Unity Small Finance Bank Analyst Interview Questions and Answers

Q1. Are you comfortable with the shifts.
Ans. 
Yes, I am comfortable with shifts and have experience working different schedules.
• I have previous experience working various shifts in my previous roles.

• I am adaptable and can easily adjust to different schedules.

• I understand the importance of flexibility in the workplace and am willing to work different shifts as needed.
Answered by AI
Add your answer

Q1. Give All Answer in Star Approach.
Add your answer
Q2. If you have conflict with your collogue how you will handle that?
Add your answer

GD was the first round of the Interview
Topics like AI taking over human intelligence -for or against
Taking risk is the only way to succeed in life -Agree or Disagree
Duration for each candidate will be 2 minutes
Basically to test our vocabulary, accent, flow of thoughts and expression.

This round contains writing emails based on a scenario.
For example you are a customer support representative , how would you write an email to a customer who is irate and lodged a complaint and how will you address with your supervisor.

Q1. Managerial round
Add your answer

It was general communication based

Q1. It was based on resume and later few technical questions on accounts and later we had behavioural round
Add your answer

Talk for min. 2 mins on topic provided

Q1. Based on a situation
Add your answer

Q1. Talk on a topic for a min
Ans. 
The impact of social media on mental health
• Social media can contribute to feelings of inadequacy and low self-esteem

• Excessive use of social media can lead to anxiety and depression

• Comparison to others on social media can negatively impact mental health

• Cyberbullying on social media platforms can have serious consequences

• However, social media can also provide support and connection for those struggling with mental health
Answered by AI
Add your answer

It had 20 MCQ and 2 coding questions

Q1. Develop a Help desk kiosk system for a bank
Ans. 
A help desk kiosk system for a bank to assist customers with their queries and transactions.
• Include touch screen interface for easy navigation

• Provide options for common banking tasks such as account balance check, fund transfer, bill payment

• Integrate with bank's database for real-time information

• Offer language options for multilingual customers

• Include a printer for transaction receipts
Answered by AI
Add your answer
Q2. Design a transaction fraud detection system
Ans. 
Implementing a transaction fraud detection system
• Utilize machine learning algorithms to analyze transaction patterns and detect anomalies

• Implement real-time monitoring to flag suspicious transactions

• Utilize historical data to train the system and improve accuracy

• Implement multi-factor authentication for high-risk transactions

• Collaborate with financial institutions and law enforcement agencies to share information and i
Answered by AI
Add your answer

Q1. Tell me about yourself
Add your answer
Q2. Why are you leaving your current organisation?
Add your answer