Kotak Mahindra Bank - Portfolio Relationship Manager - Small Medium Enterprise (6-14 yrs)

SME, part of Wholesale Banking Group, deals in corporates with turnover between fifty to five hundred crores. These new corporates have unique and challenging banking needs

Specification:

What are the areas (in quantitative terms) the job has an impact on?

- PRM will manage existing book. PRM will be doing limit enhancement, renewals and refer new to bank accounts. PRM will own the relationship and be a SPOC for all client needs. PRM will cross sell Trade, Forex and CMS solutions

Key Deliverables:

- New To Bank Accounts

- Growing the current book size

- Cross Sell

- Portfolio Profitability and Hygiene

- Relationships :

- External clients

- Internal clients- BIU, Product, RMs, Leadership Team

Qualification and Experience :

- Graduate

- Preferably MBA or CA

- Minimum Experience - 6 years

Job Skills:

Stays abreast of the key trends in identified markets and leverages that knowledge when engaging with customers

Anticipates and analyses client needs and expectations

Understands the importance of KOTAK ethics when dealing

Understands the importance of and the principles of credit appraisal/risk at Kotak. Understand company financials