ESAF Small Finance Bank Senior Credit Officer Salaries by 10+ Employees (Updated 2025)

3 - 7 years exp.

₹2.8 Lakhs - ₹4.3 Lakhs

Salary of majority employees

7% less than the average Senior Credit Officer Salary in Banking Companies for 3 - 7 years of experience

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Salaries in different departments

BFSI, Investments & Trading Senior Credit Officer Salary 4 - 7 years exp. (11 salaries)	₹2.8 L/yr - ₹4.3 L/yr
Customer Success, Service & Operations Senior Credit Officer Salary 3 years exp. (AmbitionBox Estimate)	₹3.7 L/yr - ₹3.9 L/yr
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Finance & Accounting Senior Credit Officer Salary 4 years exp. (AmbitionBox Estimate)	₹3.8 L/yr - ₹4.3 L/yr

Last Updated: 11 Feb 2025

Companies similar to ESAF Small Finance Bank for Senior Credit Officer

Company name	Avg Annual Salary	Open Jobs
Bandhan Bank Senior Credit Officer Salary 3 - 5 years exp. (5 salaries)	₹2.1 L/yr - ₹2.7 L/yr 42% less
Jana Small Finance Bank Senior Credit Officer Salary 2 - 7 years exp. (5 salaries)	₹2 L/yr - ₹4.3 L/yr 28% less
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Satin Creditcare Network Senior Credit Officer Salary 3 - 8 years exp. (3 salaries)	₹2.3 L/yr - ₹3 L/yr 28% less
CreditAccess Grameen Senior Credit Officer Salary 5 - 11 years exp. (6 salaries)	₹3 L/yr - ₹4.9 L/yr 8% more
Annapurna Finance Senior Credit Officer Salary 1 - 5 years exp. (3 salaries)	₹2 L/yr - ₹2.4 L/yr 40% less
Utkarsh Small Finance Bank Senior Credit Officer Salary 1 - 4 years exp. (5 salaries)	₹1.9 L/yr - ₹2.9 L/yr 26% less
AU Small Finance Bank Senior Credit Officer Salary 0 - 6 years exp. (229 salaries)	₹1.8 L/yr - ₹4 L/yr 18% less
Equitas Small Finance Bank Senior Credit Officer Salary 0 - 10 years exp. (26 salaries)	₹1.7 L/yr - ₹4.3 L/yr 23% less
ANZ Banking Group Senior Credit Officer Salary 3 - 8 years exp. (19 salaries)	₹6.3 L/yr - ₹15.5 L/yr 220% more
Suryoday Small Finance Bank Senior Credit Officer Salary 3 - 5 years exp. (7 salaries)	₹3 L/yr - ₹3.5 L/yr 14% less
TJSB Sahakari Bank Senior Credit Officer Salary 6 - 13 years exp. (7 salaries)	₹6.6 L/yr - ₹7.5 L/yr 82% more
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Barclays Senior Credit Officer Salary 4 - 8 years exp. (3 salaries)	₹2.2 L/yr - ₹3.3 L/yr 30% less

Senior Credit Officer salary at ESAF Small Finance Bank ranges between ₹2.8 Lakhs to ₹4.3 Lakhs per year for employees with experience between 3 years to 7 years. Salary estimates are based on 14 latest salaries received from various employees of ESAF Small Finance Bank.

Experience wise ESAF Small Finance Bank Senior Credit Officer salaries

Last Updated: 11 Feb 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹3.7 L/yr - ₹6.7 L/yr
4 years (4 salaries)	₹2.8 L/yr - ₹4.3 L/yr
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5 years (4 salaries)	₹3.5 L/yr - ₹4 L/yr
6 years (4 salaries)	₹3.7 L/yr - ₹4.3 L/yr
7 years (AmbitionBox Estimate)	₹1.6 L/yr - ₹4.2 L/yr

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Salary related reviews for ESAF Small Finance Bank

4.0

Rated by 3 employees for salary & benefits

Deputy Manager in Thrissur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 05 Aug 2024

1.0

for Salary and Benefits

Likes

Work life balance. Approachable team leads and heads. Positive work environment. Decent opportunities.

Job security - Excellent

+2 more

Dislikes

...licies like this which will hamper your growth, learning and financial planning. Also they will not pay your performance bonus even if it is written on your offer letter, as they think its bank's discretion. Don't join ESAF save your money and career. My only suggestion to ESAF is change full HR and bring people who are experienced in HR.

Salary - Bad

+3 more

Branch Manager in Malappuram

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 01 Oct 2023

2.0

for Salary and Benefits

Likes

Employee friendly, good working atmosphere compared with other banks.

Skill development - Good

+5 more

Dislikes

Have to improve staff benefits like Home loan rate, personal loans, consumer loan, staff yearly bonus system and outstation allowances also.

Salary - Poor

Sales Officer in Thiruvalla

BFSI, Investments & Trading Department

3.0

• posted on 29 Oct 2020

2.0

for Salary and Benefits

Likes

Good work environment only coz of the team mates.

Dislikes

Salary is not at all good and it's varies every month. Same grade employees getting different salary. Career growth is very very slow. I am completing two years in the month of February and didn't get salty hick and grade change. Don't know why the HR department giving high salary packages for freshers and giving less salary in experienced persons.

Salary - Poor

+4 more

Sales Manager in Thrissur

Other Department

4.0

• posted on 29 Mar 2021

4.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Good

+6 more

Sales Officer in Trissur

BFSI, Investments & Trading Department

4.0

• posted on 13 Jul 2021

4.0

for Salary and Benefits

Likes

Good work environment. excellent hr department. Colleagues and team support and decent salary . Yearly exam for promotion.

Salary - Good

+6 more

Dislikes

If you not Fullfill the notice period pay 2 months salary for getting experience certificate....if the reason is helath issues

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a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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ESAF Small Finance Bank Senior Credit Officer Salary FAQs

What is the salary of Senior Credit Officer at ESAF Small Finance Bank?

Senior Credit Officer salary at ESAF Small Finance Bank in India ranges between ₹2.8 Lakhs to ₹4.3 Lakhs for experience between 3 years to 7 years. According to our estimates it is 7% less than the average Senior Credit Officer Salary in India. Salary estimates are based on 14 latest salaries received from various employees of ESAF Small Finance Bank India.

How does the salary of a Senior Credit Officer at ESAF Small Finance Bank India compare with the average salary range for this job?

The average salary of a Senior Credit Officer at ESAF Small Finance Bank is 7% less than the average salary of a Senior Credit Officer in India. To know exact salary insights, login to view.

Which similar companies are paying more than ESAF Small Finance Bank to a Senior Credit Officer in India?

ANZ Banking Group Senior Credit Officer Salary - ₹6.3 Lakhs to ₹15.5 Lakhs per year
TJSB Sahakari Bank Senior Credit Officer Salary - ₹6.6 Lakhs to ₹7.5 Lakhs per year
CreditAccess Grameen Senior Credit Officer Salary - ₹3.0 Lakhs to ₹4.9 Lakhs per year

What is the salary of a Senior Credit Officer in companies similar to ESAF Small Finance Bank in India?

Suryoday Small Finance Bank Senior Credit Officer Salary - ₹3.0 Lakhs to ₹3.5 Lakhs per year
AU Small Finance Bank Senior Credit Officer Salary - ₹1.8 Lakhs to ₹4.0 Lakhs per year
Equitas Small Finance Bank Senior Credit Officer Salary - ₹1.7 Lakhs to ₹4.3 Lakhs per year
Utkarsh Small Finance Bank Senior Credit Officer Salary - ₹1.9 Lakhs to ₹2.9 Lakhs per year
Satin Creditcare Network Senior Credit Officer Salary - ₹2.3 Lakhs to ₹3.0 Lakhs per year

What is the estimated take home salary of a Senior Credit Officer at ESAF Small Finance Bank in India?

The estimated take-home salary of a Senior Credit Officer at ESAF Small Finance Bank ranges between ₹27,964 per month to ₹29,358 per month in India. The take-home salary calculation is based on the average ESAF Small Finance Bank Senior Credit Officer salary in India which ranges between ₹2.8 Lakhs to ₹4.3 Lakhs per year for employees with experience between 3 years to 7 years. Check how did we calculate take home salary?

What is the notice period for Senior Credit Officer at ESAF Small Finance Bank?

According to AmbitionBox, 88% of the ESAF Small Finance Bank Senior Credit Officers reported a notice period of 2 Months, 12% reported a notice period of 1 Month.This is based on 8 responses on AmbitionBox in last 2 years.

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ESAF Small Finance Bank Senior Credit Officer Salaries

ESAF Small Finance Bank Senior Credit Officer salary in India ranges between ₹2.8 Lakhs to ₹4.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 14 ESAF Small Finance Bank latest salaries received from various employees of ESAF Small Finance Bank.