Ujjivan Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
I applied via Naukri.com and was interviewed in Dec 2024. There were 3 interview rounds.
Aptitude Test Details: *Test Format* 1. Multiple Choice Questions (MCQs): 30 to 40 questions 2. Duration: 30 to 60 minutes *Key Skills Assessed* 1. Problem-solving 2. Communication 3. Data analysis 4. Logical thinking 5. Time management
Ujjain is an excellent destination for finance due to its strategic location, strong economic growth, and supportive business environment.
Strategic location with easy access to major cities like Indore and Bhopal
Strong economic growth driven by industries like textiles, agribusiness, and manufacturing
Supportive business environment with government incentives for investment and development
Presence of financial instituti
The current rate of interest varies depending on the type of loan or investment.
Interest rates can differ for different types of loans such as home loans, car loans, personal loans, and credit cards.
Interest rates for investments like savings accounts, fixed deposits, and government bonds also vary.
The current rate of interest can be influenced by factors like inflation, economic conditions, and central bank policies.
My expected salary is negotiable and based on the responsibilities and opportunities offered by the position.
My expected salary is flexible and open to discussion.
I am looking for a competitive salary that reflects my skills and experience.
I am more focused on the growth and development opportunities provided by the role rather than just the salary.
I have a strong track record of exceeding sales targets and building strong relationships with clients.
Proven track record of exceeding sales targets in previous roles
Strong ability to build and maintain relationships with clients
Excellent communication and negotiation skills
Passionate about the industry and eager to drive results
I applied via LinkedIn and was interviewed in Dec 2024. There were 3 interview rounds.
I applied via Walk-in and was interviewed in Nov 2024. There were 2 interview rounds.
Ujjivan Small Finance Bank interview questions for popular designations
Normal topics were given , nothing tough
Get interview-ready with Top Ujjivan Small Finance Bank Interview Questions
I was interviewed in Aug 2024.
Experienced loan officer with a strong background in finance and customer service.
I have worked in the finance industry for over 5 years
I have a proven track record of successfully closing loans for clients
I excel at building relationships with clients and providing excellent customer service
The previous company work policy was focused on customer satisfaction, compliance with regulations, and efficient loan processing.
Customer satisfaction was a top priority
Strict adherence to regulations and compliance standards
Efficient loan processing to ensure timely approvals
Regular training and updates on industry best practices
Emphasis on teamwork and collaboration among loan officers
FOIR can be calculated by dividing total fixed obligations by gross monthly income.
Calculate total fixed obligations including existing loan EMIs, rent, and other fixed monthly expenses.
Divide total fixed obligations by gross monthly income to get FOIR.
FOIR = Total Fixed Obligations / Gross Monthly Income
For example, if total fixed obligations are $1000 and gross monthly income is $5000, FOIR would be 20%.
Funding policy for Loan Against Property (LAP) cases involves evaluating property value, borrower's creditworthiness, and loan-to-value ratio.
LAP funding policy involves assessing the value of the property being used as collateral.
Creditworthiness of the borrower is also considered in LAP funding decisions.
Loan-to-value ratio plays a crucial role in determining the amount of funding that can be provided.
Lenders may hav...
I applied via Company Website and was interviewed in Aug 2024. There was 1 interview round.
I left my previous organization to seek new challenges and opportunities for growth.
Seeking new challenges and opportunities for growth
Desiring a change in work environment
Looking for better career advancement prospects
My current CTC is $50,000 per year.
My current CTC is $50,000 per year
CTC stands for Cost to Company
It includes salary, bonuses, benefits, and any other perks provided by the employer
My ambition is to become a successful Teller and eventually work my way up to a management position within the banking industry.
To excel in my role as a Teller by providing excellent customer service and accurate financial transactions
To continuously improve my skills and knowledge in banking and finance
To take on leadership roles and responsibilities within the bank
To eventually become a manager or supervisor in the b
I applied via Walk-in and was interviewed in Aug 2024. There were 2 interview rounds.
Experienced Customer Relationship Manager with a passion for building strong client relationships and driving customer satisfaction.
Over 5 years of experience in managing customer relationships
Skilled in resolving customer issues and ensuring customer satisfaction
Strong communication and interpersonal skills
Proven track record of increasing customer retention rates
Proficient in CRM software such as Salesforce
I have been working for 5 years in customer service roles.
5 years of experience in customer service
Started in entry-level customer service position and worked way up to Customer Relationship Manager
Experience in handling customer inquiries, resolving issues, and building relationships
Staff satisfaction is strong due to a positive work environment, effective communication, recognition of achievements, and opportunities for growth.
Positive work environment fosters motivation and job satisfaction
Effective communication ensures clarity and reduces misunderstandings
Recognition of achievements boosts morale and motivation
Opportunities for growth and development show investment in employees' future
Support...
Customer handling is more about quality than quantity in building strong relationships.
Quality of customer interactions is more important than quantity
Focus on building strong relationships with customers rather than just handling a large volume
Effective communication and problem-solving skills are key in customer handling
Examples: Resolving customer complaints effectively, providing personalized service, building trus
I applied via Walk-in and was interviewed in Dec 2024. There was 1 interview round.
I applied via Walk-in and was interviewed in Jul 2024. There were 5 interview rounds.
I have 5 years of experience in the Home loan & LAP department.
I have worked in the Home loan & LAP department for 5 years.
Managed a team of sales representatives in the Home loan & LAP department.
Successfully increased sales and met targets in the Home loan & LAP department.
Developed strong relationships with clients in the Home loan & LAP department.
Ticket size refers to the average value of each transaction or sale made by a customer.
Ticket size is calculated by dividing the total revenue generated by the total number of transactions.
It helps in understanding the purchasing behavior of customers and can be used to make strategic decisions.
For example, if a customer buys 3 items at $10 each, the ticket size would be $30.
ABC Company
ABC Company was a leading software solutions provider in the IT industry
I worked at ABC Company for 5 years as a Sales Manager
During my time at ABC Company, I successfully led a team to exceed sales targets by 20%
Previous company CTC was INR 10 lakhs per annum
Previous company CTC was INR 10 lakhs per annum
CTC at previous company was competitive in the industry
Received annual increments based on performance
The number of monthly logins varies depending on the specific time period and user activity.
Monthly logins can range from hundreds to thousands, depending on the size of the user base and the popularity of the platform.
Tracking monthly logins is important for measuring user engagement and retention.
For example, a popular social media platform may have millions of monthly logins, while a niche software tool may have onl...
The number of logins monthly varies depending on the specific time period and user activity.
The number of logins can be tracked on a monthly basis to analyze user engagement.
Factors such as marketing campaigns, product updates, and seasonality can impact the monthly login numbers.
For example, in a busy holiday season, the login numbers may increase due to promotional offers and discounts.
Any questions asking home loans Department
I applied via Company Website and was interviewed in Nov 2024. There was 1 interview round.
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The duration of Ujjivan Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Credit Officer
358
salaries
| ₹0 L/yr - ₹0 L/yr |
Loan Officer
358
salaries
| ₹0 L/yr - ₹0 L/yr |
Cluster Manager
348
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Officer
345
salaries
| ₹0 L/yr - ₹0 L/yr |
Sales Officer
326
salaries
| ₹0 L/yr - ₹0 L/yr |
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