Varthana Senior Executive Interview Questions and Answers for Freshers

Q1. Tell me about your self
Ans. 
Experienced senior executive with a proven track record in leading successful teams and driving business growth.
• Over 15 years of experience in executive leadership roles

• Strong strategic planning and decision-making skills

• Expertise in driving operational efficiency and improving profitability

• Proven ability to build and motivate high-performing teams

• Track record of successfully implementing change initiatives

• Examples: Le...read more
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Q2. Advanced Excel Educational background Why Join This company and Home loan company
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Q1. How to high of rate of intrest
Ans. 
To lower high interest rates, negotiate with lenders, consolidate debt, improve credit score, and consider refinancing.
• Negotiate with lenders to lower interest rates

• Consolidate high-interest debt into a lower interest loan

• Improve credit score by making timely payments and reducing debt

• Consider refinancing existing loans at a lower rate

• Seek out promotional offers or balance transfer options
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Q2. Holiday also working but how
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Q3. Only for issue tare of intrest
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Q4. Customer are main ley choose that
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Q5. All are ok only for rate of intrest
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Logical reasoning with mathematics and interpretation

LC easy and medium questions based on stack and dp

Q1. General questions about how I work, hobbies
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Q1. About credit life cycle
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Q2. What is DSCR and why important while lending
Ans. 
DSCR stands for Debt Service Coverage Ratio, it is important while lending to assess the borrower's ability to repay the loan.
• DSCR is a financial ratio that measures a company's ability to cover its debt obligations with its operating income.

• A higher DSCR indicates that the company has more income available to meet its debt obligations.

• Lenders use DSCR to evaluate the risk of lending money to a borrower, as a low DSCR ...read more
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Recovery case ko acche se follop karna fir customer's ko payment ke liye gudie karna

Agar kise case me koi problem ati h to apne group me aur kise sineor executive se share karna ,

Q1. About sed commands
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Q2. Sql/Oracle syntax
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Q1. What i know about the organization BA Continuum India pvt. Ltd.
Ans. 
BA Continuum India Pvt. Ltd. is a subsidiary of Bank of America that provides technology and operations services.
• It was established in 2004 and has its headquarters in Mumbai.

• It has over 15,000 employees and operates in multiple locations across India.

• It provides services in areas such as finance, risk, compliance, technology, and operations.

• It has won several awards for its innovative solutions and employee-friendly p...read more
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Q2. Why you want to join here?
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Q3. Why you want to resign from your current organization
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Q1. Discussion about my salary package
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Q2. Negotiation for joining date
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