officer at ESAF Small Finance Bank?
According to AmbitionBox, 52% of the ESAF Small Finance Bank Credit Officers reported a notice period of 2 Months, 34% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 21 responses on AmbitionBox in last 2 years.

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ESAF Small Finance Bank Credit Officer salary in India ranges between ₹1.8 Lakh to ₹5.8 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 56 ESAF Small Finance Bank latest salaries received from various employees of ESAF Small Finance Bank.