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based on 16 Reviews

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Unico Housing Finance Interview Questions and Answers

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Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I was interviewed in Nov 2024.

Round 1 - Case Study 

Here’s a simple framework to approach a case study effectively:


---

Case Study Framework

1. Understand the Problem

Read the case thoroughly and identify the key issue.

Ask clarifying questions if needed (if in a live setting).

Summarize the problem in your own words.



2. Analyze the Situation

SWOT Analysis (Strengths, Weaknesses, Opportunities, Threats)

Identify relevant stakeholders.

Gather data or key insights from the case text.



3. Identify Alternatives

Brainstorm possible solutions to the problem.

Consider multiple approaches (e.g., short-term vs. long-term solutions).



4. Evaluate the Alternatives

Weigh the pros and cons of each solution.

Assess feasibility, costs,

Round 2 - Technical 

(2 Questions)

  • Q1. What are the common performance issues that can occur in a system?
  • Ans. 

    Common performance issues in a system include slow response times, high resource usage, bottlenecks, and crashes.

    • Slow response times can be caused by inefficient code, network latency, or overloaded servers.

    • High resource usage can lead to system slowdowns and crashes, often caused by memory leaks or inefficient algorithms.

    • Bottlenecks occur when a component of the system becomes a limiting factor, such as a database ser...

  • Answered by AI
  • Q2. What is your experience with software bug fixing?
  • Ans. 

    I have experience in identifying and resolving software bugs through thorough testing and collaboration with developers.

    • Identifying bugs by reproducing issues reported by users

    • Collaborating with developers to understand root cause of bugs

    • Testing bug fixes to ensure they are effective

    • Utilizing bug tracking tools like Jira or Bugzilla

    • Experience with regression testing to prevent reoccurrence of bugs

  • Answered by AI
Round 3 - Coding Test 

Shortcut Tips for Coding Tests: 1. Master the Basics: Familiarize yourself with arrays, strings, loops, and conditional statements. 2. Learn Patterns: Concentrate on sliding window, two-pointer techniques, recursion, and divide-and-conquer methods. 3. Use Standard Algorithms: Study breadth-first search (BFS), depth-first search (DFS), sorting algorithms, and dynamic programming principles. 4. Understand Data Structures: Practice with stacks, queues, linked lists, and trees. 5. Practice Edge Cases: Consider scenarios involving empty inputs, duplicates, and large datasets. 6. Write Pseudocode: Outline your plan before starting to code. 7. Optimize Early: Always strive for efficiency in your solutions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Quick Tips for Job Seekers:

1. Know Your Strengths: Identify skills and tailor your resume.


2. Network: Leverage LinkedIn, industry events, and connections.


3. Customize Applications: Align resumes and cover letters to job descriptions.


4. Prepare for Interviews: Research companies and practice answers.


5. Upskill: Learn in-demand tools, certifications, and soft skills.


6. Stay Organized: Track applications and follow-ups.


7. Be Positive: Handle rejections as learning opportunities.


8. Leverage Social Media: Optimize LinkedIn and maintain professionalism online.


9. Consider All Opportunities: Explore freelance, contract, or adjacent roles.


10. Follow Up: Send thank-you notes and stay connected with recruiters.



Stay consistent and persistent—your opportunity is ahead!
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Oct 2024. There were 2 interview rounds.

Round 1 - Technical 

(4 Questions)

  • Q1. Filters in Tableau
  • Ans. 

    Filters in Tableau allow users to focus on specific data points within a visualization.

    • Filters can be applied to dimensions or measures to narrow down the data being displayed.

    • Users can use various types of filters such as quick filters, context filters, and data source filters.

    • Filters can be used to show or hide data based on specific criteria, such as date ranges or categories.

    • Example: Applying a filter to show only

  • Answered by AI
  • Q2. Blending and joins in Tableau
  • Ans. 

    Blending and joins in Tableau allow users to combine data from multiple sources for analysis and visualization.

    • Blending is used when data sources have a common field but different levels of granularity.

    • Joins are used when data sources have a common field and the same level of granularity.

    • Blending creates a virtual join, while joins physically combine the data.

    • Examples: Blending sales data from Excel with customer data ...

  • Answered by AI
  • Q3. LOD expressions in Tableau
  • Ans. 

    LOD expressions in Tableau allow you to compute values at different levels of detail in a visualization.

    • LOD expressions include FIXED, INCLUDE, and EXCLUDE functions

    • FIXED LOD expressions compute values at a specific level of detail regardless of the visualization level

    • INCLUDE LOD expressions compute values at the specified level of detail and include other dimensions in the visualization

    • EXCLUDE LOD expressions compute ...

  • Answered by AI
  • Q4. Different types of Joins in SQL, difference between TRUNCATE and DELETE
  • Ans. 

    Different types of joins in SQL include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN. TRUNCATE is faster than DELETE as it removes all rows at once.

    • Types of joins: INNER JOIN, LEFT JOIN, RIGHT JOIN, FULL JOIN

    • TRUNCATE: removes all rows from a table without logging individual row deletions

    • DELETE: removes specific rows from a table and logs each row deletion

    • TRUNCATE is faster than DELETE as it does not log individual

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. About my technical experience
  • Q2. What will you do if you get the offer from multiple companies

Interview Preparation Tips

Interview preparation tips for other job seekers - I had 2 rounds of interviews for the position at Wells Fargo. The first round was a teams interview where I was asked questions on Tableau, SQL, and logical reasoning, which I answered successfully and cleared. The second round was an in-person interview on Monday, which required me to take time off from work. This was a managerial interview with no technical questions, except for one about the difference between rank and dense rank.

After the second round, I did not receive any feedback for several days, so I contacted HR to inquire about the status. They assured me they would provide an update, but I did not hear back. I reached out again and was told that I was not selected because I was "not technically strong." This reason seemed misleading, as the second round was not even technical in nature.

My impression is that my current salary expectations may have exceeded their budget for the role. Rather than acknowledging this, it seems they opted to cite a technical deficiency as the reason for my rejection, which I believe was not accurate.

Skills evaluated in this interview

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via LinkedIn and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Introduction, be prepared to have knowledge on your resume
  • Q2. Mathematical questions like percentage
  • Q3. Critical thinking. They asked a question with a given situation what you'll do .
  • Q4. The past 4 days been climate be stroming . And current was cut off due to rain and flood , you have a important assignment to finish, what you'll do

Interview Preparation Tips

Interview preparation tips for other job seekers - I went to citi for the interview of operation specialist other day. I been waitied for around 4 hours just to get my first round of interview. The interviewer seems exhausted due to overwhelming candidate. And one thing is shown upon the scheduling of the interview is lack of people management and schedules. The interviewer seems nice even though i didn't selected
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Coding Test 

During the coding test, I was asked to write a program to check the frequency of characters in a string.

Round 2 - Technical 

(5 Questions)

  • Q1. What is Java , what are the four pillars of java
  • Ans. 

    Java is a popular programming language known for its platform independence and object-oriented approach.

    • Java is platform-independent, meaning it can run on any device with a Java Virtual Machine (JVM)

    • Object-oriented programming is a key feature of Java, allowing for code reusability and modularity

    • The four pillars of Java are: Inheritance, Encapsulation, Abstraction, and Polymorphism

    • Inheritance allows a class to inherit...

  • Answered by AI
  • Q2. Related to collection framework
  • Q3. What is recursion, write a code for it
  • Ans. 

    Recursion is a programming technique where a function calls itself to solve a problem.

    • Recursion involves breaking down a problem into smaller subproblems and solving them recursively.

    • A base case is needed to stop the recursion and prevent infinite loops.

    • Example: Factorial calculation using recursion - function factorial(n) { return n === 0 ? 1 : n * factorial(n-1); }

  • Answered by AI
  • Q4. Why we don't use pointers in java
  • Ans. 

    Java doesn't use pointers for security and simplicity reasons.

    • Java uses references instead of pointers to avoid direct memory manipulation.

    • Pointers can lead to memory leaks and security vulnerabilities.

    • Java's garbage collection manages memory automatically, reducing the need for pointers.

  • Answered by AI
  • Q5. What are the difference between array and arraylist
  • Ans. 

    Array is a fixed-size data structure while ArrayList is a dynamic-size data structure in Java.

    • Array is a fixed-size collection of elements of the same data type, while ArrayList is a dynamic-size collection that can grow or shrink.

    • Arrays can store primitive data types and objects, while ArrayList can only store objects.

    • Arrays require a specified size at the time of declaration, while ArrayList can dynamically resize it...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - well prepare for all the questions like Java and oops
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Technical 

(4 Questions)

  • Q1. Types of Chunking in data preparation in RAG
  • Q2. How Embedding works in Vector Databases
  • Q3. Explain ARIMA model
  • Q4. How can we decide to choose Linear Regression for a business problem
Round 2 - Technical 

(4 Questions)

  • Q1. What is token and it's limit for Open Source LLMs
  • Q2. Difference of a Regression and Time Series problem
  • Q3. Advantage of LSTM over RNN
  • Q4. Performance Metrics for Logistic Regression
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

The test will comprise a total of 60 questions, divided as follows: 70% of the questions will focus on finance and accounting, while the remaining questions will cover aptitude and English.

Round 2 - Technical 

(1 Question)

  • Q1. Zero coupon bonds, long-term liabilities, return on equity, debt-equity ratio, captial budgeting and techniques, bonds and its types, debt instruments meaning, collateral, mortgage, spin off, demerger, mer...

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview panel consists of two members: the team leader and the manager. They specifically asked me detailed questions regarding finance, which included my percentage in my MBA, inquiries related to my projects, and how I learned about the company. While responding to the questions, it is essential to remain confident, and if a question is unfamiliar, we can articulate our response in our own words. We should answer them slowly instead of hurrying. Overall I have a great experience while answering the questions and panel members were polite persons.

c++ associate Interview Questions & Answers

Morgan Stanley user image Anonymous

posted on 7 Oct 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There were 4 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Write your own implementation for shared pointer. How it will handle if it get assigned by another one. How will you use it in main method. How will you overload -> operator and dereferencing operator in t...
  • Ans. 

    Implementation of shared and unique pointers in C++ with operator overloading.

    • Implement a class for shared pointer with reference counting.

    • Handle assignment by incrementing reference count and decrementing old pointer's count.

    • Overload -> and * operators to access underlying object.

    • Use shared pointer in main method by creating instances and passing them around.

    • For unique pointer, implement a class that transfers ownersh

  • Answered by AI
  • Q2. Simple problem for binary search but input values are double not integer
Round 2 - Technical 

(2 Questions)

  • Q1. Given bst find two values from tree which will give you required sum. In two pointer is it better to use middle-out instead of starting from both end probabilistically
  • Q2. Design splitwise like add and explain
Round 3 - Technical 

(6 Questions)

  • Q1. Write signature of shared pointer
  • Q2. Design system similar to load balancer where if request comes again with same id it should go to server it went for first time. with constant space complexity
  • Q3. Design system where there is org hierarchy and you should be able to find all sub-ordinates Optimize is using array of pointer
  • Ans. 

    Design a system with org hierarchy to find all sub-ordinates using array of pointers.

    • Create a class for each employee with a pointer to their manager

    • Use an array of pointers to store all employee objects

    • Traverse the array to find all sub-ordinates of a given employee

  • Answered by AI
  • Q4. Write lambda function and it's signature
  • Q5. Do you know about template Class and function template
  • Q6. How does auto work internally?
Round 4 - HR 

(1 Question)

  • Q1. Are you ready to shift to bengaluru
  • Ans. 

    Yes, I am ready to shift to Bengaluru for the c++ associate position.

    • I am excited about the opportunity to work in Bengaluru.

    • I have researched the city and am comfortable with the relocation.

    • I am flexible and adaptable to new environments.

    • I have friends/family in Bengaluru who can support me during the transition.

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Tell me about yourself.
  • Ans. 

    Experienced internal auditor with a background in finance and risk management.

    • Over 5 years of experience in internal auditing

    • Strong background in finance and risk management

    • Skilled in conducting audits, identifying risks, and implementing controls

    • Proficient in analyzing financial data and preparing reports

    • Excellent communication and interpersonal skills

  • Answered by AI
  • Q2. Family background
  • Q3. What activities did you engage in during your articleship?
  • Ans. 

    During my articleship, I engaged in various activities such as auditing financial statements, conducting internal control reviews, and assisting in risk assessment.

    • Auditing financial statements

    • Conducting internal control reviews

    • Assisting in risk assessment

  • Answered by AI
  • Q4. What is the process of conducting an internal audit?
  • Ans. 

    The process of conducting an internal audit involves planning, executing, reporting, and follow-up.

    • Plan the audit by defining objectives, scope, and methodology.

    • Gather relevant data and evidence through interviews, document reviews, and observations.

    • Analyze the data to identify risks, control weaknesses, and areas for improvement.

    • Report findings to management and recommend corrective actions.

    • Follow up on implementation...

  • Answered by AI
  • Q5. What is the difference between internal and statutory audits?
  • Ans. 

    Internal audits are conducted by internal staff to evaluate and improve the effectiveness of risk management, control, and governance processes within an organization, while statutory audits are required by law and are conducted by external auditors to ensure compliance with financial reporting standards.

    • Internal audits are conducted by internal staff, while statutory audits are conducted by external auditors.

    • Internal ...

  • Answered by AI
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(7 Questions)

  • Q1. Tell me about your self
  • Q2. Tell me about your experience
  • Q3. How to know chola
  • Ans. 

    Chola can be known through various methods such as historical records, archaeological findings, and cultural practices.

    • Study historical records and documents related to the Chola dynasty

    • Explore archaeological sites and artifacts associated with the Chola civilization

    • Learn about the cultural practices, art, and architecture of the Chola period

    • Consult experts and scholars in the field of Chola history and culture

  • Answered by AI
  • Q4. Do you have any experience about loan sales
  • Q5. How to handled pressure
  • Ans. 

    I handle pressure by staying organized, prioritizing tasks, and maintaining a positive attitude.

    • Stay organized by creating to-do lists and setting deadlines

    • Prioritize tasks based on urgency and importance

    • Maintain a positive attitude by focusing on solutions rather than problems

  • Answered by AI
  • Q6. How to manage travelling
  • Ans. 

    Managing travelling involves proper planning, organization, and time management.

    • Create a detailed itinerary with travel dates, times, and locations.

    • Pack efficiently and only bring necessary items to avoid overpacking.

    • Utilize travel apps and tools to stay organized and informed.

    • Stay flexible and be prepared for unexpected delays or changes in plans.

    • Prioritize rest and self-care to avoid burnout during travel.

    • Stay connec...

  • Answered by AI
  • Q7. Do you have experience of pure field work

Interview Preparation Tips

Interview preparation tips for other job seekers - Go with confidence
All the best
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
No response

I applied via Company Website and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Project Architecture
Round 2 - Technical 

(1 Question)

  • Q1. Informatica tech questions

Unico Housing Finance Interview FAQs

How to prepare for Unico Housing Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Unico Housing Finance. The most common topics and skills that interviewers at Unico Housing Finance expect are Home Loans, Laptop, home finance, housing loan and HLOOKUP.

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Unico Housing Finance Reviews and Ratings

based on 16 reviews

4.1/5

Rating in categories

4.3

Skill development

3.8

Work-Life balance

4.1

Salary & Benefits

3.7

Job Security

4.0

Company culture

3.8

Promotions/Appraisal

3.7

Work Satisfaction

Explore 16 Reviews and Ratings
Area Head

Madurai

10-15 Yrs

Not Disclosed

Area Legal Manager

Hyderabad / Secunderabad,

Bangalore / Bengaluru

5-10 Yrs

₹ 8-10 LPA

Area Credit Manager

Vijayawada,

Visakhapatnam

+1

7-12 Yrs

₹ 8-10 LPA

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