Ujjivan Small Finance Bank Deputy Manager Authorizer Interview Questions and Answers

I listen to their concerns, empathize with them, and offer a solution to their problem.

• Listen actively and patiently to their complaints

• Empathize with their situation and show understanding

• Offer a solution to their problem and follow up to ensure satisfaction

Oil prices impact the Indian economy through various channels.

• Higher oil prices increase the cost of imported oil, leading to higher fuel prices and transportation costs.

• This can result in inflationary pressures and reduced consumer spending power.

• Industries dependent on oil, such as transportation and manufacturing, may face higher production costs.

• Oil price fluctuations also affect the value of the Indian rupee and t...read more

The PE ratio for MF varies depending on the specific mutual fund.

• PE ratio is the price-to-earnings ratio, which measures the price of a stock relative to its earnings per share.

• MF stands for mutual fund, which is a type of investment vehicle that pools money from multiple investors to purchase securities.

• The PE ratio for a mutual fund can vary depending on the specific stocks held within the fund and their earnings.

• Som...read more

PE ratio is the ratio of a company's stock price to its earnings per share (EPS).

• PE ratio helps investors determine if a stock is overvalued or undervalued.

• A high PE ratio may indicate that a stock is overvalued, while a low PE ratio may indicate that it is undervalued.

• For example, if a company's stock is trading at $50 per share and its EPS is $5, then its PE ratio is 10.

• PE ratio can vary across industries and should ...read more

I want to improve customer experience by providing personalized services and innovative solutions.

• Introduce a mobile app for easy access to banking services

• Offer customized financial solutions based on customer needs

• Provide 24/7 customer support through various channels

• Streamline the account opening process to reduce wait time

• Organize financial literacy workshops to educate customers

I would prioritize communication, delegation, and organization to effectively manage a large team.

• Establish clear communication channels and ensure everyone is on the same page

• Delegate tasks and responsibilities to team members based on their strengths and skills

• Create a system for tracking progress and ensuring deadlines are met

• Encourage collaboration and teamwork among team members

• Provide regular feedback and support...read more