Utkarsh Small Finance Bank Product Manager Interview Questions and Answers

In my previous organization, I was responsible for overseeing daily operations, managing a team, and ensuring targets were met.

• Managed a team of employees to ensure smooth operations

• Oversaw daily tasks and responsibilities to meet targets

• Implemented strategies to improve efficiency and productivity

• Handled customer complaints and resolved issues promptly

I have handled the customer service desk in my previous organization.

• Managed customer inquiries and complaints

• Provided information about products and services

• Resolved issues and escalated to higher management if needed

I have effectively managed my portfolio by analyzing client needs, providing personalized solutions, and maintaining regular communication.

• Conducted thorough analysis of client needs and investment goals

• Provided personalized investment solutions based on risk tolerance and financial objectives

• Maintained regular communication with clients to ensure satisfaction and address any concerns

• Monitored portfolio performance and...read more

I can bring extensive experience in team management, strategic planning, and process improvement to drive growth and efficiency.

• Proven track record of successfully leading teams to achieve targets

• Strong strategic planning skills to identify opportunities for growth

• Experience in implementing process improvements to increase efficiency

• Ability to analyze data and make informed decisions to drive results

CASA stands for Current Account and Savings Account. It refers to the deposits made by customers in a bank.

• CASA is a type of bank account where customers can deposit their money.

• It includes both current accounts and savings accounts.

• CASA deposits are considered to be low-cost funds for banks.

• Banks offer higher interest rates on savings accounts to attract more customers.

• CASA ratio is an important metric for banks to me...read more

Clearing is the process of settling financial transactions between banks. RTGS is a real-time gross settlement system used for large value transactions.

• Clearing involves the exchange of financial instruments between banks to settle transactions.

• RTGS is a system used for high-value transactions that are settled in real-time.

• Clearing and RTGS are important for ensuring the smooth functioning of the financial system.

• Examp...read more