Veritas Finance Interview Questions, Process, and Tips

Q1. About Assessment styles, profile discrimination.
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Q1. About experience
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Q2. Affordable housing process
Ans. 
Affordable housing process involves providing housing options at lower costs for individuals or families with limited income.
• Affordable housing initiatives aim to increase access to housing for low-income individuals and families.

• Government subsidies and tax incentives are often used to make housing more affordable.

• Non-profit organizations and community development corporations may also play a role in providing afforda...read more
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Q3. Policy and process
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Q1. Share your past experience / exposure? Job profile?
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Q2. Past fault in pervious organization & how to improves?? Why to join new company like Veritas??
Ans. 
I made a mistake in a previous organization but learned from it and improved. I want to join Veritas for new opportunities and growth.
• Acknowledge the past fault and take responsibility for it

• Explain how you learned from the mistake and implemented changes to improve

• Highlight the reasons for wanting to join Veritas such as new challenges, career growth, company values, etc.

• Show enthusiasm and alignment with Veritas' goa
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Q3. What is the risk for lending in lower & medium segment of Pyramid?? Way to mitigates them. What are the property issues in Odisha?
Ans. 
The risk for lending in lower & medium segment of Pyramid and property issues in Odisha.
• The risk in lending to the lower & medium segment of the pyramid includes higher default rates due to lower income levels and limited credit history.

• Mitigation strategies include thorough credit assessments, collateral requirements, and setting appropriate interest rates.

• Property issues in Odisha may include land disputes, lack of p...read more
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Q4. Where you like to see you in next 5 yrs. in the Organization.??
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Q5. Your expectation from senior management??
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I expect senior management to provide clear direction, support, and resources to achieve organizational goals.
• Clear communication of goals and expectations

• Support in decision-making and problem-solving

• Allocation of necessary resources

• Regular feedback and guidance

• Promotion of a positive work culture

• Example: Senior management should communicate the company's vision and provide guidance on how to achieve it.
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Q6. Branch expansion & monthly disbursement Employee strength
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Q1. How to 138 case filed
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Q2. How to arbitration Case filed
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Arbitration cases are resolved through a formal process involving the selection of an arbitrator, submission of evidence, and a final decision.
• Arbitration cases are typically initiated by one party filing a request for arbitration.

• The parties involved in the case select an arbitrator or a panel of arbitrators.

• The arbitrator(s) review the evidence and arguments presented by both parties.

• The parties may present witnesses...read more
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Q3. How to manage in police station in a litigation customer
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To manage in a police station in a litigation customer, it is important to prioritize communication, maintain documentation, and ensure compliance with legal procedures.
• Establish clear lines of communication with the police officers and other stakeholders involved in the litigation process.

• Maintain detailed documentation of all legal proceedings, including statements, evidence, and court orders.

• Ensure compliance with l...read more
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Q4. How to collect EMI in a NPA cases
Ans. 
To collect EMI in NPA cases, legal action can be taken through recovery suits, asset seizure, and negotiation.
• Initiate legal action by filing recovery suits against the borrower in the appropriate court

• Obtain a decree from the court to recover the outstanding amount

• Seize the borrower's assets through court orders to satisfy the debt

• Negotiate with the borrower for a settlement or restructuring of the loan

• Engage debt rec...read more
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Q5. How to file execution cases in local court.
Ans. 
To file execution cases in a local court, you need to follow specific procedures and submit necessary documents.
• Research and understand the local court rules and procedures for filing execution cases.

• Prepare the necessary documents, such as a writ of execution, affidavit of service, and any supporting evidence.

• File the execution case with the local court by submitting the required documents and paying the applicable fe...read more
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Q6. How to filed 153 case in SDJM court in Local
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To file a 153 case in SDJM court in Local, you need to follow these steps:
• Prepare a written complaint stating the details of the case

• Attach relevant documents and evidence supporting your case

• Visit the SDJM court and submit the complaint to the court clerk

• Pay the required filing fees

• Obtain a receipt for the filing

• Follow the court's instructions for further proceedings
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Q1. Why should we hire you?
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Q2. Do you have any past job experience? What was your duties there?
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Q3. Do you know how to write mails?
Ans. 
Yes
• Yes, I am proficient in writing professional emails.

• I have experience in composing clear and concise emails.

• I am familiar with email etiquette and proper formatting.

• I can effectively communicate through written correspondence.

• I have attached an example of an email I wrote for reference.
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Q4. Can you handle customers?
Ans. 
Yes, I can handle customers effectively and provide excellent customer service.
• I have extensive experience in customer service roles and have successfully handled various customer interactions.

• I am skilled in resolving customer complaints and ensuring customer satisfaction.

• I have excellent communication and interpersonal skills, allowing me to effectively understand and address customer needs.

• I am patient, empathetic, ...read more
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Q5. What is your expected salary?
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Im a right person for collection work , so we can make a great hiring choices

Knowledge in negotiating payoff deadlines or payment plans and updating account status

Q1. Need full details of document orientation questions
Ans. I will explain the full details of document orientation like pathway property details & buyer details
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Q2. Tell about the family background & previous company details?
Ans. Clearly explain the family full details & previous company full details
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