Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Unity Small Finance Bank Team. If you also belong to the team, you can get access from here

Unity Small Finance Bank Verified Tick

Compare button icon Compare button icon Compare

Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards

zig zag pattern zig zag pattern

Filter interviews by

Unity Small Finance Bank Credit Manager Interview Questions and Answers

Updated 4 Jan 2025

Unity Small Finance Bank Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Closed ended quations can help the interview
  • Ans. 

    Closed-ended questions streamline interviews, providing clear, concise responses that aid in decision-making.

    • Facilitates quick responses: For example, asking 'Do you have experience with credit analysis?' yields a simple 'yes' or 'no'.

    • Reduces ambiguity: Questions like 'Have you worked with financial software?' eliminate vague answers.

    • Eases comparison: Standardized answers help compare candidates effectively, such as 'A...

  • Answered by AI
  • Q2. Feeeback - its important to ask candidates for their feedback on the interview process.
  • Ans. 

    Feedback is crucial for improving the interview process and ensuring a positive candidate experience.

    • Encourages open communication: Asking for feedback shows candidates that their opinions matter.

    • Identifies areas for improvement: Candidates can highlight aspects of the interview that were unclear or challenging.

    • Enhances candidate experience: Positive feedback can reinforce what works well, while constructive criticism ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Start method - the start method is a structured way to answer behavioral based interview questions.
  • Q2. Peer interview- a peer interview can help the companies get a comprehensive view of the candidates.

Interview Preparation Tips

Interview preparation tips for other job seekers - Better skills. better job

Top trending discussions

View All
Interview Hub
1w (edited)
anshitanegi
·
ex -
Planet Spark
When HR’s Chinese English made me drop the interview!
So, I talked to the HR yesterday about the interview. I asked Please send me the location But their English… bro I was shocked! It was like talking to someone jisne english nahi kuch ar hi seekh liya ho, if the HR’s English is this I can only imagine the rest of the company I decided to drop the interview with this chinese english😶‍🌫️
FeedCard Image
Got a question about Unity Small Finance Bank?
Ask anonymously on communities.

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. 1.How can you acquire business from market.
  • Q2. Why do you opted ESAF
  • Q3. What are your achievements

Interview Preparation Tips

Interview preparation tips for other job seekers - It is a growing organization and if we prove ourselves definately we will grow jn career.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyze the balance sheet a ... read more
asked in HDFC Bank
Q3. A client wants a large loan to fund a long-term project. What doc ... read more
asked in ICICI Bank
Q4. Which clauses in 3CD are important when sanctioning a loan?
asked in ICICI Bank
Q5. What are the key skills of a credit manager?

Interview Questionnaire 

1 Question

  • Q1. Advice

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are attending interview be good listener and understand what is expected from you ..you should be very clear and positive towards your approach.. Also share your milestones and achievement you have created in your past role.

I applied via Referral and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Self Intuduction. Team handling
  • Q2. Amount calculations. Members service
  • Ans. Normally amount counting members service good
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Staff caring and customer service members issues

I applied via Recruitment Consultant and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Defalter Coustmer High Risk Our Buisness .
  • Ans. Every member verification kyc it is most important Part of Buisness .
  • Answered by Virendra Singh
  • Q2. What is the Good Manager .
  • Ans. Manager quality Good management Staffing Office Culture focus on Every Customer service & Big Disbursement Progress our Business .
  • Answered by Virendra Singh
  • Q3. Communication for the meeting our Staff Rotation .
  • Ans. All Staff Motivation Focus our Client good service .
  • Answered by Virendra Singh

Interview Preparation Tips

Interview preparation tips for other job seekers - Staff selection for the importance Part quality of Manager .

I applied via Naukri.com and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Discussion about work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Preparation about work experience and banking products details

Unity Small Finance Bank HR Interview Questions

26 questions and answers

Q. Where do you see yourself in the future?
Q. Can you describe your experience with your previous company?
Q. Can you provide a brief overview of yourself?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. About Branch Banking , Team and numbers
  • Q2. Why do you want to change

Interview Preparation Tips

Interview preparation tips for other job seekers - Well Managed with company
Are these interview questions helpful?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Regarding credit knowledge
  • Q2. Credit knowledge needed
  • Q3. How to set od limit for the borrower
  • Ans. 

    Set credit limit based on borrower's credit history, income, and financial stability.

    • Consider borrower's credit score and history to determine risk level

    • Evaluate borrower's income and financial stability to assess ability to repay

    • Set a limit that balances risk and borrower's ability to repay

    • Regularly review and adjust credit limits based on borrower's financial status

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous Experience
  • Q2. Credit Monitoring Analysis
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. About Current Role
  • Q2. About Expecting Role
  • Q3. Communication and Job Location
  • Q4. Experience and Knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Experience

Unity Small Finance Bank Interview FAQs

How many rounds are there in Unity Small Finance Bank Credit Manager interview?
Unity Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Unity Small Finance Bank interview process are HR.
How to prepare for Unity Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Unity Small Finance Bank. The most common topics and skills that interviewers at Unity Small Finance Bank expect are Credit Management, Mortgage Loans, Communication Skills, Credit and Credit Analysis.
What are the top questions asked in Unity Small Finance Bank Credit Manager interview?

Some of the top questions asked at the Unity Small Finance Bank Credit Manager interview -

  1. Feeeback - its important to ask candidates for their feedback on the interview ...read more
  2. Closed ended quations can help the interv...read more
  3. Start method - the start method is a structured way to answer behavioral based ...read more

Tell us how to improve this page.

Overall Interview Experience Rating

5/5

based on 2 interview experiences

Difficulty level

Easy 100%

Duration

Less than 2 weeks 100%
View more
Unity Small Finance Bank Credit Manager Salary
based on 68 salaries
₹5.7 L/yr - ₹10.2 L/yr
At par with the average Credit Manager Salary in India
View more details

Unity Small Finance Bank Credit Manager Reviews and Ratings

based on 4 reviews

3.8/5

Rating in categories

3.6

Skill development

4.0

Work-life balance

3.5

Salary

3.5

Job security

3.1

Company culture

3.1

Promotions

4.4

Work satisfaction

Explore 4 Reviews and Ratings
Officer
349 salaries
unlock blur

₹2 L/yr - ₹6.3 L/yr

Executive
241 salaries
unlock blur

₹2.5 L/yr - ₹7.2 L/yr

Management Trainee
134 salaries
unlock blur

₹1.2 L/yr - ₹3 L/yr

Assistant Manager
101 salaries
unlock blur

₹4 L/yr - ₹9.2 L/yr

Senior Executive
98 salaries
unlock blur

₹3 L/yr - ₹6.8 L/yr

Explore more salaries
Compare Unity Small Finance Bank with

ESAF Small Finance Bank

3.7
Compare

DBS Bank

3.8
Compare

CSB Bank

3.2
Compare

Paytm Payments Bank

3.9
Compare
write
Share an Interview