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Ujjivan Small Finance Bank

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4.1

based on 5.3k Reviews

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Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Mortgage Loan Processor Interview Questions and Answers

Updated 1 Jun 2024

Ujjivan Small Finance Bank Mortgage Loan Processor Interview Experiences

1 interview found

Mortgage Loan Processor Interview Questions & Answers

user image Anonymous

posted on 1 Jun 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is mortgage loan
  • Ans. 

    A mortgage loan is a type of loan specifically used to purchase real estate, where the property itself serves as collateral for the loan.

    • Mortgage loans are typically long-term loans with fixed or adjustable interest rates.

    • The borrower makes monthly payments to the lender until the loan is fully paid off.

    • If the borrower fails to make payments, the lender has the right to foreclose on the property.

    • Common types of mortgag...

    • Answered by AI
    Add your answer
  • Q2. What means property cycle
  • Ans. 

    Property cycle refers to the recurring pattern of ups and downs in the real estate market.

    • Property cycle consists of four stages: recovery, expansion, hyper supply, and recession.

    • During the recovery phase, property prices start to increase after a period of decline.

    • Expansion phase sees increased demand for properties, leading to higher prices and construction activity.

    • Hyper supply phase occurs when there is an oversupp...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - All is well

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Interview questions from similar companies

Mortgage Manager Interview Questions & Answers

Axis Bank user image Anonymous

posted on 22 Mar 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About industry of mortgage
    • Add your answer

Branch Sales Mortgages Manager Interview Questions & Answers

ICICI Bank user image Rahul Singh Mehra

posted on 5 Jan 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Questions are on my past experience.

Round 2 - HR 

(1 Question)

  • Q1. Same question asked by HR
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a very good platform to learn.

Mortgage Sales Manager Interview Questions & Answers

Axis Bank user image Anonymous

posted on 27 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Related mortgages
    • Add your answer

Branch Sales Mortgages Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 6 Jan 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. First shortlisted my cv after then online interview
    • Add your answer
  • Q2. Please tell me something about yourself in brief.
    • Add your answer
  • Q3. What is home loan and mortgage.
  • Ans. 

    A home loan is a type of loan used to purchase or refinance a property, secured by the property itself.

    • A home loan is a type of secured loan where the property being purchased or refinanced serves as collateral.

    • The borrower makes regular payments to the lender over a set period of time, typically 15-30 years.

    • The interest rate on the loan can be fixed or adjustable, depending on the terms of the loan.

    • Mortgage is a legal...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz be confident infront of interviewer and gives proper response and show our knowledge with confidence.

Mortgage Relationship Officer Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 8 Apr 2022

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Very excellent organization,
We have chance to work so our responsibility
We have try to better
More about working at Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Mortgage Loan Processor interview?
Ujjivan Small Finance Bank interview process usually has 1 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are One-on-one Round.
What are the top questions asked in Ujjivan Small Finance Bank Mortgage Loan Processor interview?

Some of the top questions asked at the Ujjivan Small Finance Bank Mortgage Loan Processor interview -

  1. What is mortgage l...read more
  2. What means property cy...read more

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Ujjivan Small Finance Bank Mortgage Loan Processor Interview Process

based on 1 interview

Interview experience

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Excellent
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