Associate

1000+ Associate Interview Questions and Answers

Updated 8 Mar 2025

Q501. What are liquity, activity and solvency ratios

Ans.

Liquity, activity, and solvency ratios are financial metrics used to assess a company's financial health and performance.

  • Liquity ratios measure a company's ability to meet short-term obligations using its liquid assets. Examples include current ratio and quick ratio.

  • Activity ratios assess how efficiently a company is using its assets to generate revenue. Examples include inventory turnover ratio and accounts receivable turnover ratio.

  • Solvency ratios evaluate a company's abili...read more

Q502. Hibernate type of caches ?

Ans.

Hibernate supports two types of caches: Level 1 (session) cache and Level 2 (SessionFactory) cache.

  • Level 1 cache is associated with the session object and is enabled by default.

  • Level 2 cache is shared across sessions and requires configuration.

  • Level 2 cache can be implemented using various providers like Ehcache, Infinispan, Hazelcast, etc.

Q503. Number of juices a restaurant serves in a day

Ans.

The number of juices a restaurant serves in a day varies depending on factors such as menu, customer demand, and seasonality.

  • The menu offerings and popularity of juices can impact the number served

  • Customer demand can fluctuate throughout the day and week

  • Seasonality can affect the availability and popularity of certain fruits and vegetables for juicing

  • The size and capacity of the restaurant's kitchen and staff can also play a role in the number of juices served

Q504. What is ADR?

Ans.

ADR stands for Alternative Dispute Resolution. It is a process of resolving disputes outside of the court system.

  • ADR includes methods such as mediation, arbitration, and negotiation.

  • It is often used as a quicker and less expensive alternative to traditional litigation.

  • ADR can be voluntary or mandatory, depending on the situation.

  • Examples of ADR include settling a divorce through mediation, resolving a business dispute through arbitration, or negotiating a contract with a clie...read more

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Q505. What is General Ledger?

Ans.

General Ledger is a master record of all financial transactions of a company.

  • It contains all the accounts and balances of a company

  • It is used to prepare financial statements

  • It helps in tracking the financial health of a company

  • Examples include accounts payable, accounts receivable, and cash accounts

Q506. Need to speak atleast 3 minutes about a random topic?

Ans.

Discussing the impact of social media on mental health

  • Introduction to social media and its prevalence in society

  • Discuss the potential negative effects on mental health such as increased anxiety and depression

  • Explore ways to mitigate these negative effects, such as limiting screen time and practicing mindfulness

  • Provide examples of successful campaigns or initiatives aimed at promoting mental health awareness on social media

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Q507. What are different types of financial statements?

Ans.

Different types of financial statements include income statement, balance sheet, cash flow statement, and statement of changes in equity.

  • Income statement: Shows a company's revenues and expenses over a specific period of time.

  • Balance sheet: Provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.

  • Cash flow statement: Details the cash inflows and outflows of a company during a specific period.

  • Statement of change...read more

Q508. How many Invoices have you processed in a day?

Ans.

I have processed an average of 50 invoices per day.

  • On average, I process around 50 invoices per day.

  • During peak times, I have processed up to 100 invoices in a day.

  • I use automated tools to streamline the invoice processing workflow.

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Q509. What is the types of audit opinion?

Ans.

There are four types of audit opinion: Unqualified, Qualified, Adverse, and Disclaimer.

  • Unqualified opinion means the financial statements are fairly presented.

  • Qualified opinion means there are some issues but they do not affect the overall fairness of the financial statements.

  • Adverse opinion means the financial statements are not fairly presented.

  • Disclaimer opinion means the auditor is unable to express an opinion due to lack of information or other limitations.

  • Examples: Unqu...read more

Q510. what is Functional programming

Ans.

Functional programming is a programming paradigm that treats computation as the evaluation of mathematical functions and avoids changing state and mutable data.

  • Focuses on pure functions that do not have side effects

  • Emphasizes immutability and avoids changing state

  • Uses higher-order functions and function composition

  • Commonly used languages include Haskell, Scala, and Clojure

Q511. How to speak with customers(behaviour)

Ans.

Speak with customers politely, actively listen, show empathy, and provide helpful solutions.

  • Greet customers warmly and introduce yourself

  • Listen actively to understand their needs and concerns

  • Show empathy by acknowledging their feelings and frustrations

  • Provide helpful solutions or alternatives to resolve their issues

  • Thank them for their feedback and offer assistance for any future concerns

Q512. What are the scenario where you used pivot table?

Ans.

Pivot tables are used to summarize and analyze large datasets in a structured manner.

  • Used to analyze sales data by product, region, and time period

  • Helps in identifying trends and patterns in data

  • Used to compare and contrast data from different perspectives

  • Enables easy filtering and sorting of data

  • Assists in creating meaningful reports and visualizations

Q513. Inputs of Black and Scholes Model. Explain IRS, CDS.

Ans.

Black and Scholes Model inputs include interest rate, stock price, volatility, time to expiration, and dividend yield. IRS stands for Interest Rate Swap and CDS stands for Credit Default Swap.

  • Black and Scholes Model inputs: interest rate, stock price, volatility, time to expiration, dividend yield

  • IRS (Interest Rate Swap) involves exchanging fixed interest rate payments for floating rate payments

  • CDS (Credit Default Swap) is a financial derivative that allows investors to hedge...read more

Q514. Relationship between price and yield. Explain Binomial tree Valuation model.

Ans.

Price and yield have an inverse relationship. Binomial tree valuation model is a method to price options using a tree structure.

  • Price and yield have an inverse relationship - as price increases, yield decreases.

  • Binomial tree valuation model is a method to price options by creating a tree of possible price movements.

  • The model calculates option prices at each node of the tree and works backwards to determine the option's present value.

  • It is a flexible model that can handle vari...read more

Q515. What are lod in tableau

Ans.

LOD stands for Level of Detail. It is a technique in Tableau that allows users to compute values at a different level than the view.

  • LOD expressions can be used to aggregate data at a higher level than the view, or to compute values at a lower level than the view.

  • There are three types of LOD expressions: FIXED, INCLUDE, and EXCLUDE.

  • FIXED LOD expressions compute values using a specified set of dimensions, regardless of the dimensions in the view.

  • INCLUDE LOD expressions compute ...read more

Q516. What do you know about derivatives?

Ans.

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

  • Derivatives can be used for hedging, speculation, or arbitrage.

  • Common types of derivatives include options, futures, forwards, and swaps.

  • For example, a call option gives the holder the right to buy an asset at a specified price within a certain time frame.

  • Derivatives are traded on exchanges or over-the-counter (OTC) markets.

Q517. What do you know about intrinsic value?

Ans.

Intrinsic value refers to the actual value of a company or asset based on its fundamental characteristics, rather than its market price.

  • Intrinsic value is calculated by analyzing factors such as earnings, growth potential, and assets of a company.

  • It is used by investors to determine whether a stock is undervalued or overvalued.

  • Warren Buffett is known for using intrinsic value as a key factor in his investment decisions.

Q518. What is the Latest embedded systems?

Ans.

The latest embedded systems are focused on IoT, AI, and machine learning.

  • Embedded systems are becoming more connected to the internet of things (IoT)

  • AI and machine learning are being integrated into embedded systems for improved performance

  • Low-power consumption and high-performance processors are being developed for embedded systems

  • Examples include Amazon Echo, Nest Thermostat, and Fitbit

Q519. Which do you know module of Sap?

Ans.

I have knowledge of multiple modules in SAP including MM, SD, FI, and CO.

  • I have experience in Material Management (MM) module which deals with procurement and inventory management.

  • I also have knowledge of Sales and Distribution (SD) module which deals with sales and order processing.

  • I am familiar with Financial Accounting (FI) and Controlling (CO) modules which deal with financial management and reporting.

  • I have worked on SAP implementation projects for clients in various ind...read more

Q520. What are the commands you use in Linux?

Ans.

Various commands used in Linux for file management, system administration, and networking.

  • ls - list directory contents

  • cd - change directory

  • pwd - print working directory

  • cp - copy files and directories

  • mv - move or rename files and directories

  • rm - remove files or directories

  • chmod - change file permissions

  • grep - search for patterns in files

  • ifconfig - configure network interfaces

  • ping - test network connectivity

Q521. what are tools you have experience on ?

Ans.

I have experience with various tools including Microsoft Office Suite, Google Analytics, and Adobe Creative Suite.

  • Microsoft Office Suite

  • Google Analytics

  • Adobe Creative Suite

Q522. what bank Reconcilation and validations

Ans.

Bank reconciliation involves comparing the bank statement with the company's records to ensure they match, while validations involve verifying the accuracy and completeness of financial transactions.

  • Bank reconciliation ensures that the company's records match the bank statement by comparing deposits, withdrawals, and other transactions.

  • Validations involve verifying the accuracy and completeness of financial transactions, such as ensuring that invoices match purchase orders an...read more

Q523. How to tune the model performance?

Ans.

To tune model performance, adjust hyperparameters, preprocess data, increase training data, and use ensemble methods.

  • Adjust hyperparameters such as learning rate, regularization, and batch size.

  • Preprocess data by scaling, normalizing, or handling missing values.

  • Increase training data to reduce overfitting and improve generalization.

  • Use ensemble methods like bagging or boosting to combine multiple models.

  • Perform cross-validation to evaluate model performance and select the bes...read more

Q524. what are object in JS

Ans.

Objects in JavaScript are complex data types that can store multiple key-value pairs.

  • Objects are created using curly braces {}

  • Keys are strings that represent the property names

  • Values can be any data type, including other objects or functions

  • Access object properties using dot notation or bracket notation

Q525. What does an idea candidate look like?

Ans.

An ideal candidate is someone who is highly skilled, motivated, adaptable, and a team player.

  • Highly skilled in relevant areas

  • Motivated and driven to succeed

  • Adaptable to changing environments and tasks

  • Strong team player, able to collaborate effectively

  • Good communication skills

  • Positive attitude and willingness to learn

  • Previous experience in similar roles

  • Strong work ethic and reliability

Q526. What is incident management

Ans.

Incident management is the process of identifying, analyzing, and resolving incidents to minimize their impact on business operations.

  • Incident management involves documenting incidents, categorizing them based on severity, and prioritizing them for resolution.

  • It includes creating incident tickets, assigning them to appropriate teams or individuals, and tracking their progress until resolution.

  • Examples of incidents include system outages, security breaches, and service disrupt...read more

Q527. what is semantic html

Ans.

Semantic HTML is using HTML tags that clearly define the content and structure of a web page.

  • Semantic HTML helps improve accessibility for users with disabilities.

  • It also improves SEO by providing search engines with better understanding of the content.

  • Examples of semantic HTML tags include <header>, <nav>, <article>, <section>, <footer>.

Q528. Cut off dates for cash receipts , materiality and assertions

Ans.

Cut off dates for cash receipts, materiality, and assertions are important for financial reporting.

  • Cut off date for cash receipts is the date until which cash receipts are recorded in the financial statements.

  • Materiality refers to the significance of an item or transaction in the financial statements.

  • Assertions are statements made by management regarding the accuracy and completeness of the financial statements.

  • Cut off dates, materiality, and assertions are important for ensu...read more

Q529. Difference between rank and dense_rank, with examples

Ans.

Rank assigns unique numbers to each row, while dense_rank assigns consecutive numbers to rows with the same values.

  • Rank function assigns a unique number to each row based on the order specified.

  • Dense_rank function assigns consecutive numbers to rows with the same values.

  • Rank and dense_rank are used in SQL queries to rank rows based on certain criteria.

  • Rank and dense_rank can be used to find top N records or identify duplicates in a dataset.

Q530. How do we diagnose heart failure?

Ans.

Heart failure is diagnosed through a combination of medical history, physical examination, and diagnostic tests.

  • Medical history: asking about symptoms, family history, and medical conditions

  • Physical examination: checking for signs of fluid buildup, irregular heartbeat, and other symptoms

  • Diagnostic tests: blood tests, electrocardiogram (ECG), echocardiogram, stress test, cardiac catheterization

  • Classification: based on the severity of symptoms and the patient's response to trea...read more

Q531. What is your expected CTC

Ans.

My expected CTC is based on my experience, skills, and the market rate for the position.

  • I have researched the average salary range for this position in the industry.

  • I am looking for a competitive salary that reflects my qualifications and contributions.

  • I am open to negotiation based on the overall compensation package offered.

Frequently asked in,

Q532. Why Parquet words faster on Spark ?

Ans.

Parquet words faster on Spark due to its columnar storage format and efficient compression techniques.

  • Parquet is a columnar storage format that organizes data by columns rather than rows.

  • Columnar storage allows for better compression and efficient data retrieval.

  • Parquet uses compression techniques like run-length encoding and dictionary encoding.

  • Spark leverages the columnar storage format of Parquet to perform predicate pushdown and column pruning.

  • Parquet also supports predic...read more

Q533. What is WACC, equity value, entrerprise value?

Ans.

WACC stands for Weighted Average Cost of Capital, equity value is the market value of a company's equity, and enterprise value is the total value of a company including debt and equity.

  • WACC is a calculation of the average cost of capital a company faces, taking into account the proportion of debt and equity in the capital structure.

  • Equity value is calculated by multiplying the number of outstanding shares by the current market price per share.

  • Enterprise value is the sum of a ...read more

Q534. How to delete duplicate records from table

Ans.

Use DELETE statement with a self-join on the table to remove duplicate records.

  • Identify the columns that define a duplicate record

  • Use a self-join to identify the duplicate records

  • Use DELETE statement with the self-join condition to remove the duplicates

Q535. What is sales and how to talk with customer

Ans.

Sales is the process of selling products or services to customers by understanding their needs and providing solutions.

  • Build rapport with the customer by actively listening and asking questions to understand their needs

  • Highlight the benefits of the product or service that meet the customer's needs

  • Handle objections by addressing concerns and providing additional information or alternatives

  • Close the sale by asking for the customer's commitment and providing a clear call to acti...read more

Q536. Have you solved any complex legal situations?

Ans.

Yes, I have successfully resolved complex legal situations by conducting thorough research, analyzing relevant laws, and negotiating with all parties involved.

  • Conducted thorough research on relevant laws and regulations

  • Analyzed complex legal situations to identify key issues and potential solutions

  • Negotiated with all parties involved to reach a mutually beneficial resolution

Q537. no portions are bio groups

Ans.

The question is unclear and seems to be missing important information.

  • Ask for clarification on what is meant by 'bio groups'

  • Request more context or examples to better understand the question

Q538. How to manage new requirements in between

Ans.

Manage new requirements by prioritizing, communicating with stakeholders, and adjusting project timelines.

  • Prioritize new requirements based on impact and urgency

  • Communicate with stakeholders to ensure alignment and manage expectations

  • Adjust project timelines and resources as needed to accommodate new requirements

Q539. Tell about urs and speak good and fluent english

Ans.

I have a strong command of the English language and can communicate effectively.

  • I have been speaking English fluently for many years

  • I have completed advanced English courses in school

  • I have experience communicating in English in professional settings

Q540. What all types of transactions have you worked on.

Ans.

I have worked on various types of transactions including mergers and acquisitions, IPOs, debt financings, and private equity investments.

  • Mergers and acquisitions

  • Initial public offerings (IPOs)

  • Debt financings

  • Private equity investments

Q541. Biggest company in india

Ans.

Reliance Industries Limited is currently the biggest company in India.

  • Reliance Industries Limited is a conglomerate with interests in petrochemicals, refining, oil, and gas exploration.

  • It was founded by Dhirubhai Ambani in 1966 and is currently run by his son Mukesh Ambani.

  • Reliance Industries Limited is also the second-largest company in Asia by market capitalization.

  • Other major companies in India include Tata Group, State Bank of India, and Indian Oil Corporation.

Q542. Explain in brief what is KYC?

Ans.

KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.

  • KYC is mandatory for opening bank accounts, applying for loans, and investing in mutual funds.

  • It involves collecting personal information and documents such as PAN card, Aadhaar card, passport, and driving license.

  • The information is verified against government databases to ensure authenticity.

  • KYC helps financial institutions to assess the risk associ...read more

Q543. What is bank reconciliation?

Ans.

Bank reconciliation is the process of comparing a company's bank statement with its own accounting records.

  • It helps to identify any discrepancies between the two records.

  • It ensures that all transactions are accurately recorded in the company's books.

  • It involves matching transactions on the bank statement with transactions in the company's accounting system.

  • Any differences are investigated and resolved.

  • Examples of items that may cause discrepancies include outstanding checks, ...read more

Frequently asked in,

Q544. What you know about the outsourcing industry ?

Ans.

Outsourcing industry involves contracting out business processes to external providers.

  • Outsourcing helps companies reduce costs by delegating tasks to specialized service providers.

  • It allows businesses to focus on core competencies while external vendors handle non-core activities.

  • Common outsourcing services include customer support, IT services, and manufacturing.

  • Offshore outsourcing involves contracting services to companies in other countries to take advantage of lower lab...read more

Q545. how would you do a tax reconciliation

Ans.

Tax reconciliation involves comparing financial records with tax returns to ensure accuracy.

  • Gather all financial records and tax returns for the period in question

  • Identify any discrepancies between the two sets of records

  • Adjust the financial records to match the tax returns, or vice versa

  • Document any changes made during the reconciliation process

  • Ensure all adjustments are properly accounted for in the final reconciliation

Q546. What is oops? Explain all characteristics of oops.

Ans.

Oops stands for Object-Oriented Programming. It is a programming paradigm based on the concept of objects, which can contain data in the form of fields and code in the form of procedures.

  • Oops is based on the four main principles: Inheritance, Encapsulation, Abstraction, and Polymorphism.

  • Inheritance allows a class to inherit properties and behavior from another class.

  • Encapsulation refers to the bundling of data with the methods that operate on that data.

  • Abstraction focuses on ...read more

Q547. Speak on any topic for 5 minutes.

Ans.

I will speak about the impact of social media on mental health.

  • Introduction to social media and its prevalence in society

  • Discuss the potential negative effects on mental health such as anxiety and depression

  • Explore the role of cyberbullying and comparison culture

  • Highlight the importance of setting boundaries and practicing digital detox

  • Provide tips for maintaining a healthy relationship with social media

Q548. Find output of java programs

Ans.

Java programs output can be determined by running the code and observing the console or log files.

  • Compile the Java code using a compiler like javac

  • Run the compiled code using the Java Virtual Machine (JVM)

  • Observe the output in the console or log files

  • Output can be text, numbers, or other data types

Q549. What are the types of cost ratios

Ans.

Cost ratios can be classified into three types: operating, financial, and combined.

  • Operating cost ratio measures the efficiency of a company's operations.

  • Financial cost ratio measures the company's ability to meet its financial obligations.

  • Combined cost ratio is a combination of operating and financial cost ratios.

  • Examples of cost ratios include gross profit margin, return on assets, debt-to-equity ratio, and interest coverage ratio.

Q550. What Do You Know About Social Media ?

Ans.

Social media refers to online platforms where users can create and share content, connect with others, and engage in virtual communities.

  • Social media platforms include Facebook, Instagram, Twitter, LinkedIn, and TikTok.

  • Users can share photos, videos, status updates, and links on social media.

  • Social media is used for communication, networking, marketing, and entertainment purposes.

  • It allows businesses to reach a wider audience and engage with customers in real-time.

  • Social medi...read more

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